Sentences with phrase «remaining in the cash value»

While you can withdraw part of the cash value or take out a loan against it, enough money must remain in the cash value to pay for monthly insurance expenses.

Not exact matches

Echelon is now focusing its growth on «smart» commercial & municipal LED lighting (although its fab-less chip business has apparently now stabilized after a long decline), and if the lighting business accelerates (and it could, due to recent sales force hires and new products), I think there's a chance it can hit a break - even annualized revenue run - rate of $ 40 million by Q4 - 2019 (pushed back from my earlier hoped - for timeline) at which point — assuming $ 14 million of remaining net cash (vs. an estimated $ 18 million at the end of Q2 2018) and 4.7 million shares outstanding (vs 4.52 million today), an enterprise value of 1x revenue on this 53 % gross margin company would put the stock in the mid - $ 11s per share.

There are no taxes if you take out a policy loan, so long as the policy remains in effect (meaning the outstanding loan and interest don't exceed the cash value).

This reflects the fact that, while value is hard to find in the current market — be it in stocks, bonds or cash — there are positive underpinnings: earnings have improved, the labor market has been resilient, technology continues to drive improvement in profitability, and monetary policy across the world remains accommodative.

At such a cheap valuation, VIAB can use its $ 3 billion in annual free cash flow to buyback stock, retiring shares at a undervalued price, thereby increasing the overall value for remaining shareholders.

Farmers remain slow sellers in the northern marketing, having the benefit of cashing in good chickpea crops and good values and are not in a hurry to quit cereals at current prices.

If you are the owner, the coverage remains in force as long for as long cash value remains.

There are no taxes if you take out a policy loan, so long as the policy remains in effect (meaning the outstanding loan and interest don't exceed the cash value).

In the next few steps you'll provide your ZIP code and details about the estimated value of your home, your remaining loan balance, whether or not you have additional loans on the property, whether you want to borrow additional cash, and how long you plan to own the home.

As we noted in our earlier post, while it's frightening to see AVGN hemorrhaging cash, BVF is working to persuade it to salvage what remains of the company's value.

We are afraid that if the current Board remains in place, they will burn through Avigen's remaining cash by engaging in a transaction that will further destroy stockholder value.

In both cases, shareholders could stand to reap potentially substantial upside derived from the monetization of Avigen's remaining assets and could finally stop worrying about whether the Company will destroy its substantial cash value.

And while term insurance is sold for specific periods of time, typically anywhere from 5 to 30 years, a cash value insurance policy is usually considered to be a permanent life insurance policy, as these products are designed to remain in force for your entire life.

Any shareholders remaining in the fund on the distribution date will automatically have their shares redeemed for cash at the net asset value as of the liquidation date.

We'll skip the present value steps for the two remaining cash flows for brevity, but the answers are shown in the table below.

In addition to remaining in effect as long as you pay your monthly premiums and keep any other obligations per your contract with the insurance company, these type of policies also accrue «cash value»In addition to remaining in effect as long as you pay your monthly premiums and keep any other obligations per your contract with the insurance company, these type of policies also accrue «cash value»in effect as long as you pay your monthly premiums and keep any other obligations per your contract with the insurance company, these type of policies also accrue «cash value».

The remaining 20 % -30 % in cash equivalents continues to provide value as a buffer against downside volatility, as well as serve as a storage place until it is time to acquire assets at more attractive prices.

Warren Buffett wrote to Berkshire shareholders in 1994: «Intrinsic value can be defined simply: It is the discounted value of the cash that can be taken out of a business during its remaining life.»

[Biotechnology Value Fund] informed the Board of Directors that they think that the previously announced plan of spending [AVGN]'s remaining cash on the development of its early - stage pain drug, AV411 as well as [AVGN]'s corporate infrastructure is fundamentally flawed, especially in light of the current environment for raising additional capital.

The remaining account value came from $ 23,000 in net cash in and an $ 11,000 stock transfer in.

«MBA analysis shows that if FHA were to adopt a policy which stepped down the [annual] MIP in year 10 of the loan, reducing it to 60 basis points for the balance of the life of the loan, the net present value of cash flow to FHA would remain positive under conservative assumptions,» the April 2 letter says.

Any remaining money in the cash value account of the annuity is usually paid to your beneficiaries, which can include your children, other family members, your church, or charities.

If the policyowner dies while the policy remains in effect, the death benefit is paid out to the listed beneficiary or beneficiaries, while the cash value becomes the property of the insurance company.

Select loans allow the portion of the cash value used as collateral to remain in the indexed or fixed account, earning the credited interest rate, even though a loan is outstanding.

This means an option is ripe for harvesting when the remaining time value is small in comparison with the cash value.

As always, the risk is that MATH is unable to unlock its value before dissipating its remaining cash but in this instance we believe that risk is low.

Even in this v worst - case scenario, I believe Argo's cash / investments per share would remain in excess of the current share price, and intrinsic value per share would still offer a highly attractive 75 % Upside Potential.

This buildup in cash value is part of the reason the premiums on a whole life policy generally remain fixed instead of escalating to match the increased risk of death as you age.

