Sentences with phrase «relatively high debt ratios»
The new handbook explains how mortgage underwriters should handle borrowers who have a combination of (A) relatively low credit scores, and (B) relatively high debt ratios.
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who have thus far shown a willingness to buy more despite Japan's relatively high debt - to - GDP ratio.
The total government debt - to - GDP ratio of 65 % should not pose fiscal stability problems given India's relatively high growth rate.
Even if we judge that the incidence of this extreme reaction will still be relatively low, are there other forms of behaviour which are likely to have changed as a result of the higher debt - servicing ratio and higher gearing among indebted households?
The ratio of your debt to income must be relatively low to get a well - financed mortgage without prohibitively high interest rates.
While Alt - A borrowers typically have credit scores of at least 700 — well above the cutoff for subprime loans — these loans tend to allow relatively low down payments, higher loan - to - value ratios and more flexibility when it comes to the borrower's debt - to - income ratio.
A 2014 Brookings paper notes that credit scores for young households without student debt are higher than indebted households — a relatively new phenomenon over the past decade.37 And a 2012 study from Young Invincibles estimated that the typical single student borrower now has a debt - to - income ratio that would prohibit him or her from qualifying for a garden - variety home mortgage.38
Those periodic special dividends are feasible because of the firm's immaculate balance sheet, which has almost no debt, relatively high cash levels (relative to the size of the company and its acquisitions), and a high current ratio (i.e. the company's short - term assets cover its short - term liabilities by more than three-fold, thus protecting it from unexpected negative financial strains, such as during recessions when demand from restaurants can lead to declining sales, earnings, and cash flow).