Sentences with phrase «reduced amount of coverage»

For example, if you live in a part of Alexandria where theft and other hazards are not likely, you may be ok with a renters insurance policy that offers a reduced amount of coverage.

One choice is merely deciding to purchase a reduced amount of coverage in an effort to save a bit of extra money.

One ways that you can potentially save some money is to simply buy a reduced amount of coverage.

One of the easiest ways to save some extra money on your Delano renters insurance is to simply purchase a reduced amount of coverage.

This person may be asked to pay a higher premium, accept a reduced amount of coverage or be declined altogether for insurance.

Depending on your aim and financial situations, these dollars can reduce the amount of coverage you need — or, more pointedly, the monthly premium you'd pay for it.

There is no guarantee that insurance has not or will not be cancelled; that coverage limits will not be exhausted by other claims; or that other endorsements have not been added to the policy, reducing the amount of coverage available.

The only option that may be available is to call the insurance company and ask to reduce the amount of coverage.

You can reduce the amount of coverage at any time or even increase it as long as you are willing to show the company that you are still insurable.

However, you can always reduce the amount of coverage you buy to the minimum if you want to reduce your expenses under this insurance option.

Some endorsements reduce the amount of coverage under a policy by limiting certain losses or restricting use.

You can also save by simply reducing the amount of coverage you carry on your older cars.

As per the proposed changes drivers would be allowed to choose lower rates by reducing the amount of coverage.

For example, if you have recently paid off a large debt, you can consider reducing the amount of coverage in your life insurance policy.

MetLife allows the insurance policy holder to reduce the amount of coverage they carry each year, if needed.

Please Note: Not all life insurance companies allow you to reduce the amount of coverage you carry each year.

Increasing your deductible, reducing the amount of coverage in your policy, and lowering your limits (the maximum amount the insurance company is responsible for paying) can each lower your rates, but be aware that each of these policy alterations might end up costing you more out - of - pocket in the event of an incident.

North Dakota home insurance premiums can also be lowered by reducing the amount of coverage you have or increasing your deductible (the amount you pay out - of - pocket when an incident occurs).

Reducing the amount of coverage you have and raising your deductible both lower the amount of money the insurance company will need to pay out when an accident occurs, making your policy less risky and, subsequently, more affordable.

To keep your rate low, you should review this policy on a yearly basis to see if you need to reduce the amount of coverage you are carrying.

Unearned income, such as investment income, can also reduce the amount of coverage you can qualify for.

Policy alterations like increasing your deductible or reducing the amount of coverage you purchase have long been held as viable ways to cut insurance costs.

If you don't qualify for any discounts and if your lender and / or wallet allows, you can also reduce your amount of coverage, lower your limits, or increase your deductible in order to lower your yearly homeowners insurance costs, but since each of these could end up costing you plenty out - of - pocket, getting quotes is often a safer path to rate reductions.

Also, reducing the amount of coverage on older vehicles, raising your deductible, maintaining low annual mileage and obtaining multiple forms of protection through the same provider are additional ways you can keep your premiums low.

You can reduce the number of years of the term policy or reduce the amount of coverage.

While you work on improving your driving record, you can reduce the cost of your insurance by taking defensive driving classes, installing anti-theft devices in your vehicle, purchasing multiple lines of insurance with a single carrier or reducing the amount of coverage on your policy.

If you have recently paid off an auto or if your children have moved away from home, you could save a bundle by reducing the amount of coverage you have currently.

Not exact matches

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

When you're shopping for car insurance, it can be very tempting to reduce your costs by choosing lower amount of coverage or raising your deductibles.

«If affordable health coverage is the goal here in New York, the new «exchange tax» should be dropped and the existing state taxes on health insurance, which today total more than five billion dollars and amount to five percent of premium, be reduced.»

Reduced lake ice coverage, in turn, increases the amount of sunlight lakes absorb.

