Sentences with phrase «replacing damaged items»

Essentially, you are insuring against three different types of costs incurred in the event of an accident to the property - costs involved in moving, costs involved in replacing your damaged items and costs involved in medical expenses in the event of a liability lawsuit or injury on your Maize - Morse property.
In this form of coverage, you'll find that you have a higher premium month to month, but if your stuff is damaged, you'll receive pay out for the cost of replacing the damaged items.
Replacement cost is the cost of replacing damaged items with items of the same value and type.
While both types of coverage help with the costs of rebuilding your home or replacing damaged items after a covered loss, actual cash value policies are based on the items» depreciated value while replacement cost coverage does not account for depreciation.
Note down any extra costs you've had to pay, such as phone calls or replacing damaged items, so you can ask for the cash back.
Actual cash value pays the current, depreciated value of an item that was damaged instead of the cost of replacing the damaged item with a new one.
Replacement cost coverage typically helps reimburse you for the cost of replacing a damaged item with one of similar type and quality, the Insurance Information Institute (III) explains.
Purchase optional Replacement Cost coverage and get a settlement that reflects the cost to replace the damaged items with new property of comparable material and quality, without any deduction for depreciation.
The endorsement allows policyholders to replace damaged items with new ones without a deduction for depreciation.
The plans vary between companies, and there's no set standard on what's covered or how long the warranty will last, but it may help you if you have to repair or replace a damaged item.
If your checked or carry — on luggage is lost, stolen, or damaged by the common carrier while on a trip, you may be refunded the purchase price of the missing items or the cost to repair or replace the damaged items, whichever is less.
Aimee needed to replace some damaged items and wanted to amp up her capacity as well as buy a few useful souvenirs such as her favorite perfect size colorful golf cart towels.
Purchase optional Replacement Cost coverage and get a settlement that reflects the cost to replace the damaged items with new property of comparable material and quality, without any deduction for depreciation.
If you have replacement cost coverage, you'll be reimbursed the value of what it takes to replace the damaged item or items.
The cost to replace damaged items can far exceed the cost of tenant insurance.
If you do, it is your responsibility to either repair or replace the damaged items.
Purchase this option and receive a settlement that reflects the cost to replace the damaged items with new items at today's prices.
If you have replacement cost coverage you'll be given enough money to replace any damaged items or property.
Most renters insurance plans can provide assistance to repair or replace damaged items such as:
If a natural disaster, such as hail or a tornado, strikes and damages your personal property, such as a grill or patio furniture, you may need to pay to replace the damaged items.
You want to make sure you have enough coverage to replaced damaged items.
Optional coverage: The «green improvement reimbursement» coverage provides you with a higher payout in the event of a loss so you can replace damaged items with more energy - efficient alternatives
While it may seem more cost - advantageous to purchase an ACV plan, you may want to review quotes for RCV plans as well, lest you would be satisfied with reimbursement for much less than it would cost to replace damaged items.
If you have a replacement cost policy for your personal possessions, you normally need to replace the damaged items before your insurance company will pay.
Replacement Cost and Actual Cash Value: Replacement cost policies provides you with the dollar amount needed to replace a damaged item with one of similar kind and quality without deducting for depreciation (the decrease in value due to age, wear and tear, and other factors).
Replacement cost coverage typically helps reimburse you for the cost of replacing a damaged item with one of similar type and quality, the Insurance Information Institute (III) explains.
If a hurricane were to strike the Melbourne area and would flood the basement of your rental house, ruining everything in your basement, you would be able to receive reimbursement for the damage so that you can replace the damaged items quickly.
As with insurance for the structure, a replacement cost policy generally pays the dollar amount needed to replace a damaged item with one of similar kind and quality without deductions for depreciation.
Personal property is usually replaced based on cash value at the time of loss and not more than the amount needed to repair or replace a damaged item.
This gives reimbursement to replace the damage item with a similar item of like kind and quality.
In this situation, you may be able to use your Beverly Hills renters insurance to replace those damaged items like your mattress set and living room couch and loveseat.
If you have replacement cost insurance, you'll receive enough money to replace damaged items.
A replacement cost policy is more expensive, as it pays to replace any damaged items, up to your policy's limits, without accounting for depreciation.
For example, a plan with a hundred dollar deductible means that the first hundred dollars of cost for replacing a damaged item is incurred by the policy holder rather than the insurance company.
So, if a burst pipe results in a drenched computer or bookcase, personal property coverage may help pay to repair or replace the damaged items.
One of the things about having a high deductible in place is that it can prevent you from making smaller claims as it might be cheaper to just replace the damaged item out of your own pocket than put in a claim, pay the deductible and risk a higher premium on your Texas renters insurance coverage.
To replace your damaged items, you'll need Urbandale renters insurance.
This is the minimum insurance required by law, and in most cases you'll want to have extra Surprise vehicle insurance coverage to replaced damaged items or pay for injuries.
You can insure the contents of your rental home with your Passaic renters insurance and receive financial reimbursement for the items that are damaged or destroyed so that you can replace the damaged items.
Replacement cost will give you enough money to replace the damaged items, but it might be more expensive to maintain this kind of coverage.
They will then submit their damage report to the Las Cruces insurer so that you can receive the compensation you need to replace the damaged items.
Replacement cost insurance comes with higher premiums, but it will repair or replace any damaged items where actual cash value only pays out depreciated value.
This can be rather aggravating, resulting in there never being an end to you having to replace damaged items in your Muncie, Indiana home.
Actual cash value coverage will pay out a depreciated amount for damages, but replacement value coverage will repair or replace the damaged item or structure regardless of the cost to do so.
More tech - savvy users will love the removable panel, as it gives you easy access to the cooling fan, your processors, as well as your wireless card — should you need to quickly upgrade or replace a damaged item.
Troubleshoot the issue or order the part and replace the damage item.
Safely troubleshoot or replace the damage item while operating equipment and wearing proper protective equipment.
Replacement Cost and Actual Cash Value: Replacement cost policies provides you with the dollar amount needed to replace a damaged item with one of similar kind and quality without deducting for depreciation (the decrease in value due to age, wear and tear, and other factors).

Not exact matches

Replacement Cost policies have higher premiums; however, they can help your business recover from a loss faster, since you can replace all of the lost or damaged property with new items.
MPCS will replace damaged or defective items and will credit these product returns.
a b c d e f g h i j k l m n o p q r s t u v w x y z