Sentences with phrase «reduced by interest payments»

I scale gross profits by book assets, not book equity, because gross profits are not reduced by interest payments and are thus independent of leverage.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
That is the number (rounded up to next $ 1) at which the extra principle payment reduces my monthly interest by one dollar.
The IATA expects higher profits to be driven by improved revenue, an increase in passenger and cargo demand and reduced interest payments as carriers pay down debt.
As a result, Sara's loans will accrue $ 1.64 in interest per day (until her principal balance is reduced by future payments).
While these «stealth» modifications often reduced the monthly payment for struggling borrowers, they did so by extending the term of the loans — which also increased the total lifetime interest by as much as three times the original cost.
You would need to make a bigger upfront payment to reduce the interest by more.
Taking those excess funds and putting them directly toward student debt can knock off months if not years of payments by reducing the principal balance and ultimately, the interest.
If your goal is to reduce your monthly payment by extending your loan term, refinancing with a private lender at a lower interest rate can reduce or eliminate the additional interest payments that you'd otherwise make if you stretched out your payments without an interest rate reduction.
That could reduce Tops» interest payments by up to $ 60 million a year.
This reduces the size of their monthly payments (and the total amount paid overtime) in two ways — by getting a lower interest rate, and by removing the need for mortgage insurance.
SunTrust, for example, would reduce your loan interest rate by 0.25 % when you make payments from a SunTrust bank account.
By refinancing into a loan with a lower interest rate, homeowners can reduce their monthly payments and the total amount of interest paid over time.
Or you may be searching for ways to reduce your monthly payments by finding a lower interest rate.
Following capital raising activity with institutional investors, the company recently converted loans to equity and increased its net cash position by $ 13.3 million while reducing ongoing annual interest payments by approximately $ 250,000.
By refinancing, you can reduce your monthly payments and save on interest charges.
Today's low interest rates offer you the option of further reducing your monthly payment by sticking with a 30 - year loan OR shaving years off your mortgage by refinancing to a 15 - year.
As time goes by, people find reasons to move houses, refinance for lower rates or simply make bigger payments to reduce their interest costs.
They might even get a lower interest rate, longer repayment term, or reduced monthly payment by refinancing.
Households were responding to declining interest rates by paying off their loans more quickly rather than reducing loan payments.
While falling world interest rates have reduced the servicing cost of foreign debt over the past two years, this has been offset by rising dividend payments on foreign holdings of Australian equity, reflecting the strong profit growth of Australian companies throughout this period.
The refinance would have reduced my monthly payment by roughly $ 500 ($ 300 in interest), making my default risk even lower.
Get a quote from SoFi and figure out I can reduce my interest rate by about a half percent, which will allow me to up my monthly payments by just $ 50 but pay it all off in five years.
He managed to reduce my interest rate so I could get a nice extended warranty and only increase my payments by a couple dollars.
As time goes by, people find reasons to move houses, refinance for lower rates or simply make bigger payments to reduce their interest costs.
Debt negotiation services are companies that promise to reduce debtors» monthly payments by getting creditors to reduce interest rates or agree to other concessions.
Working with a mortgage company or bank, a borrower can significantly reduce his payments by taking advantage of low interest rates.
You will be amazed by how much this will reduce your total interest payments.
A debt consolidation loan enables you to reduce your debts by rerouting your payments through a single source with a lower interest rate.
Your new payment must be at least 5 % lower than your old payment, or you must be replacing an ARM with a fixed loan (the new rate can't be more than 2 % higher) or hybrid loan (the new payment can't be more than 20 % higher), or reducing the term of your mortgage, or dropping your interest rate by at least 2 % (if replacing a fixed mortgage with an ARM).
In this simple scenario below, extending a 10 - year loan to 20 years reduces the monthly payment by $ 109, or 41 % versus the 10 - year bill, but the total interest more than doubles.
The other lenders typically reduce your loan interest rate by 0.25 % for auto payments, but SunTrust's terms were much more generous.
By using debt consolidation loans, you may be able to reduce your interest expenses and your monthly payments as well.
You can reduce the amount of interest charged by paying more than the minimum monthly payment due.
Upon graduation, SunTrust reduces your loan principal by 1 % (rare among its peers), and knocks off 0.50 % from your interest rate with automatic payments from a SunTrust bank account.
While the EDvestinU ® Consolidation Loan can potentially lower a borrower's monthly payment obligation by reducing their interest rate and / or extending the repayment term of their loan, borrowers should be thoughtful about which loans they would like to include in the consolidation.
You can reduce monthly payments by getting a lower - rate mortgage of the same or greater length as your current loan, but doing so generally means accepting a greater cost in total interest.
This is done by reducing the amount of principal that integrates the loan payments which remain almost only composed of interests.
By reducing overall monthly debt, saving interest fees, establishing a monthly household budget, improving your credit rating with timely payments to creditors and stop collection calls to your home, they can be of tremendous help to you.
While these «stealth» modifications often reduced the monthly payment for struggling borrowers, they did so by extending the term of the loans — which also increased the total lifetime interest by as much as three times the original cost.
Reduce your EMI by Rs. 848 to Rs. 50671: This would keep your tenure same and you would save approximately Rs. 1 lakh on your interest payments.
The first option would actually reduce our monthly payments; however, over the amortization period of 25 years, the total interest paid would increase by over $ 20,000 when compared to only about $ 14,000 in total interest if we continue to pay down our line of credit at the prime rate.
This company allegedly scammed student loan borrowers out of at least $ 11 million by falsely promising loan forgiveness, lowered monthly payments, and reduced interest rates.
The alternate repayment terms can reduce the size of the monthly payments by as much as 50 %, but at a cost of increasing the total interest paid over the lifetime of the loan by as much as 250 % or more.
If you qualify through HARP, you will be rewarded with significant savings by a lower monthly payment, a reduced interest rate, a secured fixed - rate mortgage, and your home equity will begin to build!
If the borrowers can afford the $ 322.86 monthly increase in payment to reduce the loan duration by 15 years, they can save over $ 138,000 in interest paid over the life of the loan.
This is done for different purposes: for repaying the mortgage sooner, for lowering the monthly payments by extending the repayment period or by obtaining a lower rate, for saving money by shortening the loan term or reducing the interest rate, etc..
The goal of a DMP is to eliminate debt by making regular payments for 3 - 5 years, often at significantly reduced interest rates, and to consolidate the bill pay into one monthly payment.
Borrowers can save even more by enrolling in auto debit for their payments which reduces their active interest rate by 0.25 percentage points.
Borrowers also have the option of reducing their monthly payments by accepting a higher interest rate through lender paid mortgage insurance for 30 - year mortgages, although this will increase their overall interest cost.
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