Over the past several years the prices of gold futures contracts have generally been very close to the spot price and there have been
regular small dips in futures prices to below the spot price, but this situation is a natural and predictable effect of the Fed's unnatural zero - interest - rate policy.
If you're a homeowner, for example, you might tap the equity in your home for retirement income by downsizing to a
smaller, less expensive house that's also less costly to maintain or by taking out a reverse mortgage, which can provide
regular income, a reserve of cash you can
dip into when necessary or both.