«If ice caps and glaciers were to continue to crack and break into pieces, [the amount of] their surface area that is exposed to air would be significantly increased, which could lead to accelerated melting and much - reduced coverage area on the Earth,» Buehler said in a statement.

By doing so, the warfighter will greatly benefit because it will reduce the amount of batteries or fuel they must carry into battle, and improve the availability of continuous coverage of ISR assets.

Claim frequency under collision coverage, which includes many of the same crashes that fall under property damage liability but also a lot of single - vehicle crashes that these systems are not designed to address, also was reduced but by a smaller amount.

Instead of taking back the refund, you can choose other non-forfeiture options, such as using the cash to continue to pay premiums, acquire reduce paid - up insurance (using the cash to buy a reduced amount of permanent coverage) or acquire extended term insurance (keeps the coverage the same, but reducing the length of the policy)

So, if you quit smoking 4 years ago and don't have a pressing need for coverage, waiting a year to apply may reduce your annual premiums and save you a significant amount over the length of the policy.

It's usually worth shopping around and sometimes paying a slightly higher premium for a policy that allows you to reduce the face amount of coverage, if desired, as well as to convert all or a part to a permanent policy through at least age 65.

Historically, the amount of insurance coverage on MPI policies dropped as the balance on a mortgage was reduced.

As most people already know, raising your deductible (the amount you pay out - of - pocket when an accident occurs), lowering your limits (the maximum amount your insurance provider will pay out in the event of an accident), and reducing your coverage (minimizing the number of situations where your provider will have to pay) can each lower the cost of your auto insurance.

I have been reevaluating my life - insurance strategy and having remembered an article about using laddered term life insurance to give you a higher amount of coverage in the short term with reducing...

This water - atomizing showerhead from Cirrus is said to not only greatly reduce the amount of water used per shower, but to also deliver 13X more thermal efficiency and 10X more surface area coverage.

(Note that radiative forcing is not necessarily proportional to reduction in atmospheric transparency, because relatively opaque layers in the lower warmer troposphere (water vapor, and for the fractional area they occupy, low level clouds) can reduce atmospheric transparency a lot on their own while only reducing the net upward LW flux above them by a small amount; colder, higher - level clouds will have a bigger effect on the net upward LW flux above them (per fraction of areal coverage), though they will have a smaller effect on the net upward LW flux below them.

For non-catastrophic injuries the $ 100,000.00 and $ 72,000 maximum coverage available for medical / rehabilitation benefits and attendant care benefits were reduced on September 1, 2010, to $ 50,000.00 and $ 36,000.00 respectively and effective June 1, 2016, were further reduced to a combined amount of $ 65,000 and further limited to a five instead of a ten year period.

When an insured defaults on his / her obligation to remit payment of a premium, and the policy lapses as a result, the policy may acquire a paid up value such that the face amount of coverage under the policy is reduced in proportion with the number and amount of premiums paid until the date of default.

Any average person applying for this additional insurance coverage would understand a «policy of insurance» to mean an optional, private insurance contract and not a mandatory statutory scheme such as the CPP; so future CPP disability benefits do not reduce the amount payable by the insurer under the endorsement.

As previously discussed, if you are entitled to receive Part 7 Benefits under your policy of insurance and don't pursue these a Defendant who is responsible for injuring you in a BC Motor Vehicle Collision can reduce the amount of damages that they have to pay you by the amount of benefits you should have received from your own insurance coverage.

A single claim can seriously erode a lawyer's coverage limits under the mandatory program through defence costs alone, reducing the amount left to settle the claim or pay any judgment, while the cost of defending and settling claims continues to rise in Ontario.

By following the steps above, you can significantly reduce your premium while still getting the amount of coverage you need.

With the guaranteed acceptance coverage through Colonial Penn, if the insured dies within the first two years of coverage, then the amount of the death benefit paid out to the beneficiary will be reduced.

However, the owner can elect other dividend options which help reduce the amount of additional coverage being purchased.