Not exact matches
Established in 2010, MTSNAC is comprised of leaders from commercial transportation firms, ship construction,
repair and recycling,
trade associations, state and local public entities, labor
organizations, academics, and environmental groups that advise the Secretary and the Maritime Administration on policies to ensure that the U.S. Marine Transportation System is capable of responding to projected
trade increases.
(B) «Credit
repair services
organization» does not include: (i) Any person authorized to make loans or extensions of credit under the laws of this state or the United States who is subject to regulation and supervision by this state or the United States; (ii) Any bank or savings and loan institution whose deposits or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or the Savings Association Insurance Fund of the Federal Deposit Insurance Corporation; (iii) Any nonprofit
organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986; (iv) Any person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (v) Any person licensed to practice law in this state if the person renders services within the course and scope of his or her practice as an attorney; (vi) Any broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures
Trading Commission if the broker - dealer is acting within the course and scope of those regulatory agencies; or (vii) Any consumer reporting agency as defined in the federal Fair Credit Reporting Act (15 U.S.C. 1681 - 1681t).
The Federal
Trade Commission regulates credit bureaus and credit
repair organizations.
• The Florida Credit Service
Organizations Act The Florida Credit Service
Organizations Act (FCSOA)[FN27] was enacted in 1987 to regulate certain
trade practices in the area of credit
repair and to guard against unfair and unconscionable contracts between credit service
organizations and consumers.
In fact, in 2008, the Federal
Trade Commission shut down 34 credit
repair organizations for violations of the CROA.