Depending on the
bank and the requirements of the insurance company you are dealing with, unauthorised suites may present a problem and actually make it difficult for you to get approved for the mortgage because your lender may
refuse to take into account money generated
by the suite, thereby making you less qualified for the
loan you desire.
Looking at decisions reached
by other courts, this court determined that other courts had ruled that the denial of housing insurance can make housing unavailable to disabled individuals because
banks will
refuse to make a
loan if there is no insurance.