For the majority of personal loans, you need
a relatively good credit history / rating, citizenship or permanent residency of Australia and an abode or address in Australia.
Not exact matches
For people with
good credit histories and a strong overall
credit profile, the rates can be very competitive, fees are
relatively low, and the process can be simple and efficient.
Generally, consolidation loans should only be considered by people with
good credit histories and a
relatively high proportion of high interest debt (such as store and
credit cards).
In the example above, the length of
credit history is keeping this FICO score above water, as the amount of debt is
relatively high and the payment
history as not been
good.
While your
credit history may not be perfect, you are still
relatively good at heeding your financial obligations and are a low risk investment.
Meanwhile, those with less - than - perfect
credit histories may also qualify for a
relatively low rate that tops out at just 18 percent, which is
well below many other rewards and cash back cards.
Your actual quotes will differ based on these factors, since these premiums were derived from our sample man, who commutes
relatively short distances in his Toyota Camry, and has a
good driving
history and
credit score.
Preferred drivers are likely to have an excellent driving record, have substantial driving experience, have a
good credit history, use the vehicle for commuting
relatively short distances, and not own a sports car.
Living in a rural area, driving a car that is
relatively inexpensive to repair, having a
good credit history, and having a clean driving record will all play a factor in lowering your premiums, while living in a more urban setting, driving a vehicle that is expensive to repair, having a commute distance that is higher than average, and requesting a low deductible (the amount you pay out - of - pocket for repairs) will all raise premiums.
Maintaining a
good credit and having a
relatively clean insurance claim
history can go a long way in saving you on motorcycle insurance.