Umbrella insurance doesn't just cover judgments that exceed
your regular policy limits.
If you need more protection than
your regular policy limits, consider a personal liability umbrella policy.
If you need more protection than
your regular policy limits, consider a personal umbrella liability policy.
Another option might be an umbrella policy, which covers claims that exceed
your regular policy limits, Paul said.
Not exact matches
From allowing Uber and Lyft outside of New York City to imposing term
limits on lawmakers, the governor's budget includes many items that normally would be considered
policy changes and debated and approved in the
regular part of the session.
Each such employee shall be required to complete at least one training course in school violence prevention and intervention, which shall consist of at least two clock hours of training that includes but is not
limited to, study in the warning signs within a developmental and social context that relate to violence and other troubling behaviors in children; the statutes, regulations, and
policies relating to a safe nonviolent school climate; effective classroom management techniques and other academic supports that promote a nonviolent school climate and enhance learning; the integration of social and problem solving skill development for students within the
regular curriculum; intervention techniques designed to address a school violence situation; and how to participate in an effective school / community referral process for students exhibiting violent behavior.
Scheduled Personal Property: While a
regular home insurance
policy provides
limited coverage for valuables — such as jewelry or art — the scheduled personal property endorsement allows you attain broader protection for incidental damage.
Also choose the Premium payment type — «
limited pay» where the Premium payment term is 5 years lesser than the
Policy Term or «
regular pay» where the Premium payment term is equal to
Policy Term.
a) Single Premium Payment
Policy and b)
Regular and
Limited Premium Payment
Policy if Annualized Premium > = Rs. 1,50,000 in Offline Channels
Similar to
regular homeowners
policies, earthquake insurance will cover items up to a
limit.
Extra coverage beyond the
limits of your
regular liability
policies.
Policy Termination or Surrender Benefit: Policyholder is allowed to surrender the policy if 2 full years» premiums have been paid under regular and limited pay plans and if 1 full year's premium is paid for single pay
Policy Termination or Surrender Benefit: Policyholder is allowed to surrender the
policy if 2 full years» premiums have been paid under regular and limited pay plans and if 1 full year's premium is paid for single pay
policy if 2 full years» premiums have been paid under
regular and
limited pay plans and if 1 full year's premium is paid for single pay plans.
The
policy terms could be for minimum of 5 years for Single and
Regular Premium option, Premium Payment term +3 Years for
Limited Pay option and maximum 30 years in all the plans
The total number of Units pertaining to the
Regular /
Limited Premium existing in each Fund under this
Policy, multiplied by their respective Unit Price on the relevant date
The amount of additional premium paid over and above the
Regular /
Limited Premium payable under this
Policy
The
regular /
limited premiums and top up premiums, if any, paid, net of allocation charge in that particular
policy year will also be allocated in the same proportion.
The insurance premium can be either paid for the duration of the
policy term under the
Regular pay option or for a short term under the
Limited Pay option.
Regular pay, single pay or
limited payment term of 5 years if
policy term is 10 - 30 years or 10 years if
policy term is 15 - 30 years
The office also monitors insurance company compliance with insurance laws and responds to electronic or
regular mail inquiries from consumers about insurance issues including, but not
limited to, those regarding
policy provisions and the availability of coverage.
The plan allows payment of insurance premium for the entire
policy term (
Regular Pay) or for a
limited period (Limit
limited period (
LimitedLimited Pay)
In most cases, a
regular insurance
policy will adequately cover your risks, but when an accident results in severe injuries or death, the liability costs will often exceed your
policy's coverage
limits.
Hence, a
policy that is covering larger aspects may cost more than a
regular plan with
limited benefits.
If you have valuable property that is transported from place to place on a
regular basis, an Inland Marine
policy from Great Michigan Insurance is an optional coverage which provides higher
limits.
Child plans are
regular premium plans, wherein premium is paid for
limited period or throughout the term of the
policy.
In case the premiums for 7 years are paid and only if the
policy is
limited pay for 10 years or it is a
regular pay.
