Sentences with phrase «reliance on debt»

On the other hand, the increased reliance on debt to finance college attendance may crowd out home purchases.

The separate study conducted by the university researchers concluded that repeal of the 1031 provision would lower real estate values, push up rents, lengthen holding periods and require a greater reliance on debt than equity.

Repealing like - kind exchange rules would subject businesses that rely on these rules to a higher tax burden on their transactions, resulting in longer holding periods, greater reliance on debt financing, and less - productive deployment of capital in the economy.

But easy solutions are rarely the best — our heavy reliance on debt to provide access to membership in the legal profession has a significant adverse impact on students, graduates and the public at large.

The controversy over the LPP fee has highlighted the Ontario bar's increasing reliance on debt as a mechanism for providing the next generation of lawyers access to membership in the legal profession.

Our profession's reliance on debt to finance access for future members is heavily entrenched, at least in Ontario.

Moreover, it will enable the country to modernise its financial system and move away from its precarious reliance on debt - driven, export - led growth to an economy based on services and consumption, therefore lifting the standard of living and more importantly the quality of life for ordinary Chinese.

Our reliance on debt as a means of funding personal consumption and as a tool of macroeconomic growth makes over-indebtedness unavoidable.

EPR's heavy reliance on debt and equity markets for growth capital means that should interest rates rise too high, and its share price remain too low, the REIT might have to start retaining more AFFO to fund growth internally.

To measure each firm's reliance on debt we compare its debt - to - equity ratio against other companies in the same industry.

Though loans boost our purchasing power, over reliance on debt often leads to financial stress.

Carefully planning a budget to operate on a single income when necessary is the key to balance income and expenses while avoiding unnecessary reliance on debt.

He is likely to speed up work on his key initiatives: further cleaning up bloated state - owned enterprises and delicately cutting down on the country's reliance on debt to boost growth.

The new reliance on debt is financially dangerous and shows weak economic thinking.

BEIJING (Reuters)- China's efforts to reduce its reliance on debt and find a more sustainable route to grow its economy may be derailed by the simmering trade dispute with the United States, economists warn.

With each percentage point of the country's trade or current account surplus substituting for perhaps 10 — 15 percentage points of debt, China's trade surplus provides the country's leaders with crucial breathing space as Beijing maneuvers the necessary changes that will allow China to eliminate its reliance on debt.

This followed the 2008 Financial Collapse and the preceding decades of reliance on debt to create economic expansion in a world approaching the limits of growth.

Not exact matches

Many business owners form an unhealthy reliance on credit card debt as they try to grow.

These risks and uncertainties include competition and other economic conditions including fragmentation of the media landscape and competition from other media alternatives; changes in advertising demand, circulation levels and audience shares; the Company's ability to develop and grow its online businesses; the Company's reliance on revenue from printing and distributing third - party publications; changes in newsprint prices; macroeconomic trends and conditions; the Company's ability to adapt to technological changes; the Company's ability to realize benefits or synergies from acquisitions or divestitures or to operate its businesses effectively following acquisitions or divestitures; the Company's success in implementing expense mitigation efforts; the Company's reliance on third - party vendors for various services; adverse results from litigation, governmental investigations or tax - related proceedings or audits; the Company's ability to attract and retain employees; the Company's ability to satisfy pension and other postretirement employee benefit obligations; changes in accounting standards; the effect of labor strikes, lockouts and labor negotiations; regulatory and judicial rulings; the Company's indebtedness and ability to comply with debt covenants applicable to its debt facilities; the Company's ability to satisfy future capital and liquidity requirements; the Company's ability to access the credit and capital markets at the times and in the amounts needed and on acceptable terms; and other events beyond the Company's control that may result in unexpected adverse operating results.

«Since June 2010, Gross has been reducing the $ 245 billion fund's vulnerability to interest - rate swings and increasing its reliance on credit quality by shifting from Treasuries to corporate and non-U.S. sovereign debt, a strategy that backfired last month,» according to Bloomberg.

The poll currently in the field (through April 29, 2011) asks respondents about credit cards — their reliance on credit card financing, credit card debt and recent changes in business credit card terms.

