Sentences with phrase «reduce my rating because»

A number of the online lenders are able to offer reduced rates because of their lower overhead expenses.

If you have a credit card with a high interest rate but you're in good standing, they may agree to reduce the rate because of your good credit history with them.

Instead they just look at the file, sometimes they even make up the numbers, or reduce the rating because of so - called «pre-existing conditions» that have never affected the worker before.

He noted that if insurance companies are able to reduce rates because of increased stabilization funding, it would mean more consumers would buy health plans, and the insurance companies would return to normal profitability margins.

The bottom line is there is little upside and lots of downside to reducing your rate because of a client request.

Adding safety measures to your home, such as smoke detectors and extra locks, can also reduce your rates because your house is not as considered as high of a risk for disasters.

There were a few errors overlooked by the editor, but the content of the book was so good that I could not reduce my rating because of a few minor errors.

Not exact matches

But the discussion over this issue will be keenly watched, because reducing the interest rate on reserves was proposed to reduce the attractiveness of the yen as a safe - haven in December,» said Ikawa.

While the new law is expected to be a long - term positive for most companies, several announced they would have to take one - time charges because the lower rate reduced the value of their deferred tax assets, which represent taxes already paid.

The Fed needs to drive down long - term borrowing rates because the economy isn't growing fast enough to reduce high unemployment, Bernanke said in a speech to the Economic Club of Indiana.

In fact, currency markets now are helping the central bank in that regard, since a stronger currency essentially has the same effect on the economy as higher interest rates because it will reduce exports and corporate profits.

There are some estimates that the impact of that is the equivalent of 1 percentage point rate hike, because it is a form of tightening — you're reducing the money supply.

The large and accelerating rates of incorporation happened because of the weird interaction of two different populist instincts: (1) Even tax - cutting governments were reluctant to reduce personal income taxes on the top tier of income - earners, for fear of being accused of delivering «a tax cut to the richest Canadians;» (2) Just about every government from Jean Chrétien's onward was eager to cut small - business tax rates, because this seemed to be a handy spur to the plucky spirit of the theoretically job - creating mom - and - pop entrepreneurial class.

Government bonds could help reduce default risk, but because of the length of maturity required to earn any meaningful yield, they do little to reduce duration risk - i.e. the overall sensitivity of a portfolio to interest rate rises.

Because inflation is factored into the projected rate of investment return for a fund, any reduction in the assumed inflation rate can lead to the the fund reducing its projected rate for its investments.

Partly, that's because its employees forgive roughly a quarter of those fees using their discretion, and partly because offenders who pay within seven days of the infraction get a much - reduced rate.

The robo - advisor typically discounts their rates compared to what they charge regular clients because of reduced need for the robo - advisor's services.

With a lower interest rate, payments will be reduced because interest will accrue at lower rate each month.

We believe that action should be taken to eliminate this structural deficit, not only because it is unfair to future generations, but also because it would reduce the exposure of the budget to interest rate shocks and provide greater short - term policy flexibility.

Because your deduction reduces the amount of income taxed at your highest marginal rate, this calculation works in most situations since taking the deduction means you have less income being taxed at the highest rate you pay.

But as long as the PBoC can continue to withstand pressure to lower interest rates — and it seems that the traditional poor relations between the PBoC and the CBRC have gotten worse in recent months, perhaps in part because the PBoC seems more determined to reduce financial risk and more willing to accept lower growth as the cost — China will move towards a system that uses capital much more efficiently and productively, and much of the tremendous waste that now occurs will gradually disappear.

The Fed would welcome such a development, because it would preserve more room to reduce rates in future downturns.

First, substantial direct or indirect wealth transfers from the state sector to Chinese households will unleash a surge in household consumption as household income rises (and because the interest on bank deposits is an important source of income for most middle and lower middle class households, if the authorities reduce interest rates, as struggling borrowers are demanding, China actually moves in the wrong direction).

Reagan achieved this objective while reducing top marginal rates because he raised capital gains rates, scaled back investment incentives, increased corporate tax collection, curtailed shelters and left estate and gift taxes alone.

A maximum cap on the subsidy rate for itemized deductions also reduces the incentive to give because it increases the after - tax cost of giving.

If that tax rate is reduced to 33 percent, the after - tax of the donation would increase to $ 67 because the federal subsidy for giving falls from $ 39.60 to $ 33.

Long rates will fall because of reduced real rate expectations.

