Sentences with phrase «reducing value of money»

In some cases, the premium may slightly rise over the years because of increasing mortality risks and reducing value of money.

This is commonly known as reducing value of money.

For example, in ancient Rome it took the merchants a few months to catch up following a round of coinage debasement, meaning that it took a few months for prices to adjust to the reduced value of the money.

Inflation reduces the value of money over time.

Practically, however, inflation could significantly reduce the value of the money when you get it back.

It could also be used to calculate how long it takes for inflation to reduce the value of your money by half.

The concept behind increasing term life plan is that inflation reduces the value of money through the years.

Not exact matches

By spreading your money around to as many different companies as possible, you reduce the risk of any one of those companies losing value and taking your portfolio and lifetime financial goals along with it.

Sandy and all natuarl disater ultimately reduce te overall debt because of the money generated by rebuildng, the taes generated by the workers, the icrease of land value by rebuilding.

It just reduces the number of orders you have to make and you're less likely to run out and it's a lot better value for money as savings can be made!

In terms of getting better value for taxpayers» money the most important next step for David Cameron is to strengthen his commitment to reduce the number of MPs.

In practice it is slightly more complex than this as inflation can reduce the effective size of a debt and you can borrow money to pay off debts to get better interest rates, and for a whole country the value of the currency has a significant effect,

When it severely reduces the value of property and the ability of owners to make money off it, it ruins the economic prospects of a region.

Rising property values: As property values rise across the county and new construction puts high - value properties on the tax rolls, the county has been able to reduce the tax rate — the amount of money the county charges for every $ 1,000 of assessed property value — and still collect more tax money overall.

Some portion of attendees were already paying members, so Match was spending money while actually reducing customer lifetime value.

Having the right skills to ensure that your school can meet the demands of the reducing budgets and deliver value for money is fundamental.

Not only did this reduce the amount of time spent on administrative tasks, but going paperless provided a great deal of value for money too.

Well, working with experienced academic writers has a myriad of benefits that include but are not limited to: freeing up your time in order to allow you work on other pressing tasks, improving the quality of work you submit and therefore improving your overall grade, giving you value for your money by ensuring you submit decent work, giving you convenient access to writers with specialization in various disciplines, reducing your heavy academic workload and ensuring you deliver your assignment on time.

Dividends transfer money equally to all shareholders, but that also reduces the value of each share by the same amount, since it's cash out the door, which drops the value of the company.

A profitable company may be able to use these earnings to expand without borrowing more money or issuing more shares, which would reduce the value of its existing shares.

This figure is reduced by the value of any in - the - money covered options and does not include shares bought on margin, shares held short, or cash in the core money market.

This figure is reduced by the value of any in - the - money covered options and does not include shares held as cash positions, shares held short, or cash in the core money market.

The obvious way to combine strategies is to use leverage: for example, to reduce the market risk of a momentum strategy as much as possible, to do the same thing with a value strategy, and then to borrow money at a low rate in order to get exposure to both.

By buying the call option, you are getting the benefit of purchasing the underlying shares (that is, if the shares go up in value, you make money), but transferring the risk of the shares reducing in value.

Gain on a full surrender Gain on partial distributions IRA distributions TSA / ORP distributions Correction of excess contributions to IRAs Conversion of IRA assets to a Roth IRA Gain on surrender of Paid Up Additions (PUAs)(Note: Automatic surrender of PUAs for Value Pay is not a taxable event) Processing of Non-Forfeiture Option (NFO) to Extended Term Insurance (ETI) or Reduced Paid Up (RPU) Interest earned on dividend accumulations Loan on a MEC Dividend used to reduce loan interest on a Modified Endowment Contract (MEC) Dividend used to reduce loan on a MEC Compound of loan interest on a MEC Gain recognized on lapsed contract with a loan Collateral assignment on a MEC Non-qualified Annuity (NQA) Collateral Assignments Special interest paid on money held too long Interest earned on advance premiums 1035 exchange without paying off loan first Earnings on non-individual owner contracts for which an exception under section 72 (u) of the Internal Revenue Code does not apply

The trader could knock money off your refund if they think you opened parts of the package unnecessarily, as they can claim it has reduced its value.

The benefit of borrowing money over a longer period of time is that you can reduce the value of your monthly repayments.

Simple, if your payments are fixed, they don't increase over time, and inflation increases the price of products and services because the value of money is reduced.

If the gap between price and underlying value is likely to be closed quickly, the probability of losing money due to market fluctuations or adverse business developments is reduced.

The scheme reduces or «discounts» the money you receive upfront (for example, 35 % -60 % of the present value of the part of your property that you sell).