Despite headline numbers that suggest stable growth, the Chinese economy is grappling with many problems, including heavy debt and continued reliance on rusty industries like steel.

Where possible, eliminate your reliance on credit cards, gradually pay down bad debt, and start to free up unnecessary expenditures.

Mak said Buffett's endorsement is crucial in helping to alleviate the firm's reliance on short - term debt to fund research and development in its automobile business.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

The government is determined to bear down on debt - hence the expansion of its reliance on a private - sector solution.

But the report then lists several «concerns,» including some proposals that would increase the state's already large debt burden, and reliance on temporary one shot revenues and federal aid that the report says might not materialize.

Instead of reining in the state's reliance on backdoor borrowing, it expanded the use of public authority debt.»

We decided to take a look at student debt among teachers specifically, because we see it as a crossroads of several big trends: chronic concerns over teacher pay amid calls to improve teacher quality; the rising cost of higher ed; the increasing reliance on loans to pay for it; and changing policies from the Trump administration.

Meanwhile, Gov. Jerry Brown has issued a call for the state to reduce its reliance on bond financing — and the debt that comes with it — to support school construction.

«Student reliance on credit card and student loan debt to pay for more than tuition is further evidence that the increase in college expenses remains unsustainable,» says Charles Tran, founder of CreditDonkey.com.

Higher this ratio, lower the reliance on borrowing and debt.

Flat wages, reliance on credit, and the inability to pay off debt puts the average American at a higher risk to be stuck in the red than ever before.

To get free and confidential debt help, see a financial counsellor who can help you sort out your debt issues and reduce your reliance on credit cards.

The recent economic downturn caused many consumers to reassess the ways in which they dealt with credit card debt, and millions seem to have been successful in slashing their reliance on their accounts.

the study had other grim statistics like what people actually do with their money, how little they understand, reliance on high interest debt, etc..

With de facto capital controls already in place (consider FATCA, and other US extra-territorial over-reaching), plus a widespread reliance on tax - exempt savings vehicles, the authorities will find it easy to guard against capital flight & to subtly steer more savings into government debt.

But with gas prices falling this year, asset values in the gas patch followed suit, and the company's reliance on bank debt has put it in difficulty again.

The best tool we found to break our reliance on credit was to establish a small emergency fund before we started repaying our debt.

Flat wages, reliance on credit, and the inability to pay off debt puts Read more The Truth About America's Debt Crdebt puts Read more The Truth About America's Debt CrDebt Crisis

The CEO announced that in a letter posted on the Financial Times website, «I'd like to just set the record straight here and now: there is absolutely no plan, strategy or intention for GM to file for bankruptcy» GM faces a host of issues, revolving around legacy liabilities, poor design, poor marketing (reliance on sales, rather than everyday low pricing), high production costs, low flexibility, and high debt.

More than almost anything else in the past, this testimony from TASC seems to solidify that TASC, on behalf of its member companies, has no regard for providing fair or factual testimony to public officials and lawmakers in an effort to foster respect for the debt settlement industry and reliance they can be counted on as a credible source.

It is our belief that this is a viable gauge of a student body's overall reliance on private student debt.

The challenge is to see that in advance and avoid debt situations where informal reliance on third parties is a large part of the case for creditworthiness.

LendingClub also requires a minimum credit score of 600 and has slightly stricter criteria for making a loan than other leading debt consolidation loan companies, including a stricter debt - to - income ratio and more reliance on credit history.

I spent much of today mulling a new «pragmatic» approach to gaining traction on curbing greenhouse gases even as the world and nation struggle with debt and maintain a deep reliance on fossil fuels.

Our law is prepared, according to Clerk & Lindsell, to apply the remedy of conversion to «any document which is specially prepared in the ordinary course of business as evidence of a debt or obligation»... The reliance on a document or some other tangible token of the existence of the obligation may be understandable as a relic of the history, but it is not principled.

Stefanie describes the perfect storm of rising student debt and cost of living, declining earnings, and a reliance on an unstable gig economy:

While we may not be able to erase the $ 1 trillion in outstanding student loan debt, we can reverse the tide, and decrease future graduates» reliance on loans.

One is the increasing reliance on bank debt in the form of unsecured term loan issuances and higher percentages drawn on revolving credit facilities.