Sentences with phrase «repay all of your debt including»

Not exact matches

However, borrowers need to be aware of the caveats of federal student loan forgiveness, including tax implications, uncertainty about the viability of forgiveness programs, and the need to take lower - income positions before relying heavily on a forgiveness program to repay student loan debt.
Athens faces demands to repay $ 7bn of debts in July, including $ 3.5 bn due to the European Central Bank on 20 July.
Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.
The company had $ 714 million in corporate level debt outstanding at quarter - end, a decline of $ 136 million from year - end 2011, including $ 608 million in non-recourse securitized notes payable and $ 103 million drawn on its $ 300 million warehouse credit facility, which was repaid subsequent to the end of the second quarter with proceeds from the company's securitization of $ 250 million of vacation ownership notes receivable.
The Company intends to use net proceeds from the offering to repay approximately $ 4.2 million in debt, including the repayment of all of its outstanding debt with Great Elm Capital (formerly Full Circle Capital).
Already Buhari has started giving excuses for the abysmal performance.He attributed the quagmire to drop in the price of oil globally and cleverly laid the blame on the doorsteps of all Nigerian accusing them of relying solely on oil.All renowned rating agencies including fitch continue to downgrade Nigeria ever since Buhari took over and it is projected that Nigeria will not be able to repay its debt obligations.Fitch for instance downgraded Nigeria's longterm foreign currency issuer default rating to B + from BB - and longterm local currency IDR to BB - from BB.The general position expressed by almost all the Briton wood institutions is that Nigeria's fiscal and external vulnerability has worsened under Buhari and it is projected that the government's general fiscal deficit could grow up to 4.2 % by the end of 2016 after averaging 1.5 % under the previous regime.A recent capital importation report by Nigeria Bureau of Statistics confirms that, last year, the country recorded total inflow of capital into the economy stood at $ 9.6 billion which was a 53 % drop from previous year and the lowest recorded total since 2011.
An ethical approach to climate change including consideration of wealth redistribution to repay «climate debt» is one model for doing this.»
While the primary purpose of the program is to help charter schools, «Finance school building projects, including the construction, purchase, extension, replacement, renovation or major alteration of a building to be used for public school purposes,» the law does allow charter school companies to seek grants to, «Repay debt incurred for school building projects, including paying outstanding principal on loans which have been incurred for school building projects.»
(For readers unfamiliar with the term, «shareholder yield» is a holistic measure of shareholder friendliness that includes dividends paid, shares repurchased, and debt repaid.)
Cancellation Loan cancellation ends the obligation to repay the debt and typically involves the discharge or forgiveness of the loan balance (including any accrued but unpaid interest).
The counseling information should include information about monthly payments based on the loan term and interest rates, total cost over the life of the loans, and salary ranges needed to repay the total education debt.
To determine your creditworthiness (i.e. the likelihood you will repay your loan as agreed), lenders will consider a number of factors, including your income, your savings, and any outstanding debts.
When requesting a consolidation loan in order to reduce the amount of money you have to set aside every month for repaying debt and thus, driving away the risk of bankruptcy, you need to make sure you include only all the debt that has higher interest rates than the consolidation loan.
However, borrowers need to be aware of the caveats of federal student loan forgiveness, including tax implications, uncertainty about the viability of forgiveness programs, and the need to take lower - income positions before relying heavily on a forgiveness program to repay student loan debt.
As a result, many admit to postponing a number of life milestones, including buying a first home (40 %), starting a family (36 %), getting married (23 %) and even moving out of their family home (18 %), until student debts are repaid.
Discharge, on the other hand, is granted wen serious qualifications are met; these can include improprieties done on the part of your university, or other things that make it unlikely that you will ever be able to repay your debt.
d. Customer understands that the results obtained by Joe's Credit Repair on behalf of Customer are dependent on numerous factors, including but not limited to Customer's ability to repay debts and loans, cooperation of Customer's creditors, and credit reporting agencies ability to verify information provided to them by Joe's Credit Repair on behalf of customer.
