Sentences with phrase «remains over your credit»

And every month your balance remains over your credit limit, you pay another fee.

Not exact matches

Since the Italian crisis is likely to grind on - with another round of elections a near certainty over the next year - the euro will remain under pressure because the ECB will continue to maintain easy credit conditions while signs of the Fed's less accommodative stance will become increasingly more evident.

The filing remains on a credit report for seven to 10 years, although the impact decreases over time and your score will tick upward.

Over the next decade, America's credit standing is likely to remain top - of - the - line — despite a wave of debt and deficits dwarfing almost anything experienced by a major industrialized nation.

Wells is the largest mortgage holder in the United States, and the bank credited its $ 1 billion revenue increase over 4Q 2011 to growth in noninterest income, including strong mortgage banking and trading revenues, while net interest income remained stable.

In hindsight, the stock market has followed this typical post-war pattern, and we clearly could have captured some portion of the market's gains over the past year had I ignored the risk of a second wave of credit strains (which I remain concerned about, primarily over the coming months).

The expectations component of the survey generally remained stable as well, although the average likelihood of applying for all types of credit over the next 12 months decreased slightly from their June levels.

It is also likely that the remaining credit spread of Italian, Spanish and peripheral bonds over German bunds is also cyclical.

The credit is a fixed percentage of earnings up to a base level, remains constant over a range above the base level (the «plateau»), and then phases out as income rises further.

Credit requirements remained steady month over month, but there has been significant loosening compared to where we were a year ago.

Year - ended business credit growth remains more moderate than that for household credit, but in contrast to the slowing in household credit growth, it has continued on the broad upward trend evident over the past few years.

The pace of growth in housing credit nonetheless remains brisk, and now appears to have stabilised, at an annual rate of around 12 1/2 per cent over the six months to December.

Nevertheless, the growth of credit to both the household and business sectors remains high, with aggregate credit growth still running at an annual rate of 12 per cent over the six months to December 2004.

As FHFA states in its progress report, private mortgage insurance remains the primary form of credit enhancement used on mortgages sold to the GSEs with loan - to - value ratios over 80 percent, and in the first quarter of 2017 MI covered $ 48 billion of mortgages the agencies purchased.

Credit market conditions are still very difficult in the aftermath of the events of the last year, and pressure remains on key institutions — as shown clearly over the past week.

On the other side of intermediaries» balance sheets, growth in the broader monetary aggregates has remained fairly strong in recent months, to be running at an annualised rate of 11.8 per cent over the six months to June, slightly lower than growth in total credit (Graph 60).

And despite the notable easing in credit and money supply growth, to around 14 per cent over the year to March, growth of fixed asset investment remains very high, at 26 per cent over the same period.

Yet despite huge delays on projects for the Child Support Agency and the MoD, and even having to pay compensation to the government over their tax credits system, the company founded in 1962 by eccentric Texan (and 1990s presidential candidate) Ross Perot remains the UK government's largest IT contractor.

«Whether he wins people over remains to be seen, but you have to credit Gov. Dannel Malloy for tucking his controversial budget proposals under his arm and walking with them into the public square.»

The poll shows that the Lib Dems remain the least trusted party to look after the NHS, despite devoting much firepower over the past three months to trying to secure credit for rewriting the Health Secretary's reforms.

Important questions remain over the details of some of the funding plans — particularly over capital expenditure for Research Councils and universities, funding for the Technology Strategy Board, and the status of R&D tax credits.

As a cinematic experience, it's about as edifying as spending 90 minutes looking over the titular character's old photos; and when the credits roll and the lights go up, Bettie remains a blank Page.

Although the state keeps no official numbers, credit recovery by all accounts has expanded rapidly over the last decade and remains poised for growth.

If you agree, we may charge you this Fee when a transaction causes you to go over or remain over any of your credit limits during any Billing Cycle.

Although the debtor is able to start over, the negative action remains on the credit report for seven to 10 years.

You can't use both of these breaks to cover the same child care costs, but with the annual cost of child care well over $ 20,000 per year for two children in many areas, it's safe to say that many parents can take advantage of the FSA and credit, both of which remain in place.

As each credit card gets paid off, the additional money is applied to the balances on the remaining credit cards and will help you pay off your overall debt faster and help you to restore your credit over time.

If this happens, the credit card company will charge interest on the remaining balance, meaning you could end up paying a lot more over time if you continue to carry a balance.

Though travel and merchandise rewards on credit card purchases remain popular, a recent RBC poll shows that 33 % of Canadian cardholders prefer cash back over any other type of incentive.

The analysis looked at about 4 million consumers that had at least one auto loan, a credit card and a mortgage, and found a preference for remaining current on auto loans over the other types of financing.

Chapter 13 workouts, where lenders receive some percentage of their claims over a 3 - 5 year period, remain on your credit report for 7 years.

If I make a purchase and then immediately pay it off, but ensure I remain under my target percentage of utilization at the end of the billing cycle, can I continue to make purchses over my credit limit within that billing cycle and get the cash back rewards?

Credit scores, on the other hand, have remained fairly consistent over the last few years.

But when the draw period ends, homeowners can no longer borrow against the line of credit and must start repaying whatever balance remains — perhaps over the next 10 to 20 years.

Individuals lost employment as well as their homes over many years, so it is highly doubtful that scores are on the rise due to the time passing from the banking crisis and the time frames for negative information to remain on credit.

The benefits of the monthly adjustable rate allow you to do two things, choose upfront how much you want to borrow and the remaining credit line that will grow over time.

If you default on a loan and your co-signer can't take over the loan payments, the delinquency appears on both of your credit reports and remains there for up to seven years.

Using the adjustable rate, you can also have access to the remaining credit line with some growth over the years.

«Three and one - half years later, we're now both in our 50's with credit scores that went up over 200 points while paying off our debts through GreenPath; we are now debt free, and intend to remain that way.»

A hard inquiry can remain on your credit report for two years; however, inquiries over the last 90 days have the biggest impact on your credit scores.

For example, a bankruptcy can sink your credit score by well over 100 points, and it will remain on your credit report for seven to ten years.

Having a collection account on your report reflects poorly on you by indicating that you were over 150 days past due on a payment, and can remain on your credit report for 7 years.

A debt settlement remains on your credit report for seven years, but its effect diminishes over time.

All bankruptcy - related accounts will remain on your credit report and affect your credit score for seven to ten years, although their impact will lessen over time.

If you ignore traffic or parking citations, they could be turned over to a collection agency, where they could pop up on your credit report and remain there for a period of between three and seven years.

Over the last 25 years, the FICO ® Score has adapted to remaining the most predictive consumer credit score in a rapidly changing economic landscape.

(Although you should check out the Credit Suisse white paper on quality companies — it's very interesting and shows how most good businesses remain good over time and most poor businesses with poor economics remain that way).

Despite the fact that credit card delinquency has become increasingly commonplace over the past few years, many people's understanding of it remains quite basic.

Much has changed over the years but one thing remains the same, credit counseling is still very tied to creditors for funding and participation in their efforts.

If you don't use the full $ 300 by your anniversary date, the remaining credit won't roll over to next year.