Sentences with phrase «remove old credit cards»

Many people are itching to remove old credit cards and loans from their credit report in an effort to «clean it up.»

Not exact matches

The credit companies like Experian and Equifax only report what's given to them, so it's easy for them to add new accounts but they won't remove anything unless you ask (which is why you can see old closed credit card, student loans, etc on your credit report).

When the first late payment on the closed card reaches the 7 - year - old mark, that account will be removed from your credit report entirely.

Not only does closing the card do nothing to remove either the inquiry or new account that left your score lower, closing it won't prevent the card's very short credit history from unfavorably impacting the scoring calculations — average account age, oldest and newest account age, for example — that make up the length of credit history scoring category (about 15 percent of your score).

i have had reposessions and old credit card debt returned checks and everything else removed from my credit simply by disputing stuff online myself.

Jeremy M. Simon: Canceled credit cards don't leave your credit report quickly — A reader wants to remove some old, rarely - used credit card accounts from her credit report.

It removed three of its old credit cards, including two rewards cards, and replaced them with updated versions that offer substantially lower rates.

My thought was to get the new card with the $ 5,000 credit line and close out the old one, mostly because they're not willing to work with me on removing the annual fee.

For example, your credit card company may simply remove your ex-spouse's name from the account, or you may have to open a new card and roll the debt from the old account to the new one.