Sentences with phrase «relatively low credit score»

By opening a store account when you have a relatively low credit score, you can use it to rebuild your credit history and increase your score.
Oftentimes, those filing for bankruptcy already have a relatively low credit score.
So a relatively low credit score, by itself, might not be a deal - breaker.
So a relatively low credit score, by itself, might not be a deal - breaker.
The new handbook explains how mortgage underwriters should handle borrowers who have a combination of (A) relatively low credit scores, and (B) relatively high debt ratios.
Many of those new cards have gone to applicants who are new to credit or who have relatively low credit scores.

Not exact matches

The study involving about 1000 Facebook users in the US found that those who spent relatively more time on Facebook and had a strong network on social media were more likely to have lower credit scores and more credit card debt compared to those who used it less and had a comparatively weaker network.
If you tend to pay all of your bills on time, and maintain relatively low credit - card balances, you probably have a good credit score.
Interest rates have been at historic lows in recent years, allowing borrowers to enjoy relatively cheap debt (with the lowest rates reserved for those with excellent credit scores).
In contrast to many other business lenders, Credibly has relatively low eligibility requirements in terms of credit score needed and minimum time in business for the working capital loan and merchant cash advance.
One reason for the brisk delivery rates was the increased availability of relatively low interest loans and a comeback of credit access for people with imperfect credit scores.
FICO reached a similar conclusion in a 2017 report, citing that consumers with tax liens are «very likely to have additional derogatory information on their credit file and therefore tend to score relatively low, even after the public record data in question has been removed.»
The three major credit reporting agencies will sell you your score for a relatively low fee.
If you have a high credit score, then you will likely qualify for a relatively low interest rate.
Not only that, the Discover it ® card can have a relatively low standard APR of 11.24 % to add to useful perks like free FICO credit scores online and on monthly statements, as well as no foreign transaction fees.
Answer: Canceling a credit card with a relatively low credit limit that you've had for less than a year won't reduce your credit score a significant amount.
Their theory is that people who can achieve a relatively high credit score despite a relatively low income must be doing a good job of managing their money.
If you tend to pay all of your bills on time, and maintain relatively low credit - card balances, you probably have a good credit score.
When we first met Dilenia in August, she shared her financial concerns with us: Over $ 200,000 in student loan debt, tens of thousands owed on credit cards, personal loans, and a timeshare, a damaged credit score, and relatively low earnings despite graduating law school.
SoFi is a great choice if your credit history is relatively short or if your current score is low.
In contrast to many other business lenders, Credibly has relatively low eligibility requirements in terms of credit score needed and minimum time in business for the working capital loan and merchant cash advance.
In addition to a good credit score, you will be expected to have a relatively low debt - to - income ratio (under 40 percent) and a regular income.
Other pros of the Discover It include: a relatively lower regular APR after the introductory APR period lapses (and it won't raise if you do pay late occasionally), a free FICO credit score every month, highly - rated customer service, more options and rewards (as high as 20 %) when you shop through Discover Deals (Discover's online shopping portal), and no minimum for redeeming your cash rewards.
To qualify, applicants should have a relatively low debt - to - income ratio — under 31 % — in addition to a good credit score.
If you have low credit score you can get financial products like bad credit installment loans but then you must be ready to pay relatively high interest rate.
If your credit score is in the lower 600 range, there's hope to improve it in a relatively short period of time.
Another great thing about an excellent score is that as long as payments continue being made on time and credit utilization (card balances / credit limits ratio) is kept as low as possible, the score can recover relatively quickly — typically within six months — from some of the lesser «offenses,» such as opening new accounts.
Known for its super-low interest rates for highly qualified buyers — you need both a great credit score and a relatively high income — Lightstream auto loan rates can be as low as 1.74 %.
While Alt - A borrowers typically have credit scores of at least 700 — well above the cutoff for subprime loans — these loans tend to allow relatively low down payments, higher loan - to - value ratios and more flexibility when it comes to the borrower's debt - to - income ratio.
If you have a relatively low amount of debt and only a few accounts included in your bankruptcy, your credit score will be higher than someone with a more severe bankruptcy.
Rewards can be accumulated quickly, the APR is relatively low, you have easy visibility into your credit score, and the introductory offer is worthwhile.
Other pros of the Discover It include: a relatively lower regular APR after the introductory APR period lapses (and it won't raise if you do pay late occasionally), a free FICO credit score every month, highly - rated customer service, more options and rewards (as high as 20 %) when you shop through Discover Deals (Discover's online shopping portal), and no minimum for redeeming your cash rewards.
Not only that, the Discover it ® card can have a relatively low standard APR of 11.24 % to add to useful perks like free FICO credit scores online and on monthly statements, as well as no foreign transaction fees.
Many credit card issuers have kept a tight lid on unsecured credit by offering relatively low credit limits to cardholders with lower scores.
If you have relatively low student loan debt, and an excellent credit score, you'll be able to find other credit cards with larger rewards
These banks and credit unions offer relatively low interest rates (depending on your credit score), but have inflexible terms compared to Earnest.
If you tend to pay all of your bills on time, and maintain relatively low credit - card balances, you probably have a good credit score.
It used to be that credit scores were relatively low to qualify for FHA loans.
a b c d e f g h i j k l m n o p q r s t u v w x y z