The company could
repay all of its debt with cash on hand and two years of earnings before interest and taxes (EBIT).
Not exact matches
The fund disclosed this month it is not in compliance
with one
of its
debt covenants, and reported there is «significant doubt» it can
repay the $ 65.6 - million loan as required by Dec. 31.
Think
of it in terms
of the restaurant: If the restaurateur had taken a loan to remove the tables, he'd have
debt to
repay, but no additional income to pay it
with.
With debt financing, a company is required to pay interest throughout the term of the loan with principal repaid at matur
With debt financing, a company is required to pay interest throughout the term
of the loan
with principal repaid at matur
with principal
repaid at maturity.
In most cases,
debt sits at the very top
of the capital structure and in scenarios
of liquidation or bankruptcy is first to be
repaid with the assets
of the debtor.
Student Loan Hero's mission is to «educate and empower college graduates» by providing them
with the most intelligent methods
of managing, organizing, and
repaying their student loans, ultimately helping to free them from
debt as quickly as possible.
Borrowers who have refinanced their student loan
debt with lenders on the Credible platform
with the goal
of reducing their interest rate, loan term and total amount
repaid can expect to save $ 18,668 over the life
of their loan.
With this in mind, The Student Loan Report has put together a list
of the best 250 places for graduates to
repay student
debt.
Crowdfunding
debt is when a group
of people or businesses lend money to an individual or company
with the understanding that the loan will be
repaid with interest.
Despite promises by event organizers and local bid committees, and expectations by the public that the event will solve some
of their daily urban problems, host cities often end up
with unwanted or unused facilities and saddled
with debts that will take decades to
repay.
Borrowers using Credible's multi-lender marketplace to refinance student loan
debt with the goal
of reducing their interest rate, repayment term and total amount
repaid can expect to save nearly $ 19,000 over the life
of their new loan.
A recent analysis found borrowers who refinanced their student loan
debt with lenders on the Credible platform
with the goal
of reducing their interest rate, loan term and total amount
repaid should expect to save $ 18,668 over the life
of their loan.
It's important to be more careful
with spending and what kind
of debt we are taking on and how and what the plan for
repaying it is.
Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those
with poor or limited credit histories
with high - interest rate
debt that they could not
repay; (ii) many
of the Company's customers were using Qudian - provided loans to
repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood
of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number
of its non-performing loans in the Registration Statement and Prospectus; (vi) because
of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk
of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks
of penalties and financial and reputational harm; and (x) as a result
of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.
Both are
debt obligations
of an issuing bank and both
repay your principal
with interest if they're held to maturity.
With credit card
debt to pay off and student loans to
repay, many buyers wonder if they'll ever save up enough down payment (typically, 3 - 20 %
of the purchase price).
For example, if you have a credit card balance
of $ 7,800
with an interest rate
of 15 percent and you make a 3 percent minimum payment
of $ 234 each month, it would take 44 months to
repay the
debt entirely, plus you'd pay a staggering $ 2,353 in interest.
The company had $ 714 million in corporate level
debt outstanding at quarter - end, a decline
of $ 136 million from year - end 2011, including $ 608 million in non-recourse securitized notes payable and $ 103 million drawn on its $ 300 million warehouse credit facility, which was
repaid subsequent to the end
of the second quarter
with proceeds from the company's securitization
of $ 250 million
of vacation ownership notes receivable.
Generally speaking, borrowers
with higher scores have a history
of repaying their
debts on time and in full.
Having a long history
of repaying debts on time
with a high credit score — good credit or higher.
And voila, at the end
of the seven years
with on - time payments, your
debt will be
repaid.
Capital Markets Corporate
Debt As Russian companies strive to cope with higher borrowing costs and a shortage of dollars and euros to repay foreign debt, emerging markets bonds are coming under increasing scrutiny by invest
Debt As Russian companies strive to cope
with higher borrowing costs and a shortage
of dollars and euros to
repay foreign
debt, emerging markets bonds are coming under increasing scrutiny by invest
debt, emerging markets bonds are coming under increasing scrutiny by investors.
With the weakening
of the lira against the dollar, the private sector will have a harder time
repaying its foreign currency - denominated
debt, S&P said, adding this would negatively impact government
debt — 40 percent
of which is denominated in foreign currency.
With refinancing, you work with a private lender to take out a new loan to repay some or all of your current d
With refinancing, you work
with a private lender to take out a new loan to repay some or all of your current d
with a private lender to take out a new loan to
repay some or all
of your current
debt.
So on this happy day, as the students
of the class
of 2014 celebrate a milestone achievement
with their families, their friends, and their teachers, I come to congratulate you, to wish you well, and to address each
of you as a person who has received the good turn
of a fine education, and who should feel a responsibility to
repay the
debt of that education by living well as a person, mindful
of the personhood, the individuality, and the good
of others around you, in the various communities through which your life will take you.
