Sentences with phrase «reflected in your credit file»

So if you pay off a credit card bill this is likely to be reflected in your credit file within a month.

Not exact matches

Alternative loans are one of the largest categories not reflected in traditional credit files.

However, if you decide to proceed with a lender and finalize your application after pre-approval, this lender will definitely make a hard pull to your credit report, which will be reflected both in your file and your credit score.

For this reason, if the lender uses this credit score model to assess applicant's creditworthiness, this inquiry will most likely be reflected in the personal credit file of this applicant.

Credit bureaus also do their credit file updates at different times so the addition of data can be reflected in credit sCredit bureaus also do their credit file updates at different times so the addition of data can be reflected in credit scredit file updates at different times so the addition of data can be reflected in credit scredit scores.

By providing proof you have paid down a credit card balance, a lender can have your credit files rapid rescored to reflect whatever increase in credit scores you may experience.

It is not uncommon for consumers who filed bankruptcy to have their credit reports reflect accounts unpaid that were actually included in the bankruptcy.

The 3 credit bureaus will not remove the late payment from your account since their reports only reflect what the actual creditors (the business that have loaned you money) show in their files.

Your credit score also is a factor in your insurance score, which reflects your chances of filing a claim as a customer.

Your credit score also is a factor in your insurance score, which reflects your chances of filing a claim as a customer.

Business credit is NOT reflected in your personal credit file, even though you may need to personally guarantee the credit granted to your business (es).