Higher undergraduate and graduate loan limits implemented in the early 1990s and 2007, the elimination of limits on PLUS loans in 1993, watering down of accountability rules, like the change to the «85/15» rule in 1998, expansions of loan eligibility to online programs (including online graduate programs) in 2006, and overall rising costs have allowed many more borrowers to accumulate not - before - seen levels of debt, and many will never be able to repay it.
Along with evaluating the risk criteria, debt ratios measures your ability to repay the mortgage by ensuring your total debt - including car payments, student loans, credit card bills, etc. - does not exceed a certain percentage of your income.
Refinancing may mean that the customer has other debt that needs to be included in the refinance product, may have a lower paying current job that has decreased the original ability to repay the loan, has certain family or personal circumstances that have required a refinancing of the house, and other changes that may be riskier for a lending bank.
Private education loans are not eligible for consolidation, but for some Direct Consolidation Loan repayment plans, the total amount of your education loan debtincluding any private education loans — determines how long you have to repay your Direct Consolidation Loan.
The amount you'll have to repay in Chapter 13 depends on various factors including your income, expenses, types of debts, and liquidation analysis.
The Hebrew Bible and Hammurabi's code include prohibitions against certain kinds of money lending and punishments for failure to repay debts, including indentured servitude.
The Plaintiff has a desire to repay all or some portion of her educational loan debt, however, due to the Plaintiff's disability she is and will remain unable to repay her educational debt including accrued interest.
If you are contacted about a debt you have already fully repaid, explain the situation in writing to the debt collector and include copies of any records or information you have that prove the debt has been settled.
If an honest and truthful record includes details of bad debts or failures to repay, then these are included on your record.
If the consumer credit transaction is scheduled to be repaid in substantially equal installments which include a portion of the amount financed, the amount of credit life insurance at any time shall not exceed the greater of the approximate unpaid balance of the debt, excluding unearned finance charges, if any, or the approximate unpaid scheduled balance of the debt, excluding unearned finance charges, if any, plus the amount of one scheduled payment.
That said, sometimes there can be reasons for continuing to pay something like a credit card, including just a plain showing of good faith, i.e., think of your last three credit card statements showing several thousand dollars in purchases with no payments, versus some demonstrated attempt to repay your debts, even if below the monthly minimum.
If you discharge all of your debt, including what you owe to friends and family, there is nothing that prevents you from repaying anyone you want after the bankruptcy.
The CFPB's rule created criteria of loans presumed to meet the ability - to - repay standards including that a borrower's monthly debt - to - income ratio not exceed 43 %.
This record may include, but is not limited to, an updated credit report, a statement from the creditor that the borrower has made satisfactory arrangements to repay the debt, or a satisfactory statement from the borrower explaining any delinquencies with outstanding balances of less than $ 500.
In addition to the risks of investing in emerging market country debt securities, a fund's investment in government or government - related securities of emerging market countries and restructured debt instruments in emerging markets are subject to special risks, including the inability or unwillingness to repay principal and interest, requests to reschedule or restructure outstanding debt, and requests to extend additional loan amounts.
The benefits of a Chapter thirteen bankruptcy include protecting individuals from the efforts of debt collectors; permitting individuals to maintain ownership of their personal and real property; and allowing people to repay their debts with a schedule involving reduced payments.
While many schools, including Harvard, have loan forgiveness programs, which help students who accept public interest positions repay part of their debt, according to the New York Times, Harvard is the first school to offer a tuition waiver which will save students $ 40,000 outright.
This includes the stigma of being indebted to society but being unable to repay the debt and take even the first step down the road to rehabilitation.
In the case of all federal student loans, including Subsidized, Unsubsidized, PLUS loans, and Perkins loans issued via the student's college or university, a loan is discharged if the student who benefited dies before the debt is repaid.
The Los Angeles - based office REIT expects to net proceeds of about $ 332.2 million and said in a statement that it plans to contribute the funds to its operating partnership to use for general corporate purposes including acquiring properties and repaying outstanding debt.
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