This adjustment is akin to reducing the size of the coupons in earlier years, and increasing the size of the coupons in later years, while adjusting for the time value of money based on the risk - free discount rates.

If juniors wanted to create value, they would waste less money on promotion, be properly capitalized in the first place, and reduce overhead (e.g. six figure salaries for the part - time officers who work at a number of other juniors, liability insurance because juniors always do sketchy things, do rights offerings instead of paying underwriters, etc.).

1Low Risk, Low Volatility Disclosure: Your investment advisor may recommend third - party money managers who utilize investment strategies designed to minimize portfolio volatility and reduce the risk of declines in account values.

«The trick for publishers is to build direct relationships with gamers that reduce the risk for development, that make it easy to grab new customers and that allow the gamers who love the game the most to spend lots of money on things they really value.

The cities demonstrate one successful policy or project that demonstrates the value of energy efficiency to save money, reduce emissions and create jobs.

(i) BMO reducing its roster of firms from about 800 to 200 with further reductions planned; (ii) the clients of seven sister firms hiring me to help them get control over their legal spend and forge stronger and more value based relationships with their firms; (iii) the many small and mid-sized businesses who hire accountants to do all of their tax and structuring work because it is cheaper than dealing with lawyers; (iv) firms hiring me to help them figure out how to budget, set and meet client expectations without losing money; (v) «clients» who never become clients at all as they do their own legal work based on precedents that friends share with them; (vi) the various forms of outsourcing that are now prevalent (from offices in India to Tory's office in Halifax); (vii) clients hiring me to figure out how to increase internal capacity without increasing headcount in order to reduce external spend; (viii) the success of firms like Conduit, SkyLaw and Cognition (to name a few) who are taking new approaches to «big» and «medium law» work; (ix) the introduction of full time project managers in many firms; and (x) the number of lawyers throughout the profession who regularly don't docket chunks of their time in order to avoid unpleasant fee conversations with their clients.

The 2012 WSIB Appeals Modernization consultation which followed a 2008 KPMG Value for Money Audit claimed to introduce greater efficiency and reduce the Appeals backlog and waiting time — addressing a crisis of the Board's own making.

To be candid, if the real and potential benefits of providing legal advice include speed of service and reduced cost respectively, to achieve a positive outcome, which has ultimately come about via the use of sophisticated IT / AI at some point during the legal service / problem continuum, and as a legal buyer my main concern is the right result, quality, value for money and / or price (which remains the issue in many instances), and I know lawyers and law firms can now do the work quicker, smarter and more accurately using AI and cognitive computing technology, can I therefore expect my legal fees to be reduced?

If you have a few thousand dollars saved away, it's better to put that toward a new car to reduce your auto loan than to put that money toward paying off a car you no longer get value out of.

The insurance carriers figured out that if you carried a higher deductible (which went toward claims that the carrier paid), they could afford to reduce your premiums, based on less out of pocket expenses for them and the increased value of the money (interest) they could earn by not paying it out.

The cash value of the life insurance policy represents money that is built up against the death benefit to reduce the «net amount at risk» for the insurance company.

If your goal is to save money by cancelling or lowering the value of your insurance policy, consider alternative ways of reducing your annual premiums.

If that's the case, can you reduce the value of your policy, cut the cost of your premium, and use that money for other things?

It is important to understand that with time, the value of money reduces drastically.

Please note: The Cash Value, Death Benefit, and Maturity Benefit will change (reduce) if the customer withdraws money from the policy (by Surrender of Cash Value of PUA) in between the policy term.

One of the things you can do to substantially lower your monthly expenses is to take a closer look at the money you are spending on your auto insurance policy, an expense which isn't going to go away but which can be reduced by actively seeking out the best value.

(Note: The non - guaranteed assumed rates of returns chosen in the above example are 4 % and 8 % and the mode of premium payment is Annual.The Cash Value, Death Benefit, Maturity Benefit will change (reduce) if the customer withdraws money from the policy (by surrender of Cash Value of PUA) in between the policy term).

The real value of a defensive driving course isn't the money you save on your insurance plan: it's the reduced likelihood of being in a collision.

This is because the insurance company is obliged to pay your beneficiaries a sum of USD 1,000,000 but the insurance company will get a part of that money from the fund value hence the risk of the insurance company is USD 1,000,000 minus the Fund Value thus also reducing your absolute cost of insurvalue hence the risk of the insurance company is USD 1,000,000 minus the Fund Value thus also reducing your absolute cost of insurValue thus also reducing your absolute cost of insurance.

If confidence in the Bitcoin market is suddenly and drastically reduced — for example, if a major government declared Bitcoin use illegal, or one of the largest Bitcoin exchanges was hacked and lost all of its stored value — the value of the currency will crash and investors will lose huge amounts of money.