You may go for
limited premium payment term or
regular premium payment for the entire tenure of the
policy.
The plan offers zero
policy administration charge post year 5, i.e. post year 5, there will be only mortality charge, Fund management charge and allocation charge (only for
Regular Pay, for
limited pay there is no allocation charge post 5 years).
The option of
regular,
limited or single premiums and to choose
policy term.
There are usually 3 options for payment - Single premium (lump - sum payment),
Limited premium (payment for a fixed number of years) or
Regular premium (a periodic payment that continues throughout the
policy duration).
Choosing your Premium Payment Term — with this plan, you can choose
limited Premium Payment Term of 5 or 12 years, getting a
Policy Term for 10 and 20 years, or you can choose
regular Premium Payment Term of 10 or 20 years, with
Policy Terms available at 10, 15, 20, 25, 30 and 35 years
UMBRELLA
POLICY — Umbrella coverage is insurance coverage that extends the terms of a
regular insurance
policy once coverage
limits for the
regular policy have been reached.
You can choose for
regular or
limited (5 - 10 years) premium paying term and can also opt for
policy term of up to 30 - 80 years of age.
Comprehensive life insurance coverage — Get coverage of 10 times the annualised premium (for
Limited and
Regular Pay options) of base
policy and get additional life cover, equal to sum of all future premiums payable under the
policy till the age of 60 years, with Partner Care Rider.
In the case of a reinstated
Regular Pay or
Limited Pay
policy, if the Life Assured, whether sane or insane, commits suicide within 1 year from the date of reinstatement of the ICICI term insurance
policy, the Company will refund 80 % of the premiums paid post revival till the date of death.
The tenure of the
policy for
regular and
limited premium option is 10 - 30 years and for single premium
policies, the tenure of the
policy ranges from 5 - 30 years.
A super top up comes to the rescue when a single claim does not cross the threshold
limit of the
regular policy, but multiple claims do.
Usually Mortgage title insurance is a single premium
policy; however there are some variants for
regular and
limited premium payment terms.
These plans are like
regular health insurance plans with the added benefit of deductibles, wherein the deductible
limit functions like a threshold, and claims to the extent of the deductible
limit are not payable under the
policies.
The
policy provides a minimum entry age of 8 years for
limited and
regular premium payment and for a single premium
policy the plan provides a minimum entry age of 13 years.
Policy Termination or Surrender Benefit: Surrender Value of the policy is acquired when the policyholder pays all due premiums for the first three policy years for the Regular and Limited premium payment pol
Policy Termination or Surrender Benefit: Surrender Value of the
policy is acquired when the policyholder pays all due premiums for the first three policy years for the Regular and Limited premium payment pol
policy is acquired when the policyholder pays all due premiums for the first three
policy years for the Regular and Limited premium payment pol
policy years for the
Regular and
Limited premium payment
policies.
A
regular health insurance
policy has a sum insured
limit, beyond which it does not cover any expenses.
Regular home insurance
policies provide
limited cover for exclusive items.
Comprehensive Life Insurance Coverage — The customer may get coverage of 10 times the annualized premium (for
Limited and
Regular Pay options) of base
policy and get additional life cover, equal to sum of all future premiums payable under the
policy till the age of 60 years, with Partner Care Rider.
Insurance premium can either be paid for the duration of the
policy term under the
Regular Pay option or for a short period under the
Limited Pay option
Under
regular or
limited premium mode option, 10 times of the yearly premium or 105 % of the total premium paid till the time of the death of the insured person, is paid to the nominee of the
policy.
The revival of lapsed
policies is applicable only on
Regular and
Limited premium payment
policies.
For
Limited and
Regular Payment
policies, Surrender Value gets acquired upon payment of premiums for 2 years - in case premium payment term is less than 10.
Single Pay /
Limited Pay of 5, 10 (for
policy term of 20 years and above), 15 (for
policy term 25 years and above only) /
Regular Pay
Option of
regular,
limited and single premium payment
policies.
Option of
regular,
limited, and single premium payment
policies is available.