Regular homeowners insurance policies do not include these options, but simply adding them to your policy could increase your insurance premiums significantly.
For example,
regular homeowners insurance policies don't protect you financially in the event of a flood or earthquake.
Under certain circumstances,
your regular homeowners insurance policy will provide coverage for necessary home repairs, but this is not always the case.
A regular homeowners insurance policy will not provide coverage for damages to your property if it was occupied by tenants at the time that the damage occurred.
Not exact matches
Traveler's ID Theft Protection
policy is $ 25 per year on top of your
regular homeowner's
insurance.
It's worth asking your renters or
homeowners insurance company about this rider, as we've seen it quoted for as little as a few extra dollars per month on top of your
regular policy.
Similar to
regular homeowners policies, earthquake
insurance will cover items up to a limit.
Floods: Too often,
homeowners think their
regular insurance policy will cover them in the event of a flood.
Many people believe that their
regular policies, such as
homeowners insurance or comprehensive
insurance, will cover flood damage.
However, if you're a first time
homeowner, you may not realize that
regular upkeep is nearly always a requirement of any
homeowners insurance policy.
A
regular homeowners»
insurance policy usually includes property protection and liability protection.
In addition to their Host Protection
Insurance policy (which members pay for, just like you would a
regular homeowners policy), Airbnb provides a $ 1 million Host Protection guarantee to every host.
Renters
insurance policies are much more affordable than a
regular homeowners policy, because you are only covering the contents of the residence instead of the actual dwelling itself.