Sentences with phrase «reduce credit use»

You may also want to pay down those credit cards to show more available credit or to reduce credit use.

Not exact matches

But Canada's highly indebted households are just as likely to use the cash to reduce their credit card bills.

About 26 percent would reduce spending on other things, and 28 percent said they would either borrow from family or friends or use credit cards.

You can try to boost your score by reducing the balance on your business credit cards or requesting a credit - line increase to lower the percentage of your available credit in use.

If annual point - to - point with a spread is used, the interest credited can be reduced to zero even if the percentage of change in index value is positive.

In response, bankers have reduced credit lines and are updating internal pricing models used to value oil and gas reserves more often than the usual twice a year, Matthew White, associate deputy comptroller, said in an interview.

Reduce the risk of handwritten credit card information by your mobile sales reps.. By using Payably, the credit card data is encrypted at swipe ensuring the customer's payment data is secure.

The Harper government had already promised to use the surpluses to allow income splitting for tax purposes for families with children under the age of 18; to extend the fitness tax credit to adults; and, to reduce debt by $ 3 billion a year.

A territorial system could simplify taxation of international income because exempting foreign income from taxation would reduce the sort of tax planning now needed to optimize the use of foreign tax credits to shield repatriated foreign income from US taxes.

If you find yourself using more than that on a regular basis, you should try to reduce your spending or get an additional loan or line of credit to lower your utilization.

Tax credits generally may be used only to reduce positive tax liability, and are therefore limited to the amount of tax the individual otherwise would owe.

Instead of increasing or reducing the availability of credit by adding to or subtracting from the supply of Fed deposit balances, the Fed now loosens or tightens credit by controlling financial institutions» demand for such balances using a pair of new monetary control devices.

But a travel card with a $ 450 annual fee may also come with a lucrative travel credit that reduces the fee substantially each year — as long as you make enough travel purchases to use the credit.

This has led banks to use far less of their own capital in global markets, which, in turn, has reduced secondary market liquidity for many securities and removed some of the more credit - worthy bank counterparties in these markets.

Are you trying to reduce your credit card debt or do you want to use your credit card to earn rewards?

Closing a credit card account that you no longer use can have a negative impact on your credit score by reducing your total available credit.

The credit can be used to reduce the amount of income taxes you owe or increase the size of your refund.

If the free gift or promotion is not returned or has been used, your refund will be reduced by the retail value; unless you request a store credit.

Most types of Empire Zone credits can be used only to reduce a corporation's income taxes and don't result in a refund.

It would also restore the link between the state pension and earnings rather than prices to make it more generous, and reduce the use of means - testing through the pension credit, to encourage people to save for their old age.

The state would instead subsidize the plants using proceeds from the Regional Greenhouse Gas Initiative (RGGI), a market - based program that requires conventional power plants to purchase credits as a mechanism for reducing greenhouse gas emissions, «in recognition of their zero carbon emitting attributes,» according to the bill memo.

The New York Civil Liberties Union credited Bratton with reducing the use of stop - and - frisk but called «Broken Windows» an «outmoded» policing model.

According to our figures (and I keep asking you to use the figures set out in the Liberal Democrat and Labour document not the figures given by the IFS who state they got their figures from these documents but actually give different figures) to reverse the cuts to Universal Credit cost # 3.665 billion and as I pointed out above these are the reductions in the amounts a person can keep before they start to lose their benefit, which were set much higher than the old benefits, but the withdrawal rate seemed to be higher with Universal Credit (65 % [reduced to 62 %] than with Tax Credit (41 % on gross income).

He was also accused of using the credit card to buy gasoline for others, some of whom he knew and some he didn't, who would then pay him cash for the fuel at a reduced rate.

Dell Round Rock, TX Information Technology 554 million green kWh, 158 % of total power used In August 2008 managers declared Dell's headquarters «carbon - neutral» after buying energy credits, increasing efficiency and reducing emissions.

He also said the United States should provide emissions credits and tax cuts to industries that reduce emissions early, make binding pledges to reduce its own greenhouse gas emissions early in the next century, and give a $ 5 billion boost over the next 5 years to research and development aimed at using energy more efficiently.

Any amount refunded or credited will be reduced by the pro rata amount of any Perfect Fit rewards certificates or other savings promotions used to purchase the returned / exchanged merchandise.

Global Personals say the partnership will reduce chargebacks, stop partners having to refund false revenues, and help stop scammers using stolen credit cards on the network.

It will give all our partners high volumes of additional payments from members who do not like using credit cards or are not comfortable with giving away their card details online and also reduce risk of chargebacks and fraud.

Rodeo credits extensive use of aluminum alloy in the block and cylinder heads for reducing weight, and changes in engine rigidity and balance for toning down noise.

1 % Rate Reduction applies on approved credit to qualifying subvented financing transactions through RBC, SDA, TD Auto Finance & Scotiabank and can not be used to reduce the final interest rate below 0 %.

The EITC is a refundable tax credit, which means that it can be used to reduce your taxable income below zero and generate a tax refund.

Using a credit card debt settlement program to reduce the balance owed will always hurt your credit score.

If you're trying to purchase your first home, using the FHA loan program can help you reduce both your down payment and the required credit score for your initial mortgage.

If you find yourself using more than that on a regular basis, you should try to reduce your spending or get an additional loan or line of credit to lower your utilization.

Every dollar used to reduce your credit card revolving balance is a dollar you do not have to save towards the down payment.

You can use your credit card rewards programs and other promotions to reduce the total cost of your holiday shopping, offsetting some of the budget - breaking expenses.

If you come into a chunk of cash and can use it to get rid of some debt, it's very advisable that you do so and if you can get a reduced payoff, that's great; however, if the company reports the settlement to the credit bureaus, it may lower your credit score.

To me it can make perfect sense to do something today — say close a little used credit card account — that might drop my credit score a few points if I see more than offsetting (in my view of my personal situation) benefits — reducing my vulnerability to fraud, simplifying my life, and eliminating a tool that can tempt me to spend more than I can afford, in this example.

For example, financial planner and Texas Tech associate professor John Salter demonstrated how different claiming strategies, such as filing and suspending and filing a restricted application, that can significantly boost the amount of inflation - adjusted Social Security payments over a lifetime and how a reverse mortgage might be used as a back - up line of credit that can be drawn on during prolonged market downturns to reduce the chance of running out of money.

Preparations for retirement such as working on decreasing expenses, reducing the use of credit and rethinking our investment style for the fixed income years will be delayed.

There are many perks and benefits to using travel credit cards that can drastically reduce your overall costs on your trip.

If your modified adjusted gross income is less than 400 percent of the federal poverty level, then you likely qualify for tax credits that can be used to reduce the monthly cost of premiums.

There are the usual suspects: easy availability of credit, use of credit in periods of reduced income, temptation to spend, etc..

This means that you should not cancel a card that you don't use regularly since this will reduce your available credit and make your ratio higher.

If the answer is that you've been using it to pay down other debt, like taxes or credit cards, it's not ideal but at least you've reduced your total debt.

Another way to reduce or eliminate the payment of interest on the card balance is to use 0 purchase credit card to pay the premium.

Applying for too many cards is used by some people to reduce their utilization rate since they can divide their purchases among several cards but this could hurt your credit score in the process.

The very best way to reduce your credit card debt is to STOP using your credit cards!

Reverse mortgage funds can often reduce or pay off a credit card balance, freeing up income to be used for other expenses.