Of note to one reader's question, lenders do not need a FICO score to submit a mortgage to the federal housing agencies for insurance, but the GSEs do require all three raw credit reports be pulled into a «Tri Merge» file as part of the underwriting proces
Of note to one reader's question, lenders do not need a FICO score to submit a mortgage to the federal housing agencies for insurance, but the GSEs do require all three raw credit
reports be pulled into a «Tri Merge» file
as part of the underwriting proces
of the
underwriting process.