You also can't transfer points to any airline or hotel programs, you must
redeem against cash travel spend.
Not exact matches
You can always borrow
against the
cash value of the policy, and you won't have to pay any taxes on that accumulation unless you choose to
redeem it.
When
redeeming against travel expenses you'll receive a bonus of $ 220 in
cash, when
redeeming against other charges you'll only receive $ 100.
It's hard to make a case
against signing up for this card, it comes with a sign up bonus worth $ 500 in
cash or statement credit (using for travel / gift cards doesn't make a lot of sense, just
redeem for statement credit and then make those travel / gift card purchases on the card instead) and you can also get $ 200 in travel incidental credits and only pay a $ 95 annual fee.
This makes this card 2.1 % +
cash back on all purchases when
redeeming against travel expenses.
When you
redeem against travel expenses points are worth 1 cents each which would make it a 2 %
cash back card.
There is also no need to worry about having any travel expenses to
redeem against (although you can get slightly more value out of this card by exchanging
cash back for world points).
If you
redeem these miles
against charges that are not travel related they are only worth 0.5 cents each which would make this a straight 1 %
cash back card and rather ordinary.
For Amazon Prime members, the chance to earn 5 percent
cash back on Amazon purchases and seamlessly
redeem those rewards at checkout seems like a good bet, though others will have to figure in the $ 99 price of Amazon Prime membership when comparing the card
against other retail cards.
The Amex Gold is no good if you are intending on using it to
redeem for «
cash» flights at 1 MR = 1 cent reward
against travel.
If you decide
against redeeming your rewards for Miles, you can opt for
cash back.
The only way to receive the 2.10526 %
cash back rate is to
redeem your rewards as a statement credit
against a travel purchase over $ 100, and you must have made that purchase within the last 120 days.
Redeem your
cash back rewards
against your Rogers bill.
Discover has one of the most flexible
cash redemption policies allowing you
redeem starting at just a penny so it's not a huge knock
against Citi that they aren't as generous.
With the Rogers Platinum Mastercard every purchase you make will earn you valuable
cash back rewards that you can
redeem against your Rogers bill.
Back in February I explained how the card earns a «true» rate of 2.22 %
cash back because of the 10 % rebate you get every time you
redeem points
against travel purchases, but cautioned that the $ 89 annual fee is only worth paying if you spend more than $ 40,050 on the card after the first, fee - free year.
I've written extensively about the Arrival card because — during the first, fee - free year — it functions as a 2.22 %
cash back card when you
redeem your miles
against travel purchases.
Here's my problem with the Arrival Plus: in reality, it's a credit card that earns
cash back that you can only
redeem as statement credits
against certain travel costs.
That is, miles are worth 1 cent apiece whether you
redeem them for credit
against travel purchases or
cash back via direct deposit.
Barclaycard Arrival miles can be
redeemed for half a cent each in
cash back or 1 cent each
against travel purchases over $ 25 made with the card;
Overall, zGold are digital coins that, when used instead of
cash, earn reward tokens (zSilver) that can be saved and
redeemed for products or applied
against purchases for a discount.