If the flights required redemption of miles or points, we used the average of the appropriate
redemption schedules as published by the provider.
To avoid this, look for cards that cover the cost of the full flight and check to see if the issuer has a separate
redemption schedule for taxes and fees.
The other advantage of the RBC Avion card is the travel
redemption schedule in case you want to offset a cash fare.
The
flight redemption schedule can return you up to 2.3 cents / RBC Avion point, assuming the flights you redeem your points are very close to the limits of each zone in the schedule.
According to the British Airways
Avios redemption schedule, a flight from Toronto (YYZ) to Chicago (ORD) would cost 4500 British Airways Avios each way.
However, the value of AA miles has dropped for many Canadians with the award chart change, that I believe this card is now primarily valuable for its air travel
redemption schedule instead of its frequent flyer partners.
The redemption charts have been updated, and, unfortunately, South African Airways flights are found using the more
expensive redemption schedules (shared with the likes of Singapore Airlines and Air New Zealand).
4Loyalty Points ® may be redeemed for airfare (subject to the maximum ticket prices and
redemption schedule set forth in the Reward Program Rules), Edward Jones Loyalty Invest ™, gift certificates, or cash back in the form of a statement credit.
There is a travel
redemption schedule for those who want to redeem their RBC points against a revenue ticket, but the greatest value in this card is in it's ability to transfer points to the American Airlines AAdvantage program or the British Airways Avios program.
If the flights required redemption of miles or points, we used the average number of points needed for those flights, based on
the redemption schedules as published by the provider.
Take Capital One's
redemption schedule: under their system a $ 149 flight requires 15,000 points, whereas a flight costing just $ 5 more would push you to the next tier and require an additional 20,000 points.
It can take years to fully transition from one investing mindset to another: those with DSC (Deferred Sales Charge) mutual funds face the barrier of waiting for
redemption schedules to wind down while tax considerations make it difficult to convert any non-registered portfolio to a couch potato portfolio.
The other way to pay for travel with RBC Avion points is by using the Air Travel Redemption Schedule
The RBC Avion, while you may get slightly more than 2 % with the travel
redemption schedule, is much more restrictive in how you use those rewards.
Further to that, I believe that if you are targeting the Air Travel
Redemption Schedule, you are treating this like a cash / fixed value card.
Airline Tickets will be for no more than the amount designated in
the redemption schedule, including tax and destination charges, unless you elect to pay the difference in fare and have this amount charged to your Card account on record with BBVA Compass.