Sentences with phrase «removed as the authorized user»

Do not get removed as an authorized user until you've got your own card, or else your score will drop and you might not be able to get one;

This post originally appeared September 1, 2016 on CreditCards.com as «Removing yourself as an authorized user»

If you wish to have your name permanently removed as an authorized user on an account, you will need to notify the credit grantor.

Despite any trust that you may have in your former spouse, you should definitely consider removing them as an authorized user on any accounts that you own.

You can also remove them as an authorized user at any time without needing permission.

Now, if you wanted to remove him as an authorized user, you could do that.

But removing yourself as an authorized user probably isn't the solution, experts say.

Would it be prudent to remove myself as an authorized user of the three credit cards I hold jointly with my husband, thereby raising my credit score, prior to any judgment being recorded?

Being an authorized user can help a teen's credit score, but if the teen is removed as an authorized user at some point in the future then this will shorten their average account age, which is a negative factor in the eyes of credit rating agencies.

When the teen is removed as an authorized user, their credit score will decrease in the short term.

If you discover the primary cardholder is a total deadbeat, you can also call the issuer and have your name removed as an authorized user.

So what would happen if your mother paid off your debt with her card, and then removed you as the authorized user?

However, if you are removed as the authorized user, you will lose that credit history on your reports, leaving you with just your individually held accounts.

I am in a similar situation but I was removed as an authorized user of my parents» credit card several years ago, yet it still shows up on my credit report.

Steps to remove yourself from mom's card — It's best to apply for a new card before removing yourself as an authorized user on another... (See Authorized user)

You'll have to stop using the card if the account holder removes you as an authorized user, cancels the card or, though it should go without saying, dies.

If your spouse is an authorized user on charge cards in your name, see what steps the credit card companies require to remove them as an authorized user, and do so as quickly as possible.

Not exact matches

Any joint accounts or accounts where the other is listed as a cosigner or authorized account user need to transferred to the responsible party or have the account closed completely if one name can not be removed.

Your leverage over enforcing these terms is the power you'll have to remove your child as an authorized user if he or she fails to agree to your terms.

Upon receiving your dispute, your stated reason for this request and the ECOA code showing you as an authorized user should be all of the evidence required for the credit bureaus to remove the account from your credit files and block it from any future reappearance.

In your situation, however, as long as the ECOA code for the account is properly indicating you as an authorized user — not the responsible holder — of the card, all of the information the credit bureaus need to remove the account from your credit reports is contained entirely within those credit reports.

This post originally appeared December24, 2015 on CreditCards.com as «Involuntary authorized user wants to be removed»

When a name is removed from the account it's fairly easy to remove authorized user from credit report as well.

This post originally appeared February 8, 2018 on CreditCards.com as ««How will removing authorized user affect their credit score?»

-- You can build credit quickly by being added as an authorized user, but the benefits can vanish if you are removed from the account.