Sentences with phrase «rely on no credit»

Twenty percent of small business owners relied on credit cards and business earnings to finance their credit needs.

Saddled with two mortgages, rising condo fees and a flat income, she continued relying on credit cards.

She began relying on credit for everyday expenses, and later took out a second card.

The rest of the female entrepreneurs relied on credit cards and personal loans.

Not only should you pay off what you owe, but you should stop relying on credit cards.

Although they have had to cut back significantly on their holiday budget in recent years, they still plan to spend $ 50 to $ 75 on each child — even though it means relying on credit cards.

He'd end up being strapped for cash and be forced to rely on credit cards.

Traditional lenders rely on credit scores such as FICO to determine a consumer's borrowing power.

Business credit has been tight since 2008, making it hard for entrepreneurs to rely on credit to support their operations.

Offering yet another indication that China will continue to rely on credit to support growth, Li also set a goal of increasing total financing available for investments by 13 % in 2016, roughly double the GDP growth rate.

If you don't live near a shared branch, you'll probably rely on the credit union's mobile app, which has features like mobile check deposits, bill pay and alerts.

The lower one's income is, the more a consumer may rely on their credit for their expenditures.

Make sure you can manage the payment without relying on credit cards every month.

After Katrina, researchers found that the worst - flooded residents relied on credit cards in modest amounts — incurring an average temporary increase of 15 percent, or $ 500, in new credit card debt.

The one big problem is people really don't carry a lot of cash around on them and instead rely on their credit and debit cards.

You should rely on credited sources and companies in this difficult activity, and our company is one of such companies ready to help you with dissertation writing.

Even if you don't want to go through the complicated process of creating a monthly budget and tracking your spending, there are actionable steps you can take to stop relying on credit to make ends meet:

If you can create a solid emergency fund over time, you'll have a system that prevents you from having to rely on your credit card in those emergencies.

Many lending institutions do not solely rely on credit score, paying more attention to other criteria, and thus being able to finance people with low credit scores.

Banks mainly rely on credit score when approving loans but that is no concern for most private lenders.

The lower one's income is, the more a consumer may rely on their credit for their expenditures.

This is very different from banks, which rely on credit score to determine who is worthy of a loan.

We rely on credit to live our desired lifestyle or even to get ourselves financially ahead.

Lenders mostly rely on your credit score and financial capabilities to determine if you are a good fit to use their credit card.

Sometimes they will attempt to verify it on their own, but since research costs them time and money, chances are that they'll rely on your credit report.

It was tough getting my finances back together and I was relying on my credit card.

Undocumented immigrants must rely on credit cards that don't require a social security number or, in some cases, an ITIN.

One can also access the loans in spite of a bad credit rating as most lenders consider the overall financial health of the borrower, not just relying on the credit score.

Banks usually rely on credit score to inform their lending decisions but that doesn't seem to bother private lenders, who rely on loan to value instead.

This is a disparity from banks who mainly rely on credit score when choosing creditworthy clients.

It's always a better idea to save money though, you don't want to always rely on a credit card because what happens if a credit card company goes out of business?

Our network of bad credit lenders in Sault Ste. Marie do not rely on your credit score to make a lending decision.

The private lenders» approval criteria are much different from banks that rely on credit score to inform lending decisions.

While most lenders rely on credit scores, they may also rely on other criteria such as debt - to - income ratios, minimum income requirements, minimum employment history duration, exclusions for specified derogatory information in the credit history (e.g., a bankruptcy in the last 7 or 10 years) and volatile income (e.g., self employment).

Charging too many transactions onto your card can hurt your credit score, since it gives the impression that you rely on credit too much.

And it goes without saying that you shouldn't rely on any credit as your primary spending tool and whenever you do use credit, pay off your balance immediately.

Lenders generally do not rely on your credit score anymore when deciding if you're fit for the loan, but that can still be a consideration.

Private lenders usually do not rely on credit score to determine your mortgage eligibility.

Before relying on a credit card to finance a large medical expense, consider all your options to foot the bill.

Before the financial meltdown of 2007 and 2008, it was easy for many businesses that relied on their credit lines — and repaid them regularly and on time — to renew or extend those credit lines.

It may take a while to build, but even if you only save 1 % of your paycheck, you can start building a buffer that will help you avoid relying on credit cards when times get tough.

Because lenders rely on your credit report to decide if you qualify for their loans, bad credit largely excludes you from traditional auto financing, and it's not often possible to delay buying a car until you can improve your credit.

If you're going to apply for anything that relies on your credit score, you can gauge your likelihood of approval up to the moment you submit.

Many lenders worry that utilizing a large portion of your credit means that you can't afford to pay off the balance, or that you're relying on credit to finance your lifestyle.

Don't rely on the credit bureaus or technology to alert you of potential identity theft issues.

If your find that month after month it is becoming more difficult to meet daily expenses using only the cash you earn from your job, it can be tempting to rely on your credit cards to «make it through» until the next payday.

If you find you have already started relying on your credit card to make ends meet, you have to stop now.

FHA does not rely on credit scores alone for preliminary loan approval, and allows borrowers to qualify at higher rations of debt to income than conventional loan programs.

Marion relied on the Credit Sesame mobile app and others for immediate notifications of changes to his credit score as well as monthly credit score updates.

Some card users rely on their credit cards for cash advances.