Sentences with phrase «replace items rather»

Plans which replace items rather than provide their monetary value also use deductibles, which in this case would be the portion of the cost of a replacement that the policy holder covers.
This just means that if there is a loss to your personal property, you get the cost to replace the item rather than the actual cash value, which is subject to depreciation.
This just means that if there is a loss to your personal property, you get the cost to replace the item rather than the actual cash value, which is subject to depreciation.
If you replace the items with an item of similar quality, within a specified time, the insurer will reimburse you the full replacement cost you to replace the item rather than the depreciated value.

Not exact matches

You can also find information about how to fix car seats that have been recalled, as sometimes manufacturer's won't need to replace the entire seat, but rather you will need to install a new harness or put a specific item onto your seat.
Whilst there are many online personal styling services out there, few companies actually offer convenient and affordable services for those who are looking to work with the items they already own rather than having to replace their existing wardrobe!
As standard there's an active rear wing, although an optional aero package will replace this with a rather heavy - handed fixed item if you so wish.
Like the seven - speed item it replaces, the new unit remains an automatic gearbox with a wet clutch arrangement rather than a traditional torque - converter, or a more sophisticated double - clutch unit prefered by some rivals.
Remember that personal property coverage generally contemplates the cost to replace the property at retail with an item of like kind and quality, so you should consider coverage amounts in that context, rather than in the context of actual cash value.
This means that after a loss you would get the amount needed to replace the item with like kind and quality, rather than the actual cash value.
That means that a covered loss to personal property will put you in a position to go replace the property with a new item of like kind and quality at retail, rather than just getting the actual cash value of the property.
That means you get the amount of money you need to replace the item, rather than the depreciated actual cash value.
Renters insurance replacement cost contents coverage in Rhode Island ensures that you're able to replace the item that suffered a covered loss with an item of like kind and quality rather than just getting paid on what the item is worth today on the open market.
Replacement cost coverage is standard, so if there's a property loss, you'll have enough coverage that you'll be able to replace those items at retail, rather than worrying about the actual cash value of the items.
Replacement cost means you can buy new items to replace the damaged ones rather than relying on the actual cash value of the property.
You need to know that the policy will pay to replace your items if there's a loss, rather than giving you the actual cash value.
The insurance company knows that many people will rather have cash than actually replace an item, so they write the policy in such way that they can reduce the amount they have to pay.
Renters insurance replacement cost contents coverage in Rhode Island ensures that you're able to replace the item that suffered a covered loss with an item of like kind and quality rather than just getting paid on what the item is worth today on the open market.
Replacement cost coverage usually reimburses you for the full cost of replacing the lost, stolen or damaged item, rather than simply reimbursing you for the value of the item at the time of the claim.
That means that a covered loss to personal property will put you in a position to go replace the property with a new item of like kind and quality at retail, rather than just getting the actual cash value of the property.
Replacement Cost Coverage — Replacement Cost Coverage usually reimburses you for the full cost of replacing the items you lose, rather than simply reimbursing you for the value of the item at the time it was lost.
Your Frederick, MD Renters Insurance will offer coverage for replacement cost on your personal property, so that if there's a loss you can quickly replace the item with a new one rather than fighting over the actual cash value.
Replacement cost coverage is standard, so if there's a property loss, you'll have enough coverage that you'll be able to replace those items at retail, rather than worrying about the actual cash value of the items.
You need to know that the policy will pay to replace your items if there's a loss, rather than giving you the actual cash value.
Rather than having to dish out thousands of dollars to replace these items, you will be compensated for either the actual cash value or the replacement value, depending on what type of coverage you choose.
That coverage generally pays the replacement cost of the property that suffered the loss, meaning you can go out and buy a new item to replace it rather than dealing with the depreciated value.
Generally personal property renters insurance coverage is at replacement cost, so you get the cost you need to go out and replace that item with one of like kind and quality, rather than the actual cash value.
There are some in Wilmington who have found that they either get a partial payment from their renters insurance in Wilmington rather than a whole payment and this makes replacing the item difficult, if it can be replaced, or makes buying a comparable item difficult.
For example, a plan with a hundred dollar deductible means that the first hundred dollars of cost for replacing a damaged item is incurred by the policy holder rather than the insurance company.
This means that after a loss you would get the amount needed to replace the item with like kind and quality, rather than the actual cash value.
If you are facing a disaster and are without coverage, then all of a sudden your hard earned money will be spend replacing and repairing your items rather than putting a down payment down on a house.
You do not want to find out that you don't have enough resources to replace your computers or TV sets because you covered your belongings at actual value rather than at replacement value, or because you hit the maximum coverage limits on certain categories of items.
This can be rather aggravating, resulting in there never being an end to you having to replace damaged items in your Muncie, Indiana home.
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