Sentences with phrase «reduce effective interest»

The only way I could do that was to do a leverage outside the rrsp (this reduces the effective interest costs) and I can use the dividends to help pay the interest.

Not exact matches

NEW YORK, May 2 - U.S. «There are no TIPS increases, which tends to reduce the effective duration of the forward auctions,» said Jim Vogel, interest rates strategist, at FTN Financial in Memphis, Tennessee.

The real interest rate is a concept which takes account of the fact that inflation in prices reduces the effective cost of borrowing and the return to lending.

We want to make all of this evidence accessible to anyone with an interest in alcohol - politicians, reporters, health professionals, students, youth workers and others - and to advocate for effective responses that will reduce the toll of alcohol in society.

In practice it is slightly more complex than this as inflation can reduce the effective size of a debt and you can borrow money to pay off debts to get better interest rates, and for a whole country the value of the currency has a significant effect,

The state is «amortizing» (i.e., spreading out over 10 - year periods and repaying with interest) a portion of its pension payments each year, reducing the effective rate to 10.5 percent in 2012 and 13.5 in 2015.

For these reasons, policymakers are interested in effective programs and policies to reduce childhood obesity.

Ferdinand says these results could aid policymakers interested in improving roadway safety in that they indicate the types of laws that are most effective in reducing deaths among various age groups, as well as those in states with secondarily enforced texting bans advocating for stricter, primarily enforced texting bans.

The report proved interesting reading and proposed a whole host of really effective solutions to reduce the burden on teachers highlighted in the DfE's workload challenge survey.

In an effort to assist more Kentucky homeowners with FHA mortgages to refinance at today's incredibly interest rates FHA mortgage insurance rates were reduced, effective June 11th, 2012.

also, even if the yields are higher than inflation, there is significant risk that the face value could fall if interest rates increase, reducing the effective yield

So, the deduction on this loan reduces your cost of capital to an effective APR of 4.5 %, and because it's a student loan and not a mortgage, you don't have to itemize so this is in effect a «free» deduction (even with an FHA mortgage allowing me to deduct interest, property taxes and PMI, and the residual medical costs after insurance of having our new baby, the $ 11,900 standard deduction for my wife and I was still the better deal this year).

This accelerates the final loan pay off debt by drastically reducing the amount of interest that you will be assessed over the life of the loan and by making your payments more effective at debt reduction.

Depending on how much she prepays each month, it could be just as effective as a 15 - year mortgage in reducing the amount of interest paid.

This loophole allowed credit card companies to hike interest rates before the law, which eliminates or reduces certain fees, became effective.

For over-indebtedness, I'll haircut my valuation by 100 % of the company's incremental debt (i.e. the debt reduction required to reduce interest expense to 15 % of EBITA)-- a clumsy but often effective measure of the operating / dilution / bankruptcy risks an investor faces with such a company.

Both are effective, but only if they reduce your monthly payment by lowering the interest rate you pay on your debt.

As interest rates shift, refinancing student loan debt may be a cost - effective strategy for reducing the total cost of borrowing.

The amount of coupon payments over the effective interest expense or interest income is actually the premium of the bond, which is amortized over the term of the bond to reduce the value of the bond to its par value at maturity for bond repayment.

3 «Effective interest rate» is equal to the borrower interest rate, reduced by Lending Club's estimate of the impact of uncollected interest prior to charge off.

If Mr. Stevenson is truly interested in protecting birds, he'd be much more effective by participating in programs that humanely reduce the number of ferals... adoption of abandoned animals, CNR programs, etc..

For a balance transfer to be effective at reducing your fees, the card to which you transfer you balance needs to charge a lower interest rate than the original card.

