If your credit scores do not reflect your
actual repayment capabilities and credit - worthiness, consider a personal loan from one of the several private companies that have emerged to offer these to consumers.
You must have sufficient income to
show repayment capability, and minimum payments to your unsecured creditors will be based on the amount they would have received with selling your assets in a Chapter 7 process.
All prospective lenders take into consideration your credit history by looking at your CIBIL credit report and score to evaluate
your repayment capabilities.
The DTI ratio is an important parameter that any lender uses to assess
your repayment capabilities.
There are ways to find the best student loans that work for you depending on your needs, economic situation and
repayment capabilities.
When considering your options, make sure that you take the time to compare rates, terms, and
your repayment capabilities.
These adviser consultations can be especially helpful if your credit score does not reflect
their repayment capabilities.
CHASE HOME FINANCE, San Diego, CA Senior Foreclosure Specialist / Home Lending Underwriter / Customer Service Analyst 11/2006 — Present Assess borrower's application and documentation to determine income and
repayment capability.