Sentences with phrase «regular universal life»

(The company also offers several regular universal life insurance policies).

It also maintains the options offered with regular universal life insurance, so you can adjust premiums and other aspects of your policy.

This can provide you with the ability to earn a higher return than that of other types of permanent policies such as whole life, or even regular universal life insurance.

Just like regular universal life, the policy holder can — within certain guidelines — change both the timing and the amount of the premium.

Unlike regular universal life insurance policies, it does not have a cash value investment component.

With regular universal life, no big deal if you skip a premium, but with guaranteed, you must stay on schedule or your «guarantee» could be in jeopardy.

IUL policyowners enjoy virtually all the advantages they would enjoy if they owned regular universal life policies including flexibility and transparency.

Lincoln National also offers several forms of regular universal life insurance coverage.

Policyowners of indexed universal life (IUL) enjoy virtually all the advantages they would enjoy if they owned regular universal life policies including (among others associated with all life insurance in general):

Even so, in these cases, we'd recommend you look into Guaranteed Universal Life, not regular universal life or whole life.

American National also offers regular universal life insurance policies.

Indexed universal life insurance policies generally hit that sweet spot of being way less risky and more «beginner - friendly» than variable life insurance policies, but you can also earn more with them than with regular universal life or whole life insurance.

Variable Universal Life Insurance — Variable Universal Life Insurance also provides flexible premiums and death benefits like regular universal life insurance policies do.

Unlike regular universal life insurance, the investment element of a variable universal life insurance policy has sub-accounts operating like mutual funds.

IUL policyholders enjoy virtually the same advantages they would enjoy if they owned regular universal life policies.

In addition to indexed universal life insurance coverage, the North American Company for Life and Health Insurance also offers regular universal life insurance, as well as term life insurance protection.

Variable UL policies are similar to regular universal life insurance with one primary exception, VUL policies allow direct investment options through sub-accounts similar to mutual funds.

In this case, the plan works similarly to a regular universal life policy, except that the return on the policy's cash value is tied to the performance of a market index (such as the S&P 500).

Because the cash value is linked to underlying market - related investment accounts, the funds have the opportunity to grow more than those that are in a whole life insurance policy, or even in a regular universal life insurance plan.

As with a regular universal life insurance policy, the premium payments may be varied with this type of coverage.

In addition to regular universal life, there are other variations of the product.

Here, there is the opportunity to increase cash value more than that of a whole life, or even a regular universal life insurance option.

As with a regular universal life insurance policy (UL), IUL allows for a flexible premium.

An indexed universal life insurance policy has similar features to a regular universal life insurance policy such as the flexibility in payment of the premiums — except that the growth that takes place within the cash - value component of the policy is based upon the performance of an underlying market index such as the S&P 500.

In this case, the plan works similarly to a regular universal life policy, except that the return on the policy's cash value is tied to the performance of a market index (such as the S&P 500).

This can make these policies more risky, however, they may also be able to obtain more growth than regular universal life or whole life policies.

American National's indexed universal life insurance products offer the same features as the company's regular universal life — such as death benefit and cash value build up — but they also offer this ability to earn an additional amount of return.

Any idea what the difference between Indexed Universal Life and regular Universal Life?

I believe a regular Universal Life policy is based on interest rates, the lower interest rates are, the lower your return and vise versa.

While this can allow for a higher return than that of a regular universal life insurance policy, it can also pose the risk of substantial losses.

Due to the ability for obtaining a higher return than regular universal life insurance or whole life, indexed universal life insurance is often used for both death benefit protection and a savings strategy.

In addition to regular universal life, there are other variations of the product.

Indexed universal life insurance works in a similar fashion to a regular universal life insurance policy in that it provides a death benefit component and a cash value component.

Voya Financial offers two regular universal life (UL) policies, including the Voya Universal Life — CV, and the Voya Universal Life — CV NY (which is offered only in New York).

These include both regular universal life insurance coverage, as well as indexed universal life.

Indexed Universal Life Insurance — Indexed universal life insurance is similar to regular universal life insurance.

Variable Universal life insurance is similar to regular universal life insurance coverage, except in this case, the policyholder is allowed to invest the cash in their policy into different types of investments such as mutual funds.

With the regular universal life insurance policy, the policy holder will attain flexible premiums — which can allow them to change their payment based on their changing needs (within certain policy guidelines).

One of the primary advantages to owing an indexed universal life insurance policy is the fact that it allows for a higher return than a whole life or a regular universal life insurance policy.

The variable universal life policies offer all the same benefits as regular universal life, in addition to more than 60 different investment options for the policy's cash account.

In addition to regular universal life insurance, National Life Group also offers indexed universal life insurance coverage.

Variable Universal Life Insurance — Similar to regular universal life, variable universal policies provide a death benefit and a cash value component, along with tax deferred growth.

As with a regular universal life insurance plan, the policyholder of a variable universal life insurance policy can make adjustments to the premium payments and / or the death benefit as needed in order to meet their ongoing changing needs.

Because the cash value is linked to underlying market - related investment accounts, the funds have the opportunity to grow more than those that are in a whole life insurance policy, or even in a regular universal life insurance plan.

Variable Universal Life Insurance — Variable universal life insurance is somewhat similar to regular universal life insurance, except that in this type of insurance product, the policyholder can invest the cash value portion of the policy into various types of investments.

These investments can provide the opportunity for market related growth inside the cash component — which can offer much more growth potential than whole life, or even a regular universal life insurance policy.

This can allow the cash value to grow more than that of a regular universal life policy, yet without the worry of loss.

Variable universal life insurance will also offer flexible death benefits options — which could essentially either underperform or outperform traditional whole life insurance, as well as even a regular universal life insurance policy.

With this policy, the same rules apply as the regular universal life insurance, except the cash value component is linked to a stock market index.

Mutual of Omaha offers a regular universal life insurance option, as well as indexed universal life.