Sentences with phrase «rely on credit card»

Many travelers rely on their credit card company's reimbursement policies for things like flight delays or cancellations, but these benefits are often very limited and difficult to obtain.

It's better to pay a little extra in insurance premiums and keep a lower deductible than to rely on your credit card to pay for a too - high deductible.

We recently had a complaint that civil unrest wasn't covered by their travel insurance plan and the customer noted they would simply rely on their credit card travel insurance in the future instead.

Please do your research before you rely on your credit card to do your currency converting.

Don't rely on your credit card.

Before you rely on your credit card to cover your car rental, be sure to take a few minutes to review its terms, conditions, and limitations.

Not having some savings to rely on when life throws you a curve ball can cause you to rely on credit card debt.

When a large bill arrives, or your income is delayed, you can rely on your credit card's grace period to hold you over until you can make ends meet.

Our page on building an emergency fund has tips to help you build up a savings buffer that will see you through life's rainy days so you don't have to rely on your credit card.

But do you really want to rely on credit card companies, whose sole purpose is to get you to rack up a lot of debt and pay back minimum amounts so you owe them interest for months and years?

It's always a better idea to save money though, you don't want to always rely on a credit card because what happens if a credit card company goes out of business?

If you can create a solid emergency fund over time, you'll have a system that prevents you from having to rely on your credit card in those emergencies.

Twenty percent of small business owners relied on credit cards and business earnings to finance their credit needs.

Saddled with two mortgages, rising condo fees and a flat income, she continued relying on credit cards.

The rest of the female entrepreneurs relied on credit cards and personal loans.

Not only should you pay off what you owe, but you should stop relying on credit cards.

Although they have had to cut back significantly on their holiday budget in recent years, they still plan to spend $ 50 to $ 75 on each child — even though it means relying on credit cards.

He'd end up being strapped for cash and be forced to rely on credit cards.

Make sure you can manage the payment without relying on credit cards every month.

After Katrina, researchers found that the worst - flooded residents relied on credit cards in modest amounts — incurring an average temporary increase of 15 percent, or $ 500, in new credit card debt.

It was tough getting my finances back together and I was relying on my credit card.

Undocumented immigrants must rely on credit cards that don't require a social security number or, in some cases, an ITIN.

Before relying on a credit card to finance a large medical expense, consider all your options to foot the bill.

It may take a while to build, but even if you only save 1 % of your paycheck, you can start building a buffer that will help you avoid relying on credit cards when times get tough.

If your find that month after month it is becoming more difficult to meet daily expenses using only the cash you earn from your job, it can be tempting to rely on your credit cards to «make it through» until the next payday.

If you find you have already started relying on your credit card to make ends meet, you have to stop now.

Some card users rely on their credit cards for cash advances.

Other key contributing factors include misconceptions about federal loans only being available to the poor, families relying on credit cards to pay tuition instead of education loans and the ease of applying for private student loans.

In 2016, the growth in medical and housing costs far outpaces income growth, making it difficult for many families to keep up without relying on credit cards.

For instance, you can not solely rely on credit cards to pay for business debts, especially if your profits are not steady enough in the early stages.

Countless Americans rely on credit cards to pay for their expenses, so much so that many purposely seek out credit cards with high limits.

Do a budget overhaul if you're relying on credit card cash advances to make ends meet.

«What you don't want to do is rely on credit cards to get by or use your retirement account to fund your daily living,» says Steve Repak, a certified financial planner and author of «6 Week Money Challenge.»

The disparity between per - debtor and per - consumer debt levels signifies that, while many Michiganders rely on their credit cards, there are many more who manage to pay their balances in full each month or who have settled their debts.

If you rely on credit cards, learn to make only small purchases using them and pay up before deadlines.

On the other hand, if you find that you are overspending, making less than your monthly expenses, or relying on credit cards to fill the gap between your income and your expenses, you may need to balance your finances.

In the past, they were relied on credit cards for those items.

Cunningham says a new NFCC survey of more than 2,000 people found that 22 % can't make ends meet without relying on credit cards, and 24 % more say they would have to make «significant lifestyle changes» if their access to credit was eliminated — both dangerous financial positions to be in.

On average, Canadians plan to spend about $ 5,605 in the summer time, according to a BMO Summer Spending Survey — with 61 % relying on credit cards to pay for these splurges.

Relying on credit cards and bank loans alone will leave you with some hefty interest payments.

If you are not careful, you might spend all your money and not be able to buy gifts for everyone or will be stuck having to rely on credit cards.

After leaving Humber, Frank was unable to find steady employment, and unfortunately started to rely on credit cards to help cover his ongoing living expenses.

One of the ways in which we plan to do that is to increase our emergency savings; thereby reducing the need to rely on credit cards if an emergency... [Read more...]

One of the ways in which we plan to do that is to increase our emergency savings; thereby reducing the need to rely on credit cards if an emergency comes up.

But if you don't consider your options carefully, you may find yourself relying on your credit cards to cover monthly expenses, which is the last thing you want to happen.

After working so hard to repair your credit score, the worst thing that you can do is to start relying on these credit cards too heavily.

Many people end up relying on credit cards in between jobs and find themselves saddled with debt.

For instance, if you lost your job today, you would probably rely on your credit cards to buy food and groceries.

This isn't ideal if you need money for a trip now, but it's a good solution if you want to build credit over time without relying on a credit card.

Perhaps you've been relying on your credit cards to get you through unemployment, underemployment, or, truth be told, you simply have spending issues.