BA Value Investors has disclosed a 5.1 % holding in VaxGen Inc (OTC: VXGN) and, in a letter to the board of directors, called on VXGN to «act promptly to reduce the size of the board to three directors; reduce director compensation; change to a smaller audit firm; terminate the lease of its facilities; otherwise cut costs; make an immediate $ 10 million distribution to shareholders; make a subsequent distribution of substantially all the remaining cash after settling the lease termination; distribute any royalty income to shareholders; and explore ways to monetize the public company value of the Issuer and use of its net operating losses.&rValue Investors has disclosed a 5.1 % holding in VaxGen Inc (OTC: VXGN) and, in a letter to the board of directors, called on VXGN to «act promptly to reduce the size of the board to three directors; reduce director compensation; change to a smaller audit firm; terminate the lease of its facilities; otherwise cut costs; make an immediate $ 10 million distribution to shareholders; make a subsequent distribution of substantially all the remaining cash after settling the lease termination; distribute any royalty income to shareholders; and explore ways to monetize the public company value of the Issuer and use of its net operating losses.&rvalue of the Issuer and use of its net operating losses.»

A substantial (but dwindling) amount of cash remains on the balance sheet (the «Book Value» column shows the assets as they are carried in the financial statements, and the «Liquidating Value» column shows our estimate of the value of the assets in a liquidatValue» column shows the assets as they are carried in the financial statements, and the «Liquidating Value» column shows our estimate of the value of the assets in a liquidatValue» column shows our estimate of the value of the assets in a liquidatvalue of the assets in a liquidation):

BA Value Investors had previously disclosed an activist holding and, in a June 12 letter to the board, called on VXGN to «act promptly to reduce the size of the board to three directors; reduce director compensation; change to a smaller audit firm; terminate the lease of its facilities; otherwise cut costs; make an immediate $ 10 million distribution to shareholders; make a subsequent distribution of substantially all the remaining cash after settling the lease termination; distribute any royalty income to shareholders; and explore ways to monetize the public company value of the Issuer and use of its net operating losses.&rValue Investors had previously disclosed an activist holding and, in a June 12 letter to the board, called on VXGN to «act promptly to reduce the size of the board to three directors; reduce director compensation; change to a smaller audit firm; terminate the lease of its facilities; otherwise cut costs; make an immediate $ 10 million distribution to shareholders; make a subsequent distribution of substantially all the remaining cash after settling the lease termination; distribute any royalty income to shareholders; and explore ways to monetize the public company value of the Issuer and use of its net operating losses.&rvalue of the Issuer and use of its net operating losses.»

As I've mentioned before (in relation to agri - stocks, for example): When a company has negative cash - flows, and scarce cash on hand (or even worse, has debt outstanding), intrinsic value can remain irrelevant for a v long time.

The cash value in your policy remains in your policy.

Although the stock is multiples above our cost in DTV, the price remains below our appraisal as value has grown steadily from management's reinvestment of the cash coupon into high - returning Latin America and discounted shares.

Our focus continues to be on taking the actions that will generate the greatest after - tax value for our shareholders, with share repurchases remaining the case to beat in allocating cash proceeds from the separation.»

A Texas wind project (27 MW) reported on «the books» with an asset value of $ 31.4 million was offered $ 13 million in cash but $ 11 million goes to pay off a Letter of Credit which was drawn on due to failure to meet project construction deadlines and the remaining $ 2 million goes to the project's vendors.

In a $ 500,000 whole life insurance policy with a level death benefit, as the premium is paid, fees and sales charges are deducted, and the remaining amount is credited to the cash value.

In some flexible - premium policies, premiums may be reduced or skipped as long as sufficient cash values remain in the policIn some flexible - premium policies, premiums may be reduced or skipped as long as sufficient cash values remain in the policin the policy.

In a policy with a level death benefit, for instance $ 500,000, as the premium is paid fees and sales charges are deducted and the remaining amount is credited to the cash value.

As long as cash value continues to increase in a whole life policy, and those gains are greater than mortality costs and other expenses, a policy should continue to grow and remain in - force.

Whole life insurance is typically more expensive than term life insurance because it remains in effect for your entire life and builds cash value.

Further, the premiums are guaranteed to remain fixed, and the cash value in the policy is guaranteed to grow.

Guaranteed universal life insurance definition: a type of permanent life insurance that offers a guaranteed no lapse rider guaranteeing the policy remains in force even if the cash value drops to zero.

In other words, your policy might ordinary lapse due to insufficient cash value accumulation or rising insurance costs, but the policy will remain in force anywaIn other words, your policy might ordinary lapse due to insufficient cash value accumulation or rising insurance costs, but the policy will remain in force anywain force anyway.

Whole (or permanent) life insurance remains in place no matter how long you live, and it can even accumulate a cash value that can be borrowed against.

MEG Financial founder and CEO Michael E. Gray, Jr. states, «in the past, cases where key person coverage was acquired but was no longer needed, the only options for the business were to let the key man policy lapse or surrender the policy for its remaining cash value.

Whole life insurance remains in force for the insured's entire lifetime and offers a guaranteed death benefit as well as cash value.

Permanent policies earn cash value and remain in force as long as required premiums are paid on time.

Over time, the cash - value component gradually replaces the death benefit until only the cash - value component remains; if you die while the policy is in force, your beneficiaries will receive the cash.

It provides lifetime coverage, provided premiums are paid and the coverage remains in force, and builds cash value.