- the game's shading mechanism has changed, which allows for increased gear texture quality - all graphical aspects and programming mechanisms have been built up from scratch for this sequel - maximum resolution is 1080p in TV mode - a bigger focus for Nintendo was the 60 frames per second - occasionally the resolution will be scaled down when there is too much ink displaying on the screen - Nintendo reduced the CPU load and refined the way to use CPU power effectively to maintain 60 fps in all matches - weapons were tweaked to let players be more creative by thinking about unique weapon characteristics and their best uses - weapons are designed to be effective when they are used during the right occasion - Special weapons are stronger than the original ones when used in the right situation, but weaker otherwise - the damage and effect of slowing down your movement when you step in the opponent's ink are reduced from original - you can jump up in rank if you're good enough, but only up until S - you can't jump up from C, B or A to S + - when you win battles in Ranked mode, the Ranked meter fills and your rank goes up when its fully filled - when you lose a battle, the gauge does not decrease, but the meter starts to crack - once the meter reaches its limit, it breaks - when the meter breaks, you have to start over again from the beginning or from a lower rank - highest rank is still S +, but if you fill up the Ranked meter, you get numbers after the alphabet such as «S +1», «S +2» and so on - maximum number is «S +50», but this number will not be displayed to your opponent - you are the only one to see it, and you can check it on your own status screen - Ranked Power is calculated by an algorithm to measure how strong each player is with minuteness - this will determine if a player's rank is worthy of receiving a big jump (like from «C» to «A»)- Ranked Power has no relation to your splat rate, and is more tied into to how well you lead your team to victory - you won't drop off more than one rank even if you play poorly - stage rotation time was changed to two hours - this was done because the devs expected people to play for an hour or so, but they found people play much longer - with Salmon Run, Nintendo considered how to implement a co-op oriented mode in a player - versus - player type of game - the devs will monitor how users are playing this mode to see if there's some tweaks they can throw in - more Salmon Run maps will be added in the future, but Nintendo wouldn't comment on adding more enemy types to the mode - rewards are changed each time Salmon Run is played - you can obtain rewards when playing locally, but not gear - originally Nintendo had an idea for this mode, but had no background setting, enemy designs, etc. - Inoue suggested that it should be salmon - themed - when Nintendo hosted the Splatfest that pit Callie against Marie, the development of Splatoon 2 had started - the devs had already decided to have the result reflected in the sequel - they even had an idea to announce the Splatfest with a phrase «Your choice will change the next Splatoon» - the timing to announce a sequel wasn't right, so they decided against this - they eventually released a series of short stories about the Squid Sisters to show how the Splatfest affected the sequel's story - Nintendo wouldn't say if Marina is an Octoling, and noted that Inklings are not paying attention to this too much - Inklings don't care about appearances, as long as everyone is doing something fresh - the Squid Sisters had composers who produced their songs, but Off the Hook are composing their music by themselves - Pearl is genius artist, but she couldn't find a right partner because she's a bit too edgy - she eventually found Marina as a partner though, and their chemistry is sparkling right now - Nintendo is planning a year of content updates for Splatoon 2 - when finished, the quantity of stages will be more than the original - some of the additional stages are totally new and some will be arranged stages from the first game - not all original stages will return and they are choosing stages based on the potential for them to be improved - Brella is shotgun-esque weapon, so the ink hits your opponent more if you are closer - it can shield damage when you open it, but the amount of damage has a limit and once it reaches it, it breaks - you can shoot ink, but you can't use the shield feature when it breaks - the shield won't prevent your allies ink - there are more new weapon categories which haven't been revealed yet - there are no other ranked modes outside of the three current options - the future holds any sort of possibility, but the devs didn't get specific about adding more content like that - for the modes, they adjusted the rule designs so that players will experience the more interesting aspects

CCL's proposal is designed to be very effective at reducing fossil fuel emissions without allowing the bill to be thrown into the sausage factory of legislative lobbyists and special interests from either side.

«I think fire modelers can help fire managers get the most bang for their buck by helping identify areas where a specific fuels treatment would be very effective in terms of reducing fire danger for an area or community of interest.»

Agreement to Modification of Restrictive Covenants: While the restrictions in sections 1, 2 and 3 are considered by you and the Employer to be reasonable in all of the circumstances as of the date of this Agreement, it is hereby agreed that if any one or more of such restrictions shall be judged to be void as going beyond what is reasonable in all of the circumstances for the protection of the interests of the Employer, but would be valid if part of the wording thereof were deleted or the period thereof reduced or the range of activities covered thereby reduced in scope, the said reduction shall be deemed to apply with such modifications as may be necessary to make them valid and effective and any such modification shall not thereby affect the validity of any other restriction contained in this Agreement.

Because of a conflict of interest, the public defenders» office is barred from representing Green, and court - appointed lawyers have resisted the case, which will require at least 500 hours of time, thus reducing the effective court - appointed rate to about five dollars an hour.

At present, parenting coordination is seen as a useful and effective means of: reducing litigation after trial or settlement; developing parents» ability to cooperate; and improving parents» ability to recognize the needs and interests of their children.

Expanding on the advantages of the Funds, the buying - selling securities are tax exempt and interest income is reduced by a deem deduction on funds invested within the Fund, reducing the effective tax on interest to 2.5 % taxation.

The Court of Appeal decided that the reduced interest rate was effective from the day the amendment to s. 258.3 (8.1) of the Insurance Act came into force.

«The effective negative interest rate policy in the legal digital currency environment will make it possible that the central bank may no longer need to set the inflation rate buffer... theoretically the central bank's target inflation rate can be reduced....

School systems are increasingly interested in reducing negative school behaviors, however, they have had difficulty identifying programs that are effective and easy to implement on a broad scale [14].

The purpose of this study was to examine the impact of both functional behavior assessment - based interventions and targeted classroom interventions for reducing problem behaviors of children with emotional / behavioral disorders (EBD) in special education classrooms.Specifically, this study was interested in how interventions based on changes in classroom routines and instructional behaviors compared with interventions based on functional behavior assessment.Results demonstrated the effectiveness of incorporating effective classroom practices in reducing problem behaviors in special education classrooms for students with EBD.