Sentences with phrase «reduced rates when»

I offer a complimentary session to meet and decide if I am the right therapist, as well as reduced rates when appropriate.

The «incentives» for Company X is in a form of penalties for exceeding the demand and bonuses in the form of reduced rates when working within the agreed usage.

Insurance companies offer reduced rates when drivers increase their car insurance deductible amounts because drivers take on more risk, making the policies less costly for the insurer — this is an essential component of how car insurance works.

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300 minutes of international calling, at reduced rates when calling 120 specific countries (98 with mobile phones).

While there has been no widespread move to lower indicator rates on variable - rate loans for large business, two banks also reduced these rates when they announced reductions in small business rates.

Larger down payments can reduce rates When taking out a mortgage, most lenders will require you to pay a percentage of the total cost of the home upfront.

I would be remiss if I failed to mention how much we appreciated the reduced rate when we decided, that for our safety when traveling, we would stay an extra night.

Not exact matches

Reducing tax liability is always important, and even more so since 2013, when rates on capital gains went up and a new tax on investment returns was imposed on some high earners.

First, as happened in Australia and New Zealand, if ISPs and content providers believe they can reduce costs by peering (i.e. not have to pay transit to exchange traffic) they can use this as a competitive tool to pass on zero - rated content to their customers, as opposed to those ISPs demanding transit payments to deliver traffic, which was particularly common when the countries could be reached only via one company, the incumbent operator.

The industry got a jolt recently when the California Public Employees Retirement System announced it was lowering its historic 7.5 percent expected rate of return in an effort to reduce volatility in its portfolio caused by reaching for risk.

«Six per cent over the next two years would be a reasonable way to at least reduce the bump that we're going to hit when we come out of this three year rate period,» says Quail.

Monetary policy was also able to respond rapidly when the outlook turned for the worse, with the cash rate being reduced by 4 1/4 percentage points over a seven month period.

He did so again in 2001 after the World Trade Center was attacked, when he led the FOMC to immediately reduce the Fed funds rate from 3.5 percent to 3 percent — and in the months that followed reducing that rate to as low as 1 percent as the economy and stock markets remained sluggish.

The investment manager generally will increase the exposure of the Fund to interest rate risk in environments where the return expected to be derived from that risk is high, and generally will reduce exposure to interest rate risk when the return expected to be derived from that risk is unfavorable.

Similarly, when interest rates fall, the price will rise to reduce the yield and once again make it market competitive.

We found that borrowers in both groups were able to reduce their interest rate by an average of 1.56 percentage points when they refinanced their loans with lenders who compete for business through the Credible marketplace.

Borrowers refinancing student loans can reduce both their monthly payment and the total amount repaid when they refinance into a loan with a lower interest rate and a repayment term that's comparable to their existing loan.

But when investors believe the Fed will, in fact, raise rates sooner than that, they may very well reduce their EM exposure.

When and if interest rates begin to rise, corporates may have the incentive to tilt their capital structure back to equity, or at least to reduce stock repurchases, which could raise further questions about stock market valuations.»

SunTrust, for example, would reduce your loan interest rate by 0.25 % when you make payments from a SunTrust bank account.

Conversely, central banks tend to reduce interest rates when growth (GDP, for example) becomes weak.

When home prices and mortgage rates rise at the same time, it greatly reduces housing affordability.

Another element to success when calculating SWRs is the rate at which a SWR would not have reduced a portfolio to zero.

Further to the above, when the Fed eventually decides to hike the Fed Funds Rate it will not do so by reducing the quantity of bank reserves.

There is extensive academic research indicating that when government debt rises above 90 percent of GDP for more than five years, this trend will reduce the economy's growth rate by a third.

In 2008 when the carbon tax was introduced, the Liberal government announced that the general corporate tax rate would be reduced from 12 per cent to 11 per cent; in the September update, the NDP government reversed this reduction and raised the rate to 12 per cent.

A higher rate of IOER thus serves as a substitute, when it comes to reining in lending, spending, and inflation, for reducing the total available quantity of bank reserves, as the Fed might do by selling - off some of the assets it acquired in the course of three massive rounds of Quantitative Easing.