I like the balance
of gift and loan, because it allows for a sense
of partnership without leaving Sammy
with a
debt he could never
repay.
The Company intends to use net proceeds from the offering to
repay approximately $ 4.2 million in
debt, including the repayment
of all
of its outstanding
debt with Great Elm Capital (formerly Full Circle Capital).
However as
with Everton when Moshiri
repaid the long - term Prudential loan, it is assumed that there are significant early repayment penalties — hence the continued existence
of the
debt.
The governor was joined in Puerto Rico by more than a dozen New York lawmakers and public health leaders who offered advice on how to restructure an economy burdened
with $ 72 billion
of debt that Puerto Rican leaders do not believe they will be able to
repay.
The SPV established a bond programme to issue Cedi - denominated medium - to - long - term amortising bonds on the back
of ESLA receivables to
repay legacy
debt to the tune
of up to GH cents 10,000.00 million, he said, adding: «The first tranche
of bonds issued under this programme, comprised a 7 - year (GH cents 2,408.60 million) and a 10 - year (GH cents 2,375.35 million) bond
with coupons
of 19.0 percent and 19.5 percent respectively, for a total
of GH cents 4,783.97 million.»
And we will increase the amount graduates can earn before they start
repaying their fees to # 25,000 - putting money back into the pockets
of graduates
with high levels
of debt.
Irresponsibly, several island administrations doubled down on the sales
of these junk instruments — relying on false revenues and
with no real plan to
repay the accumulated $ 73B
debt.
However, the market burden
of meeting
debt repayments doesn't in and
of itself prohibit the government from leveraging itself to the hilt
with debt it can (one hopes)
repay.
The resolution adopted Monday urges the U.S. Department
of Education «to devise new
debt relief programs that effectively address the problems that individuals
with low income are encountering in
repaying their student loans.»
As
of June 30, 2015, Fuller Road Management was out
of compliance
with its lenders on its
debt service coverage ratio, which is a measure
of SUNY Poly's ability to
repay its
debt.
(I touched on some
of this in my recent interview
with Angela Jamison and her «sociological experiment,» the Ashtanga yoga community she leads which is based on transparency, trust, and value — she spoke about her teaching practice being based on «a deep sense that I have
debts that I can not
repay» and has open conversations
with students about their monthly contributions to practice in community.)
As
of September 30, 2008, our balance sheet had... $ 420m in short - term
debt... $ 411m
of which had been reclassified from long - term
debt, due to our failure to comply
with certain covenants and restrictions in the agreements governing our 2005 Notes and 2006 Notes... We do not currently have sufficient cash to
repay this indebtedness if our
debt is accelerated and if the noteholders instituted foreclosure proceedings against our assets.
But his biological twin Frankie (also played by Franco) causes Vincent no end
of trouble, from being mistaken for his problematic brother to being forced to negotiate a deal
with the local mob to
repay his brother's
debt.
Once out, the young ex-con
repays his
debt to his protector by springing him out
of prison and assisting him
with a series
of high - stakes heists.
Now
with a
debt he can't
repay on his hands, Remy struggles to find a way to take himself out
of the system while evading his best friend who has been contracted to hunt him down.
The district also plans to spend the rest
of the $ 100 million state loan in the coming year, leaving the schools
with no cushion and a
debt that could take decades to
repay.
He lost a job, failed in business twice, was defeated in elections eight times, became bankrupt and incurred a
debt which took nearly seventeen years to be
repaid, suffered a nervous breakdown and was bed ridden for six months and he had to deal
with the loss
of the woman he deeply loved (Anne Rutledge).
Call it the unintended consequence
of debt - free living:
with no visible evidence that you've managed credit accounts in the past, mortgage lenders become (rightfully) nervous about your ability to
repay on a loan — there's no history for them to go on.
Debt settlement and debt consolidation are two forms of financial help for people struggling with more debt than they can re
Debt settlement and
debt consolidation are two forms of financial help for people struggling with more debt than they can re
debt consolidation are two forms
of financial help for people struggling
with more
debt than they can re
debt than they can
repay.
The value
of this move is two-fold: firstly, the credit score is improved as
debts are
repaid in full; and secondly, the
debt is replaced
with a more manageable, more affordable loan agreement.
If you deal
with money as part
of your employment and you are required to
repay your employer amounts (you can substantiate) in respect
of cash shortages or client bad
debts, then:
Borrowers
with a history
of repaying their
debts on time have a better chance
of being approved for a home loan.
(For readers unfamiliar
with the term, «shareholder yield» is a holistic measure
of shareholder friendliness that includes dividends paid, shares repurchased, and
debt repaid.)
If the creditor does not seem open to this sort
of debt negotiation, you may want to try to talk them into lowering the interest rate, doing away
with past interest charges, or even allowing you to
repay your
debt over a longer period.
Most likely, the bank will want something
of considerable value
with a title or deed that can be held until you
repay your
debt.