Increased banking
regulations, particularly on community and
regional banks, mean that banks are spending more of their capital on regulatory compliance, which impacts their ability to finance commercial
real estate development.
Some of these risks include: a deterioration in national,
regional, and local economies; tenant defaults; local
real estate conditions, such as an oversupply of, or a reduction in demand for, rental space; property mismanagement; changes in operating costs and expenses, including increasing insurance costs, energy prices,
real estate taxes, and costs of compliance with laws,
regulations, and government policies.
Then of course follows City bylaw rules applied specifically to the
real estate industry, municipal /
regional, provincial and federal governing processing costs, rules and
regulations — and of course all the related
real estate «fee» (Teranet, etc.) structures.