Unlike with credit cards, you have to
report unauthorized transactions with your debit card number within 60 days of your statement being sent to you to avoid liability.
Most financial institutions give you 1 - 3 months after the charge has been made to
report unauthorized transactions.
It may give you peace of mind that the Electronic Fund Transfer Act (EFTA) limits your liability to as low as $ 50 if
you report unauthorized transactions within 60 days to financial institutions, beginning on the date of the first statements that contain the transactions.
Monitor your account activity regularly either online or by reviewing your monthly statements and
report any unauthorized transactions right away.
See the Electronic Banking Agreement section in the Your Deposit Account Agreement and
the Reporting Unauthorized Transactions section in the Online and Mobile Financial Services Agreement for details.
§ Please refer to your Online Banking or Personal Deposit Account Agreement for details on your responsibility for promptly
reporting unauthorized transactions.
Refer to your Online Banking Agreement for details on guarantees and your responsibilities for promptly
reporting unauthorized transactions, as well as a list of supported mobile devices.
Ally Bank (Member FDIC) guarantees that you will not be liable for any unauthorized Online or Mobile Banking transaction as long as
you report the unauthorized transaction by calling us at 1-877-247-2559 within 60 days from when your statement is made available.
Some users on Reddit
reported unauthorized transactions upwards of $ 50,000, while many others reported duplicated purchases on smaller transactions.
Not exact matches
McCaskill was in charge of that
unauthorized account, which averaged about $ 200,000 annually in
transactions since late 2005, but was managed with a manual ledger that never matched bank statements, according to the
report from Springfield's Office of Internal Audit....
If you do not meet these conditions and you
report the
unauthorized use, your liability for the
unauthorized transaction which is processed by MasterCard will be no more than $ 500.00.
All First Citizens credit cards automatically protect you from liability for
unauthorized transactions when you
report them promptly.
It pledges that U.S. Bank will cover 100 % of any losses from
unauthorized online
transactions, so long as they are
reported to us promptly.
Report to us, within 60 days of when we first deliver a statement to you that discloses an
unauthorized transaction.
Through the free WellsProtect ® program, you are not responsible for
unauthorized transactions that are
reported within 60 days from the first statement showing the
unauthorized transaction.
Subscriber shall review statements of account from Alaska USA promptly and
report any errors or
unauthorized transactions.
Under Mastercard's Zero Liability Rules, you will not be held responsible for
unauthorized transactions if you have used reasonable care in protecting your Card from loss or theft and you have promptly
reported to us when you knew that your Card was lost or stolen.
Your card comes with zero liability protection, so you won't be liable for any
unauthorized transactions you
report in a timeline manner.
It must be
reported within 60 days from the date of the statement on which the
unauthorized transaction first appears.
Other benefits of the Wells Fargo secured card is monthly
reporting to credit bureaus, automatic fraud monitoring, zero liability for promptly
reported unauthorized use, free online account access with 24 - hour customer service, credit card
transaction alerts on your mobile device, and automatic car rental insurance.
Guarantee that you will not be held liable for any
unauthorized online or mobile banking
transactions if
reported within 60 days of when your statement is made available
Use your business debit card with confidence, knowing that all of your online, over the phone, and in - store purchases are covered by Zero Liability protection, which means you will be reimbursed for
unauthorized card
transactions when promptly
reported.
Conditions and exceptions — see your Cardholder Agreement for details about
reporting lost or stolen cards and liability for
unauthorized transactions.
If you
report an ATM or debit card missing before someone uses it, the EFTA says you are not responsible for any
unauthorized transactions.
Your card also comes with Zero Liability protection at no extra cost, which means you will be reimbursed for
unauthorized transactions as long as you
report them promptly.
$ 0 fraud liability protection — This means you are not responsible for any
unauthorized transactions made with your account as long as you
report them promptly.
If your card or card number is ever lost, stolen or used without your authorization, you are not responsible for promptly
reported unauthorized card
transactions.
*** As a Mastercard credit cardholder, you will not be held responsible for
unauthorized transactions if you have exercised reasonable care in safeguarding your card from loss or theft and you promptly
reported any loss or theft of your card to your issuer.
This means that you are not responsible for any
unauthorized transactions made with your account that you
report to us.
Chase provides you with Zero Liability protection, which means Chase will reimburse you for any
unauthorized debit card
transactions made at stores, ATMs, on the phone or online when
reported promptly.
All Wells Fargo Credit Cards automatically protect you from liability for
unauthorized transactions when you
report them promptly.
If you have fallen victim to a scam that resulted in direct charges on your credit / debit card or transfers from your bank account (such as making deposits to purchase tokens, but not receiving tokens back, or depositing fiat currency into a mining / Ponzi scam), call your bank IMMEDIATELY and
report it as an
unauthorized / fraudulent
transaction.
If your credit card is lost or stolen, or the information on it is stolen, you can't lose more than $ 50 in
unauthorized transactions if you
report it to your credit card issuer.