Sentences with phrase «reduce average returns»

At the same time, this can turn out to be a disadvantage as it tends to reduce average returns on investment.

If returns on investments in your account over the next 35 years average 7 percent and fees and expenses reduce your average returns by 0.5 percent, your account balance will grow to $ 227,000 at retirement, even if there are no further contributions to your account.

If you only use a card for optimal use scenarios, card issuers make less money because you are reducing the average return on each transaction.

Not exact matches

By separating into three independent companies, reducing unnecessary corporate overhead, operating at average industry returns, and buying back stock, AIG can trade at over $ 100 per share — 66 % above its current $ 60 price,» John Paulson, President, Paulson & Co..

Over the long run, it reduces returns by an average of approximately 1.5 percentage points annually.

If the returning experience on defense can help reduce the 21.5 points against average from a year ago, the Falcons could be a juggernaut by season's end.

A report released Monday by the good - government group Citizens Union argued the current system for redistricting, dominated by the Democratic majority in the Assembly and Republicans who control the Senate, has led to less - competitive elections, reduced voter turnout and, over the past four election cycles, a 96 percent re-election rate for incumbents — who are returned to office by an average margin of victory of 61 percentage points.

On average, patients receiving the new technique are returning home within 24 hours, dramatically reducing hospital stay duration and overall associated medical costs usually incurred during a lengthy admission.

In October 2012, Medicare began reducing payments to hospitals that have a higher than average share of patients who return within a month of being treated and discharged.

The results speak for themselves: Our students are community assets, instead of tax liabilities; academic test scores are improving; students spend more time actively learning; discipline problems have significantly reduced; and we cut students» average stay in half, while doubling the number of students who return to their home schools.

We minimize the number of decisions you have to make, which de facto reduces how much you interact with your investments, which on average hurts returns.

For periods greater than one year, the indicated rates of return are the average annual compound total returns as of the date indicated and all returns include changes in unit value and the reinvestment of all distributions and do not take into account sales, redemption, distribution or other optional charges or income taxes payable by any unitholder that would have reduced returns.

That figure represents an average rate of return over that period of only 2.1 %, and even that yield would be further reduced after taxes are included.

If we can make peace with accepting returns in - line with the benchmark (choose passive investing instead), we can immediately reduce our average mutual fund fee from 1.25 percent to.25 percent.

Dollar cost averaging neither increases return nor reduces risk in either simulated or real market conditions.

(a16z) Dollar cost averaging won't help your returns but it may help reduce risks.

Choppy» markets, in which markets are trend-less can also reduce the strategy's returns as securities bounce above and below long - term moving averages without establishing a trend.

It does benefit, however, from holding healthier underlying companies with reduced instances of delisting (0 vs. 9), which leads to a higher average total return (13.4 % vs. 11.4 %), lower volatility (13.6 % vs. 15.3 %), and higher subsequent five - year dividend growth rate (18.0 % vs. 11.1 %).

If you want to reduce risk, boost average trade profit, improve entry efficiency, or increase overall return, the Money Management Algorithms have a wide range of rules that can be used to improve your trading system results.

Dollar - cost averaging with a lump sum is appealing to many investors who think it reduces risk, but that's largely a myth: in most cases it just ends up resulting in lower returns.

Volatility weighting reduced the overall portfolio volatility in 99 % of cases and gave the highest average Sharpe ratio, although returns were 1.08 % lower than calendar rebalancing on average.

Over the same period, 20 - year US Treasuries reduced their annualized average 15 - year rolling real return from 3.2 % to 2.8 %, after adjusting for the return effect of interest rate changes.

I personally prefer using unhedged positions because (a) It is cheaper (b) In the long run, currency effects will average out (c) The value of hedging is questionable when a basket of currencies are involved and (d) While currencies on their own have zero expected return over cash, adding them to a portfolio reduces volatility and offers diversification benefits.

7 Calculate the savings you need to put in every month, after reducing for existing portfolio (Assumption: Same average rate of return as for the retirement portfolio)

Now, as time progresses, and the Baby Boomers gray, unless the equity markets are returning the low teens in terms of returns, there will be a tendency for the average PRIER to rise, absent people realizing that they have to save more than planned, or reduce their goals.

By separating into three independent companies, reducing unnecessary corporate overhead, operating at average industry returns, and buying back stock, AIG can trade at over $ 100 per share — 66 % above its current $ 60 price,» John Paulson, President, Paulson & Co..

We find that a smart beta strategy diversified across factors substantially reduces tracking error relative to the average of the single - factor strategies, and dynamic rebalancing materially increases expected return relative to rebalancing to equal weights.

Begin with a Focus on the Long Term To reduce the impact of idiosyncratic shocks that occur in asset returns, we focus on long - term returns because, historically, the more returns that are averaged together, the tighter the distribution.

To the extent that we continue to force add - on effects in the form of declining employment and capital investment, we also reduce the likelihood that profit margins and returns on equity will recover to the historically above - average levels which have prevailed in recent years.

Greater cost investment company funds reduce ETF (exchange traded fund) and mutual fund return performance, because their higher fees continually yank on average investors» purses.

For example, if you reduce the amount you pay in annual expenses to 0.17 % — the average for index funds and ETFs last year — your account balance would increase to $ 1.06 million, assuming the same 6 % return before expenses.

Including that final date reduced annual returns to 2.5 percent, which is slightly below the average return.

I still believe it's entirely reasonable to expect this NAV discount to be eliminated in due course — as investors anticipate lower discount rates on policy valuations, as the average LE reduces & policy maturities accelerate, and as we see management repurchase shares and / or return capital.

Simulations in which we varied asset returns and the length of time in retirement provide evidence that partial annuitization can reduce costs in worst - case retirements and in average retirements.

If you invested in no - load mutual funds, then you would not pay this, and this reduces the amount of average annual return needed to be at par with the 529 by 0.5 %.

25 years of neuter / return has effect comparable to reducing average litter size from four kittens to one MOUNT RANIER, Maryland ---- The largest return of data yet from a national survey of cat rescue and sterilization programs shows a cumulative reduction of 72 % in kitten births at monitored colonies since the introduction of neuter / return feral cat -LSB-...]

At the open admission No Kill shelter I oversaw, the average length of stay for animals was eight days, we had a return rate of less than two percent, we reduced the disease rate by 90 percent from the prior administration, we reduced the killing rate by 75 percent, no animal ever celebrated an anniversary in the facility, and we saved well over 90 percent of the animals (over 95 % using comparative save rate calculations).

Outdoor air pollution targets to reduce concentrations of particulate matter (PM 2.5), globally averaged, return less than $ 1 for every dollar spent.

The solar flux is 1366 watts per sq m so with the hemisphere having twice the cross sectional area this averages to 688 watts / sq m The albedo reduces this by 30 % to 478 watts / sq m About half of this energy is incorporated into the Earth systems growing plants creating weather etc leaving 239 watts / sq m which must be returned to space.

One could suggest that the pulling in of mass from outside the original parcel reduces pressure around the parcel but that doesn't work because the mass redistribution is simply a return to the average distribution that existed before the initial evaporation at the surface and so the inflow of mass from the surroundings would be neutral.

Studies in the New York City metropolitan area have projected that climate - change impacts associated with expectations that sea level will rise, could reduce the return period of the flood associated with the 100 - year storm to 19 to 68 years on average, by the 2050s, and to 4 to 60 years by the 2080s (Rosenzweig and Solecki, 2001a), jeopardising low - lying buildings and transportation systems.

However: Because the collar dramatically reduces volatility, the average compound return on an account credited with the collared return from 1920 to 2013 would have been 7.65 percent.