Sentences with phrase «repair their credit history instead»
It is normally better for the individual who needs a cosigner to make the time and effort to build or repair their credit history instead of seeking help from others.
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Secured credit cards are a unique type of secured loan in that they don't usually require a good credit history and instead are used primarily to build or repair credit on a low - limit card.
You can work on repairing credit immediately instead of waiting for 7 years for the bad accounts to fall off your credit history.