Sentences with phrase «regardless of policy loans»

One major exception to the rule in our opinion is Penn Mutual Life Insurance Company which is a top rated company with a strong history of dividend payment that has not appeared impact policy growth regardless of policy loans.

If you can borrow a policy loan at say 5 % and your dividend rate is 6.5 %, you would have a 1.5 % arbitrage on your money and this would allow your policy to keep making money (1.5 %) regardless of your policy loans.

You'll receive an ongoing guaranteed rate of return that never changes, regardless of policy loan amounts AND you also will receive, on high probability based upon over a hundred years of payment history, ongoing dividends at full dividend rates.

You'll receive an ongoing guaranteed rate of return that never changes, regardless of policy loan amounts AND you also will receive, on high probability based upon over a hundred years of payment history, ongoing dividends at full dividend rates.

Further, by choosing a non direct recognition mutual company, the cash value will continue to accrue interest and dividends on the total cash value, regardless of the policy loan.

Not exact matches

Federal policy plays an important role in the financing of postsecondary education at institutions by providing grants to low - income students and access to loans to all students, in both cases on similar terms regardless of whether the funds are to be spent at a public, for - profit, or private, non-profit college.

Part of the strategy is to work with mutual life insurance companies that allow flexibility in borrowing from the policy and allow the cash value to accrue regardless of outstanding policy loans.

In addition, loans can be taken with minimal costs and no penalties at any time (in favorable policies) AND regardless of loans the policy will continue to grow on the full cash value in a properly structured self banking policy.

It simply means that the policy will continue perform normally, including the payment of dividends at FULL rates, regardless of the amount policy loans owed.

Still, if a cash value life insurance policy is being used, then tax advantaged cash value accumulation is being realized regardless of the interest on the loans.

The 401 (k) treatment of loans prohibiting sharing in gains is in direct contrast to the advantage of borrowing from a mutual company offering a participating whole life insurance policy which will continue to pay dividends at normal rates regardless of outstanding loans.

The Uniform Classification and Account Management policy does not preclude examiners from classifying individual retail credit loans that exhibit signs of credit weakness regardless of delinquency status.

The interest rate on the originating lender's share of the loan may be variable or fixed regardless of BND's interest rate structure and must be in compliance with USDA Rural Development policy.

If, however, a policyholder does remove cash from the policy — regardless of whether it is through a withdrawal or a loan — any unpaid balance will be charged against the death benefit proceeds.

Regardless of whether you make withdrawals or policy loans, if you terminate the policy, any gains in the policy are taxed as income.

Regardless of how many policy loans you take during the year, your company may impose an overloan protection feature.

These two ways are either Direct Recognition, which passes the adjustment only to the policy holders who have outstanding loans and Non-Direct Recognition, which passes the adjustment to ALL of the policy holders, regardless of outstanding loans.

It simply means that the policy will continue perform normally, including the payment of dividends at FULL rates, regardless of the amount policy loans owed.

Regardless of the formula used (i.e. the policy type), the cash account grows in value over time and can be used for life insurance loans, policy withdrawals and surrenders.

Part of the strategy is to work with mutual life insurance companies that allow flexibility in borrowing from the policy and allow the cash value to accrue regardless of outstanding policy loans.

Being a better value means that the policy maintains the entire death benefit for the duration of the policy, regardless of the loan value.

Their new policy is that the mortgage insurance is permanently part of your loan regardless of your equity position.

Accordingly, the Bureau concludes that the owner's title insurance premium should be disclosed on the Loan Estimate in a purchase transaction if a consumer is likely to pay for it, regardless of whether the policy is required by the creditor.