For example, for the issue of Navient putting people into forbearance when it was not in their best interest, Navient says, «Here, the alleged injury — borrowers entering forbearance without considering
alternative repayment plans — was entirely «avoidable» because federally mandated notices and other disclosures provided borrowers with the necessary information to make a «free and informed choice»
regarding forbearance and
alternative repayment options.»