If you use your secured credit card responsibly, your card issuer can issue
you regular credit card after one year.
Not exact matches
After providing the deposit, a secured
credit card works just like a
regular unsecured
credit card.
After providing the deposit, a secured
credit card works just like a
regular unsecured
credit card.
After you've improved your
credit history and applied for a
regular credit card, you have the option of keeping this
card open at no annual cost - thereby extending the
credit history you've established.
Unlike
regular secured
credit cards, the unsecured variants typically express the annual fee as a range and only present you with a fee
after you fill out a «pre-screen» offer, during which they do a soft pull on your account.
It's the first two years
after [a bankruptcy discharge] that you have the most discomfort... usually by the third year you qualify for mortgages and car loans, even
regular credit cards if you take the steps to rebuild your
credit report.
After a year if you have used your secured
credit card responsibly you will be approved for a
regular credit card.
My
credit card's website doesn't seem to allow making payments prior to the bill being issued, but I can easily make a payment via my
regular banks bill pay
after each paycheck.
An additional benefit of the secured
credit cards is that typically
after six months to a year of on - time,
regular payments,
credit scores will improve enough to allow for a consumer's approval for a traditional unsecured
credit card.
If you want to start earning the 1.5 % cash back rate, you have the option of getting the Capital One ® QuicksilverOne ®
Credit Card, and upgrading it to the
regular Capital One ® Quicksilver ® Cash Rewards
Credit Card after your FICO score improves.
After a year, apply for a
regular credit card.
Make a budget to pay off your debt by the end of the introductory period, because any remaining balance
after that time will be subject to a
regular credit card interest rate.
While they come with high fees, high interest rates and low limits, these
cards report your repayment history to the major
credit bureaus each month, so as you make on - time payments, your
credit score will improve — to the extent you won't need the secured
card anymore (they aren't the most advantageous out there), or the
card issuer will let you convert to a
regular card (usually
after 12 to 18 months).
Even
after always paying on time (I also never carried a balance over to the next month), they still refused to convert it to a
regular credit card.
They offer cash back on purchases, match your cash back for the first year,
credit increase available
after the first six months of on - time payments, and you can upgrade to a
regular card after a year.
Chase is offering IHG (Intercontinental Hotels Group) Rewards Club
Credit Card with a 70,000 Points signup bonus instead of the
regular offer 60,000 points
after spending $ 1,000 in eligible purchases.
Given its limitations for redemptions, I don't think I'd ever used this
card on a
regular basis to earn points but with no annual fee, there's not many reasons to cancel the
card after you get it so you can always use it to help further build up your
credit if nothing else.
Through March 01,2015, Chase is offering 60,000 points for Chase Ink plus
credit cards as compared to the
regular offer 50,000 points
after $ 5K in spending
They offer cash back on purchases, match your cash back for the first year,
credit increase available
after the first six months of on - time payments, and you can upgrade to a
regular card after a year.
Current Offer No annual fee, and all the
credit building benefits with responsible
card use Unlike a prepaid
card, it builds
credit when used responsibly, with
regular reporting to the 3 major
credit bureaus You will get an initial $ 200
credit line
after making a security deposit of $ 49, $ 99, or $ 200, determined based on your creditworthiness
The benefits of being a cardholder include a free companion flight annually when you are redeeming your miles, earn up 2400 free Air Miles whenever you load your
credit card with $ 3000 within the first three mounts
after joining the program, as well as access to the exclusive Air Miles FlexFly program that gives you access to flights, airlines and departure times that you wouldn't get in the
regular Air Miles program.
The interest rates on Travel Rewards increase
after one year, but just like the
regular interest rates on a Chase
credit card, you will find that they are much lower than other comparable
credit cards.
People who're
regular with their
credit card payments and use their
credit responsibly often find themselves at the lower end of this APR (
after the introductory period).