Sentences with phrase «regular home insurance policy»

Regular home insurance policies provide limited cover for exclusive items.

Building codes, for instance, will often tack on thousands in extra rebuild costs — costs that are not covered under regular home insurance policy.

However, if the actuary decides that the renovation is more substantial or, worse, structural in nature, then you may find that you're no longer insurable under regular home insurance policies.

Scheduled Personal Property: While a regular home insurance policy provides limited coverage for valuables — such as jewelry or art — the scheduled personal property endorsement allows you attain broader protection for incidental damage.

Damage caused by terrorism is also excluded and, for those living near Pickering, Ont., damage from a nuclear incident is also not covered under your regular home insurance policy.

Flood insurance isn't part of your regular home insurance policy, so if you live in a flood - hazard area, getting a separate flood insurance policy might be a wise precaution.

Does your regular home insurance policy cover this property as well?

Expect to pay as much as 50 percent or 60 percent more for insurance on an unoccupied home compared with a regular home insurance policy, according to the Insurance Information Institute.

Scheduled Personal Property: While a regular home insurance policy provides limited coverage for valuables — such as jewelry or art — the scheduled personal property endorsement allows you attain broader protection for incidental damage.

If you carry a regular home insurance policy on your rental property, your insurance company may refuse to pay on claims if they discover that the property was occupied by a renter.