Sentences with phrase «reducing average age»

Canceling cards can hurt you in two ways, raising the «percent credit used», and reducing average age of accounts, so these are concerns.

The question asked in your last paragraph (what's the downside) is answered simply; if you take out a loan and close the cards, that's a ding on your score because your leverage ratio on this portion of your credit jumps to 100 % or more, and because you'll be reducing the average age of your lines of credit (one line of credit a few days old versus five lines of credit several years old each).

You could be penalized for reducing the average age of your active accounts if your secured credit card was the first account on your credit report.

Today, younger lawmakers are reducing the average age of the Legislature, but they also reduce the institutional memory cohesiveness of the chambers.

and remember those better players will want CL football... then look at the squad now there is new young blood, with Sakho, Valencia, Cresswell, Hendrie, Henry all reducing the average age of the starting team by 5 years!

Of course you can — but then, you reduce the average age of accounts and add to the number of inquiries, which may drop your score, at least temporarily.

Drogba and midfielder Frank Lampard, 33 will be allowed to leave in the summer as Chelsea attempt to reduce the average age of their squad.

Guardiola has been linked with several other top players that would see him transform the City line - up and reduce the average age of the squad.

The staff were beyond helpful, and we were quickly led through to a wide booth, where the Hero was quick to remark on the fact that we had dramatically reduced the average age of the room on entry!

That will reduce the average age of your credit accounts.

It will reduce your average age of credit.

In addition, opening a credit card for the purpose of transferring a balance will reduce the average age of your credit accounts (ding), and if you close a credit card account from which you're transferring a balance, you will further reduce the average age and also the maximum age of your cards (ding and ding).

It will reduce the average age of your accounts, which will hurt your score.

Opening new credit reduces your average age of credit which will drop your credit scores.

Closing a credit card account may reduce your average age of credit, especially if it's an old account.

In some cases, closing older accounts that have been open for a long time and are in good standing can actually help raise your score because it reduces the average age of your open accounts.

By opening a credit builder account, you may have reduced the average age of your credit history.

If you open several credit cards within a couple of years, it really reduces the average age of your credit accounts.

Of course you can — but then, you reduce the average age of accounts and add to the number of inquiries, which may drop your score, at least temporarily.

However, be cautious with this approach: A new credit card can reduce the average age of your credit accounts and around 15 % of your credit score depends on credit age.

While a request for an increased limit may count as an inquiry just like opening a new card would, it won't reduce the average age of your credit accounts, which is also important for your FICO score.

* Please keep in mind that, as you reinvest loan proceeds or make additional Note purchases, such new investments will reduce the average age of the Notes in your portfolio, slowing the decline of your NAR by reducing the impact of maturing Notes.

Second, shutting down the oldest accounts will reduce the average age of the accounts, which also subtracts from the score.

Not exact matches

«But on an after - tax basis, for Canadians who collect Guaranteed Income Supplement (GIS) and have no other separate source of income beyond CPP, pension wealth is maximized at age 60, on average, and is reduced from there on.»

But as a frame of reference, babies 0 to 4 months of age poop on average three to four times a day, and after the introduction of solid foods, that reduces to approximately one bowel movement per day.

It is estimated that the cumulative incidence of breast cancer in developed countries would be reduced by more than half, from 6.3 to 2.7 per 100 women by age 70, if women had the average number of births and lifetime duration of breastfeeding that had been prevalent in developing countries until recently.

The manifesto also proposed a large increase in public spending on education, which would allow for the school leaving age to be increased to 18 and reduce average class sizes to 19 pupils.

That this House declines to give a Second Reading to the Welfare Benefits Up - rating Bill because it fails to address the reasons why the cost of benefits is exceeding the Government's plans; notes that the Resolution Foundation has calculated that 68 per cent of households affected by these measures are in work and that figures from the Institute for Fiscal Studies show that all the measures announced in the Autumn Statement, including those in the Bill, will mean a single - earner family with children on average will be # 534 worse off by 2015; further notes that the Bill does not include anything to remedy the deficiencies in the Government's work programme or the slipped timetable for universal credit; believes that a comprehensive plan to reduce the benefits bill must include measures to create economic growth and help the 129,400 adults over the age of 25 out of work for 24 months or more, but that the Bill does not do so; further believes that the Bill should introduce a compulsory jobs guarantee, which would give long - term unemployed adults a job they would have to take up or lose benefits, funded by limiting tax relief on pension contributions for people earning over # 150,000 to 20 per cent; and further believes that the proposals in the Bill are unfair when the additional rate of income tax is being reduced, which will result in those earning over a million pounds per year receiving an average tax cut of over # 100,000 a year.