When liquidity in the financial system is reduced, interest rates tend to rise and / or stay high.

It fell to Yellen to determine when the economy was strong enough to begin inching up the interest rate and start reducing the bonds on the Fed's balance sheet.

Proponents for an individual's reproductive rights support data suggesting comprehensive sex education and birth control reduce abortion rates when young people have access to them.

At any rate it shows a complete failure to understand its meaning when it is objected that my definition reduces the event of revelation to a cause which sets self - understanding in motion, so that it is no longer a fact which interferes and changes reality, like a miracle.

• In the USA, when the father's name is on the birth certificate, racial / ethnic disparities in infant mortality rates are reduced substantially, as is infant mortality itself.

One of the surprises about writing this book and learning about the effects of exercise on women is; that in 2001, our board of OBGYN doctors said that, when a woman gets pregnant, and she's exercising, she should continue at that rate until it becomes unmanageable and reduce it.

• 45,000 men in the UK don't sign the birth certificate when their child is born (equivalent to 7 % of all births — and double the rate in Australia) and a simple change in the questions asked of parents at birth registration is likely to reduce this statistic substantially.

High rates of diet - related disease: When you look at all the health conditions that breast milk — as the most complete «first food,» has been proven to reduce the risks of — African American children have them the most.

In a series of experiments, researchers found that infants experienced slower heart rates, reduced body movement, and reduced crying when they were held by an adult who was walking from place to place (Esposito et al 2013).

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The sippy tops and nipples also are designed not to drip when turned upside down, helping to reduce mess, and the nipples are available in two rates of flow.

The point is that, although yes, some women and babies still die in the hospital: First: That number is FAR LOWER than what it was when everyone gave birth at home Second: OBs and medical professionnal are constantly trying to improve their methods and reduce the mortality rate even more.

When the new rates go into effect, Reidy said, the number of parking spaces provided for free will be drastically reduced.

lower episiotomy rate and reduced analgesic requirements when compared with other delivery positions.

Similarly, research confirms that when compared to other models of maternity care, midwife - led care reduces the rates of intervention in labor [1,4,5,8,9].

The statement outlines the health care system components that the authors say are critical to reducing perinatal mortality rates and achieving favorable home birth outcomes, and makes a number of recommendations for use when considering planned home birth.

The birth rate drops only when women are educated and have access to contraception, and infant and child mortality is reduced to the point that families can expect all their children to live.

Also, when looking at c - section rates for OOH midwives — a comparison of c - section rates between OOH midwives and CNMs in the hospital is probably better at determining how much a homebirth reduces the chance of a c - section.

This book offers a very detailed overview of the cesarean birth, including cesareans in history and mythology, the differences between inlabor, elective and emergency cesareans, when a c - section is absolutely necessary and ways in which the rate of cesarean deliveries can be reduced.

For instance, it has been suggested that the physical restraint associated with swaddling may prevent infants placed supine from rolling to the prone position.299 One study's results suggested a decrease in SIDS rate with swaddling if the infant was supine, 182 but it was notable that there was an increased risk of SIDS if the infant was swaddled and placed in the prone position.182 Although a recent study found a 31-fold increase in SIDS risk with swaddling, the analysis was not stratified according to sleep position.171 Although it may be more likely that parents will initially place a swaddled infant supine, this protective effect may be offset by the 12-fold increased risk of SIDS if the infant is either placed or rolls to the prone position when swaddled.182, 300 Moreover, there is no evidence that swaddling reduces bed - sharing or use of unsafe sleep surfaces, promotes breastfeeding, or reduces maternal cigarette smoking.

Rep. Charlie Rangel emailed supporters today to tout his role in reducing federal student loan interest rates when he was Ways and Means chairman and lauding President Obama's push to prevent that law from expiring this July.

Siena pollster Steve Greenberg notes that 71 percent of respondents gave Governor Andrew Cuomo a negative rating for his work to reduce corruption, and that Cuomo and the Legislature «did little to win over the hearts and minds of New Yorkers» when it comes to ethics reform.