Sentences with phrase «regularly carry a balance on your credit card»
If you regularly carry a balance on your credit card, look for a card with the lowest interest rate instead of one with rewards.
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If you regularly carry a balance on your credit card, look for a card with the lowest interest rate.
Not exact matches
Once you get a debit card, you can repair your credit by using it sparingly but regularly and making sure you make all payments on time without carrying any balance.
If you do carry a balance regularly, you have no business getting a rewards credit card as the interest rates are usually way higher than normal and you should be focusing on getting out of credit card debt first and foremost.
If you're someone who regularly carries a credit card balance on their card, you may benefit from having a low - interest card.
That said, if you are aiming for a card that requires an excellent credit rating, wait for the bankruptcy to be purged and then follow this simple plan: Get the best card you can qualify for, use it regularly, pay on time and never carry over a balance.
About two - thirds of American credit card users regularly carry a balance on at least one of their accounts, leading to costly interest charges.