Participants, average age 66, were randomly assigned to one of three diets for a year: a traditional Mediterranean diet enriched with virgin olive oil (about 4 tablespoons) each day, a traditional Mediterranean diet enriched with extra nuts (about a fistful) each day, or a healthy «control» diet that reduced consumption of red meat, processed food, high - fat dairy products and sweets.

But despite earlier pollen analysis that pegged the movement of some tree species (that is, average advancement via seed dispersal) at about a kilometer per year after the last ice age, genetic studies have reduced that estimate to a pace closer to a tenth of a kilometer per year, Loarie says.

In addition, researchers found the average gestational age was reduced by 1.7 weeks in preeclampsia cases.

For example, women with early menopause are candidates for hormone therapy until at least the average age of menopause (52 years) to reduce the risks of heart disease, osteoporosis, and cognitive and mood changes.

In one study of older adults with an average age of 80, the risk of falling was reduced by 35 % in those who did structured exercises and stayed physically active.

Also, the average employee age across the world is reducing.

They examined a variety of factors, such as student gender, age, health, socioeconomic status, education of parents, whether the school was urban or suburban, the number of years of experience among teachers, the school's average test performance and the rate of free - or reduced - price lunch program participation.

Similarly, closing your oldest credit account may also reduce your score a bit, both because your average account age will drop and your credit utilization will also go up, unless you pay off a chunk of your debt!

Reduce exposure to stocks as you get older Pension funds typically reduce exposure to stocks to make the fund less volatile as the average age of plan members increases, says SinReduce exposure to stocks as you get older Pension funds typically reduce exposure to stocks to make the fund less volatile as the average age of plan members increases, says Sinreduce exposure to stocks to make the fund less volatile as the average age of plan members increases, says Sinclare.

The average cost of a funeral is often around $ 10,000, and that bill isn't reduced by the age of the deceased.

The problem is that adding more accounts now will further reduce your average credit account age for awhile.

Anything under 120 months average age reduces your score.

If you take that average age up to 18 months then that number reduces to 8 investors with the best investor earning 16.75 %.

The goal of this move is to increase the average age of your revolving lines of credit without reducing your total credit limit, which will affect your utilization.

• These PIA (primary insurance amounts) benefit amounts came directly from an estimate statement for an average 50 year - old: Start at age 62 and receive reduced benefits of $ 1,021.

If you are under age 62 and your annuity benefits were computed using either 60 % or 40 % of your high - 3 average salary, the Office of Personnel Management will reduce your monthly annuity by all or a portion of your Social Security benefits.

The new data have significantly reduced the average cambial age of the tree - ring data in the twentieth century (Fig. 1a).

On average, every single hour of TV viewed after the age of 25 reduces the viewer's life expectancy by 21.8 (95 % UI: 0.3 - 44.7) min.

Canada's average age is increasing and its population decreasing, drastically reducing available workers — and neither Newfoundland and Labrador, nor its construction industry, have escaped these trends.

Here is what you need to know about Income Replacement Benefits (IRB's): • IRB's are calculated at 70 % of your average gross income based on your employment history o Your income is calculated as the higher of either (i) the 52 weeks before the accident OR (ii) the 4 weeks before the accident multiplied by 13 o Self - employed income is calculated as the higher of either (i) the 52 weeks before the accident OR (ii) the last fiscal year o If you are receiving other income replacement assistance, such as short term or long term disability benefits, those amounts are deductable from the amount of your IRB eligibility • IRB's are capped at $ 400 per week • The first 7 days of your disability are not covered by IRB's • IRB's are payable for a 104 week (2 year) period, but you may be eligible to continue receiving this benefit past the 2 years indefinitely, if after the 2 year mark you are unable to do any occupation for which you are reasonably suited by way of your education, training and experience • The age 65 marks changes in IRB's o If you are already over the age of 65, IRB's are payable up to 208 weeks and gradually reduced over that period o If you reach the age 65 while already receiving benefits, the IRB is converted to a lifetime pension at a reduced rate based on an established formula

We do not track individual lawyer movements between firms or average firm age demographics in our sample set, but much of the adding and reducing is likely related to competitive takeaways and lateral activity.

If you are under age 62 and your annuity benefits were computed using either 60 % or 40 % of your high - 3 average salary, the Office of Personnel Management will reduce your monthly annuity by all or a portion of your Social Security benefits.