Rebuilding exports by devaluing the RMB, by forcing down wages, by reducing interest rates, or by any other subsidy of production costs effectively reverse the rebalancing process, and it is precisely because of the deep imbalances that Beijing is in the position of being forced to choose among the three outcomes.

Banks and other institutions could lend more money every time the Fed reduced rates, and this led consumers to feel more confident in borrowing more, but it stressed their actual financial system beyond repair in many cases, and it caused stress for those that didn't borrow because they felt priced out of the housing market.

If you manage to pay off a 30 - year fixed rate mortgage in only 15 years, you come out ahead financially because you've reduced the amount of interest paid on the loan.

So you are saying that LS20 is bad to hold outside a tax wrapper, because the entire dividend is taxed at normal income tax rates (20/40/45), whereas buying a 4:1 mix of a pure bond fund and pure equity fund should save some tax, because the div from the equity fund is taxed at dividend tax rates (7.5 / 32.5 / 37.5) and it benefits from a # 5k allowance (reducing to # 2k, next year)?

What's more, because you'd be paying one payment each month instead of multiple payments, you would simplify your monthly money management and reduce the possibility of missing a payment, which could damage your credit rating.

Because the loan is divided among a large number of investors (meaning the overall risk is reduced), P2P loans have lower interest rates than online loans and fewer eligibility requirements than bank loans.

Nonetheless, the exchange rate movement against the major currencies must overstate the net impact of the recent currency movements because it does not take account of Asian producers» ability to reduce their prices.

The school in his neighborhood has a poverty rate of 62 % (62 % of students qualify for free or reduced - fee lunch), and is overcrowded because the governor doesn't think small class sizes are important.

By some estimates, this can also mean saving $ 424 — $ 530 per birth, because of reduced rate of cesarean section.

Because breast feeding prevents those because breast milk has antibodies and immune factors in it that reduces the rates of those, that's one way that it can reduce the risk but there'Because breast feeding prevents those because breast milk has antibodies and immune factors in it that reduces the rates of those, that's one way that it can reduce the risk but there'because breast milk has antibodies and immune factors in it that reduces the rates of those, that's one way that it can reduce the risk but there's more.

On top of this, many professions experience a part - time penalty, in which your pay drops even more than it should, proportionately, because reduced work schedules are considered a perk that compensates for a slightly lower hourly rate.

We both made the for her to stay home because we couldnt afford for her to work at a reduced rate.

Otherwise you wouldn't blithely advocate that obstetricians reduce the C - section rate arbitrarily because that would result in preventable perinatal deaths, right?

Although data for older boys is less extensive, it is reasonable to conclude that removing body checking would reduce injury rates and severity at all ages, particularly benefitting 13 - and 14 - year - olds, who may be more vulnerable because of wide discrepancies in physical maturity.

However, this rate was reduced to $ 0.022 for June 2008 because meal participation exceeded the appropriation cap for 2007 - 08.

Active management has been justified for years because it is claimed to reduce the problem of excessive cesarean section rates.

For example, it can cause an increase in respiratory rate, 301 and tight swaddling can reduce the infant's functional residual lung capacity.299, 302,303 Tight swaddling can also exacerbate hip dysplasia if the hips are kept in extension and adduction.304, — , 307 This is particularly important, because some have advocated that the calming effects of swaddling are related to the «tightness» of the swaddling.

«The data so far this year raise a concern that, rather than reducing the public debt, the deficit reduction plans could be having the opposite effect because higher tax rates and austerity measures are causing economic growth to be weaker than expected.»

«There are already scores of British businesses who are saying that the living wage makes sense from them because it improves staff retention and reduces absence rates,» Ed Miliband said at an event promoting Labour's use of the living wage today.

Yes, DiNapoli squeaked out the win because of the campaign to reduce the drop - off rate.

«There are already scores of British businesses who are saying that the living wage makes sense from them because it improves staff retention and reduces absence rates,» he said.

On our figures, full Labour party members (including those paying the reduce student and unwaged rate) show Burnham defeating Corbyn by 50.5 - 49.5 % - a statistical dead heat; however, among those who have the vote in the current contest because they have paid a # 3 registration fee or signed up as a member of an affiliated trade union, Corbyn is well ahead, with 57 % of first preferences and a 69 - 31 % lead in the final round.

These are the people who stand to benefit the most, by tens of thousands of pounds each, although some of them will already be paying CGT at a reduced rate of 10 % because of a tax break known as entrepreneurs» relief and therefore will not see any extra benefit.