Sentences with phrase «repaying student loan debt makes»

«Rising rents and repaying student loan debt makes saving for a downpayment more difficult, especially for young adults who've experienced limited job prospects and flat wage growth since entering the workforce,» says Lawrence Yun, NAR chief economist.

Not exact matches

For this reason, aside from our daily student loan and financial news, we often put out various guides and resources to help students and graduates make the best decisions when it comes to choosing a college, paying for college, and repaying any student debt they may have accrued along the way.
Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.
I get it — if you're starting out, you make less money and probably are more focused on immediate stuff like repaying your student loans and credit card debt.
By making almost $ 150 billion in cuts to grant aid, student loans and work study, the budget would increase the debt of millions of students and make it harder for many to repay — thereby further reducing college access and upward mobility for college graduates, particularly those who come from less affluent families.
Among its promises are that Democrats will support free community college for all, make it easier to repay student loans, allow borrowers with student loans to discharge their debts in bankruptcy if necessary, strengthen higher education schools that serve minorities, crack down on «for - profit schools that take millions in federal financial aid,» and continue to work to improve public schools by holding teachers and schools «accountable.»
Student loans make college more affordable but can lead to mountainous debt that takes many years to repay.
Whether your past due on your credit card payments or still need to repay your student loans, find out how consolidating your debt can help make your life easier and save you thousands.
By using a student loan consolidation program, the resulting loan debt is then repaid over a long period of time, thus easing the pressure and making the debt more manageable.
For this reason, aside from our daily student loan and financial news, we often put out various guides and resources to help students and graduates make the best decisions when it comes to choosing a college, paying for college, and repaying any student debt they may have accrued along the way.
Iowa Student Loan has a new online tool to help students make informed decisions about their borrowing levels and their ability to successfully repay new student loan debt when considering the pursuit of an advanced Student Loan has a new online tool to help students make informed decisions about their borrowing levels and their ability to successfully repay new student loan debt when considering the pursuit of an advanced degLoan has a new online tool to help students make informed decisions about their borrowing levels and their ability to successfully repay new student loan debt when considering the pursuit of an advanced student loan debt when considering the pursuit of an advanced degloan debt when considering the pursuit of an advanced degree.
Better rates make loan repayment easier, but it can be a challenge to secure the refinancing if your lender isn't sure you can maintain a strong income to repay your student debt obligations.
Millions of people who have student loan debts have extreme troubles repaying them, and many of them made comments to the Consumer Financial Protection Bureau criticizing the state of servicers who are crucial for meeting their needs.
If you are not making payments, then the interest on your student debt adds up which could make your loan much more difficult to repay later on and could mean that you'll pay significantly more in interest overall.
I get it — if you're starting out, you make less money and probably are more focused on immediate stuff like repaying your student loans and credit card debt.
Make informed decisions about the ability to successfully repay new student loan debt for a graduate degree.
Borrowers also report having their professional licenses revoked after their student loans default, making it even harder to repay the debt.
I never had any family loans, and student loans, credit cards, car loan, etc never really made an emotional impact — they were just debts that needed to be repaid; nothing more, nothing less.
Quite simply, the purpose of seeking a private student loan consolidation program is to make the job of repaying college debts easier for the borrower.
Since student loans have a lower interest rate than other types of debt, it might make sense for you to repay any other debts you may have before tackling your student loan.
Student loans are an investment in your own future, since what you make in the future will decide your ability to repay the debt.
«Halting and dismantling these common - sensesafeguards will leave taxpayers holding the bag when schools commit fraud or close suddenly, make it easier for unscrupulous schools to defraud students and evade accountability, make it harder for defrauded students to get their loans discharged as provided under the law, and funnel taxpayer dollars to programs that consistently leave students buried in debt they can not repay.
In addition to limiting dental school debt, students should also make a plan to repay student loans.
Many make the incorrect assumption that they will not have to repay their debts or that the student loan debt can be easily discharged by filing for Chapter 7 bankruptcy.
The Student Loan Report also creates resources and guides for borrowers and their families so they make the best decisions when it comes to paying for college and repaying studenStudent Loan Report also creates resources and guides for borrowers and their families so they make the best decisions when it comes to paying for college and repaying studentstudent debt.
The Student Debt Repayment Success Indicator (SDRSI) is a value that gauges the potential of a graduating class to successfully repay student loan debt.SDRSI can be used to figure out which colleges offer the best return - on - investment and can help students and their families make the best financial decision when it comes to choosing a cStudent Debt Repayment Success Indicator (SDRSI) is a value that gauges the potential of a graduating class to successfully repay student loan debt.SDRSI can be used to figure out which colleges offer the best return - on - investment and can help students and their families make the best financial decision when it comes to choosing a cstudent loan debt.SDRSI can be used to figure out which colleges offer the best return - on - investment and can help students and their families make the best financial decision when it comes to choosing a college.
The growing burden of student loan debt: Young households are repaying an increasing level of student loan debt that makes it extremely difficult to save for a down payment, qualify for a mortgage and afford a mortgage payment, especially in areas with high rents and home prices.
The panel participants agreed that in addition to affordability concerns, inventory shortages and lifestyle factors such as marrying later in life and having to repay student loan debt are burdening a segment of creditworthy buyers by making it more difficult to save for a down payment.
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