Sentences with phrase «relatively good credit score»

It is possible to get better rates with a relatively good credit score and high annual income even if bad credit mortgage lenders in Wasaga Beach do not demand it.

You might be able to negotiate good interests if you have a job and relatively good credit score but those aren't a private lender's concerns.

They do require a relatively good credit score of at least 660 to qualify and you can't have had any credit delinquencies, so it may not be an option if you've struggled with paying off your debt in the past.

If you have a high income and a relatively good credit score then you can negotiate better rates with the lenders.

Relatively good credit scores and high annual incomes contribute to good interest rates despite not being mandatory.

Cornwall lenders have a maximum limit of 80 % LTV and those with high incomes or relatively good credit scores can negotiate better interests.

Not exact matches

If you tend to pay all of your bills on time, and maintain relatively low credit - card balances, you probably have a good credit score.

«If you are trying to give people advice for improving their score, pointing them toward those two components — things that are relatively easy to change — is a very good start,» said Tatiana Homonoff, an assistant professor of Economics and Public Policy at New York University, who did a two - year study on credit scores and published a paper on it in April of 2018.

In the years before the mortgage industry meltdown when it was relatively easy to get credit, a credit score of 700 was considered to be good to excellent.

Not only that, the Discover it ® card can have a relatively low standard APR of 11.24 % to add to useful perks like free FICO credit scores online and on monthly statements, as well as no foreign transaction fees.

There is relatively no downside to having a good credit score or at least I sure can't think of one.

Their theory is that people who can achieve a relatively high credit score despite a relatively low income must be doing a good job of managing their money.

If you tend to pay all of your bills on time, and maintain relatively low credit - card balances, you probably have a good credit score.

While it's relatively rare, potential employers can perform credit checks on job applicants, and the better the score, the better you look.

In addition to a good credit score, you will be expected to have a relatively low debt - to - income ratio (under 40 percent) and a regular income.

The good news is that by enacting some credit repair strategies, you can boost your score rather significantly in a relatively short period of time.

In the example above, the length of credit history is keeping this FICO score above water, as the amount of debt is relatively high and the payment history as not been good.

To qualify, applicants should have a relatively low debt - to - income ratio — under 31 % — in addition to a good credit score.

While Alt - A borrowers typically have credit scores of at least 700 — well above the cutoff for subprime loans — these loans tend to allow relatively low down payments, higher loan - to - value ratios and more flexibility when it comes to the borrower's debt - to - income ratio.

Other widespread misconceptions involve awareness of when — or even if — consumers are entitled to obtain their credit scores without cost, how best to improve a credit score, the potential consequences associated with missing a student loan payment, and the relatively benign credit score penalties for — and potentially huge financial benefits of — shopping around for the best interest rates.

A relatively fast way to improve your credit score is to start practicing good utilization ratio habits.

If your credit score is in the «fair» range (650 - 699)-- meaning your credit is a little tarnished, but nothing that can't be fixed — here are five good options that should be relatively easy for you to get.

Not only that, the Discover it ® card can have a relatively low standard APR of 11.24 % to add to useful perks like free FICO credit scores online and on monthly statements, as well as no foreign transaction fees.

Your actual quotes will differ based on these factors, since these premiums were derived from our sample man, who commutes relatively short distances in his Toyota Camry, and has a good driving history and credit score.

If you tend to pay all of your bills on time, and maintain relatively low credit - card balances, you probably have a good credit score.