Sentences with phrase «reduce up front costs»

FHA Mortgage Closing Costs: Closing costs can also be financed to reduce the up front cost of buying a home.

Not exact matches

Which means it has a strong financial incentive to reduce long - term health costs (which it will likely inherit as well), even at the cost of laying out more money for screening and prevention up front.

For service businesses such as cable and mobile telephone companies, lowering consumers» up - front adoption costs and reducing penalty charges can help attract cost - conscious and cash - poor consumers.

She makes the common sense argument that failing to pay for more healthful meals up front will only result in higher health care costs on the back end, and she considers a variety of ways to pay for universal lunch, such as a tax on soda or soda advertising, an increase in the capital gains tax, or by reducing income guarantees and price supports to producers of corn and soy.

Small modular reactors offer several advantages over traditional technologies, including the ability to purchase and construct them in a modular way, decreased up - front capital costs through simpler, less complex plants, and a reduced staff complement.

If you can think of ways to reduce the cost of the supplier to deliver their goods or service to you then be up front about it and expect improvements within the terms you are paying.

FHA commissioner David Stevens advised legislators that once the agency can increase annual mortgage insurance premiums, it plans to reduce the up - front mortgage insurance premium (UFMIP) from its current level of 2.25 % to about 1 %, which would reduce borrower closing costs on FHA loans.

Paying for extra points up front in exchange for a reduced rate will require a calculation of the break - even point, since you'll only make back the initial cost of those points after a period of time.

The FHA recently reduced the maximum loan to value ratio (LTV) for cash out mortgage refinancing from 95 % to 85 % plus the up - front mortgage insurance premium and allowable costs.

It might be worthwhile, especially if you're starting a family and will be in the home for 20 to 30 years, to pay more points and closing costs up front to get a substantially reduced interest rate because the long - term interest savings could be in the tens of thousands of dollars.

This program allows the borrower to finance many of these charges, thus reducing the up - front cost of buying a home.

It is your choice to do so, and you can always choose to pay your closing costs up front if you'd prefer to reduce the amount of your new loan.

In addition, some closing costs can be financed, reducing up - front costs.

The trouble with the geo - exchange solution, as with improving home insulation, with installing CFL lightbulbs, and with just about every other efficiency or renewable option is that while they reduce long - term costs they have a high up - front barrier.

Fixed - bottom offshore wind turbines are expected to get even bigger, to 11 MW on average in 2030, helping to reduce up - front installed costs.

This strategy has been spurred in part by substantial solar tax credits, net - metering rules in place in most states, and the availability of solar financing that reduces or even eliminates the initial purchase price, replacing the up - front cost with monthly payments that extend over many years.

«Onshore wind technology is fairly mature, but further advancements are on the horizon — and not only in reduced up - front costs,» says Wiser.

This means that if the right up - front financing models can be applied, the reduced fuel costs will see the poor having improved sustainable energy access without increased costs.

This significantly reduces up - front capital costs while giving customers the opportunity to directly invest in the development of local renewable energy projects.

Low carbon energy sources can discourage governments due to their high up - front costs, but they yield multiple benefits including reduced operating costs and better public health, the report points out.

Although up - front costs (purchase price) are higher with an electric bus, some studies (PDF) have shown that lower «fuel» and maintenance costs account for a savings of $ 40,000 + per year, and that these zero emissions vehicles can also provide a «healthcare savings» of some $ 150,000 per bus because of reduced nitric oxide and particulate matter emissions.

However, the emphasis which is placed on time - based billing should be reduced and integrated with up - front legal costs which provide clients with greater certainty as to the extent of their legal fees and prevent ethical issues in relation to billing from continuing to comprise the integrity of the legal profession.

The perfect justice system costs government more up front but reduces the burdens on society further down the line by a drastic reduction, from the user's perspective, of the crippling expense of family law litigation.

Her quotes for state minimum coverage ranged from $ 67 to $ 160 per month when she paid up front (paying as you go can reduce your monthly bill, but the extra down payment increases the overall costs.)

A high deductible health insurance policy places the a level of up front cost directly on the policy holder but in exchange has significantly reduced rates versus comparable HMO or EPO health plans.

Much like the upcoming Mohu AirWave, Tablo Live is a networked TV tuner for streaming broadcast channels to other devices around the house, but its lack of a built - in antenna could reduce the up - front cost if you have one sitting around already.

These cuts will reduce the number of imaging providers who are able to offer bulk billing and increase the healthcare cost for patients who will have to pay the full amount for their services out of pocket up front and await reimbursement,» according to incoming RANZCR President, Dr Gregory Slater.