Sentences with phrase «reported by credit agencies»

When a tax lien is filed, it is recorded as a public record which can be viewed and reported by credit agencies.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Case in point: In mid-September, three weeks before Morneau tabled his rules, credit reporting agency TransUnion estimated that hundreds of thousands of Canadians carrying variable rate subprime mortgages could be significantly impacted by interest rate increases of even 25 basis points.

Despite rising debt levels and increasing home prices, Canadians continue to allocate less income toward paying off debt, according to the Canadian Household Financial Health and Consumer Credit Q1 2015 report [paywall] recently published by credit rating agencyCredit Q1 2015 report [paywall] recently published by credit rating agencycredit rating agency DBRS.

She spotlights efforts by credit reporting agency Equifax and LexisNexis Risk Solutions, which helps consumers assess financial risk, to mix up the way we calculate credit scores to take into consideration one's history of paying utility, cable, and cell - phone bills.

Please see the special report «Ancillary or other permissible services provided to entities rated by MIS's EU credit rating agencies» on the ratings disclosure page on our website www.moodys.com for further information.

Keep in mind that several of the credit reporting agencies regularly update their records using information provided by the Social Security Administration.

Then, when you receive a business loan or line of credit — sometimes called trade credit — information about your payment history is compiled by one or more business credit reporting agencies, including Dun & Bradstreet, Experian, Equifax and FICO and turned into a business credit score.

Two weeks ago, Equifax — one of the country's biggest credit reporting agencies — announced that its systems were hacked by cybercriminals, exposing the Social Security numbers, birth dates, addresses, and driver's license numbers of 143 million Americans.

Like Equifax and D&B, they also collect information available within the public record, information reported by both lenders and suppliers, as well as information from credit card companies, collection agencies, and other databases.

Just as individuals have their own credit report and rating issued by credit bureaus, bond issuers generally are evaluated by their own set of ratings agencies to assess their creditworthiness.

Small business credit scores are predominantly issued by 1 of 4 major reporting agencies - Dun & Bradstreet, Experian, Equifax, and FICO.

Generally it's a good idea to make sure your credit reports are correct and up - to - date by checking with all three major consumer credit reporting agencies (Equifax, Experian and TransUnion).

The changes grew out of two efforts by states to aid consumers: a 2015 settlement negotiated by New York Attorney General Eric Schneiderman and the three credit reporting agencies and an agreement shortly afterward between the agencies and 31 state attorneys general.

In the latest report issued by Moody's Investors Service on Wednesday, the internationally famous credit rating agency downgraded its outlook on China's credit rating from «stable» to «negative,» while affirming the still - respectable Aa3 grade on its sovereign debt.

OTTAWA, June 7, 2017 / CNW / - Home equity lines of credit (HELOC) may put some Canadians at risk of over-borrowing, according to a report released today by the Financial Consumer Agency of Canada (FCAC).

Your FICO score, which is used by credit reporting agencies like Equifax to measure consumer risk, puts the most weight on a borrower's payment history.

Consumers» ability to repay their debt obligations in a timely manner and manage their credit wisely is reflected by their personalized credit score (sometimes known as FICO score), which is derived from the three credit reporting agencies.

This fits the narrative outlined by Don Pittis who, in a recent CBC News article, suggested that credit - rating agencies Moody's, Fitch and S&P have historically skewed the Canadian banking market with their sometimes incorrect reporting.

That's how many U.S. consumers are potentially affected by a data breach of consumer credit reporting agency Equifax.

In a recent report, the rating agency Morningstar Credit Ratings analyzed 231 commercial mortgage - backed securities (CMBS) loans tied to retail properties occupied by the financially strapped Gap.

A Canadian subsidiary of Equifax Inc. is lobbying Ontario politicians to pump the brakes on a government bill — proposed after the massive data breach at the Atlanta - based company last year — that could provide consumers stronger controls over information held by it and other credit - reporting agencies.

The Free Credit Freeze Act gives power back to consumers by requiring credit reporting agencies to provide credit freezes to consumers at no cost.&Credit Freeze Act gives power back to consumers by requiring credit reporting agencies to provide credit freezes to consumers at no cost.&credit reporting agencies to provide credit freezes to consumers at no cost.&credit freezes to consumers at no cost.»

The timeframe used by lenders for reporting credit balances to an agency can affect a borrower's credit utilization levels.

The credit utilization ratio is a component used by credit reporting agencies in calculating a borrower's credit score.

OnDeck rewards repeat borrowers by reducing origination fees and interest with each subsequent loan — and the lender reports your activity to business credit agencies to help build your business credit score.

The truth is, any credit related score should be on your radar, but the Intelliscore Plus credit score, provided by Experian, one of the leading credit reporting agencies in the United States, is definitely a top contender.

A nominal charge not to exceed $ 5 may be imposed on you by the consumer reporting agency for a copy of the consumer report containing all the information in your file, if you have not been denied credit within 30 days from the receipt of your request.

I / we agree that if any material change (s) occur (s) in my / our financial condition that I / we will immediately notify BSHFC of said change (s) and unless Baby Safe Homes Franchise Corporation is so notified it may continue to rely upon the application and financial statement and the representations made herein as a true and accurate statement of my / our financial condition.nI / we authorize Baby Safe Homes Franchise Corporation to make whatever credit inquiries / background checks it deems necessary in connection with this application and financial statement.nI / we authorize and instruct any person or consumer reporting agency to furnish to BSHFC any information that it may have to obtain in response to such credit inquiries.nIn consideration of the ongoing association between Baby Safe Homes and the undersigned applicant (hereinafter u201cApplicantu201d), the parties hereto have entered into this Non-Disclosure and Non-Competition Agreement.nWHEREAS, in the course of its business operations, Baby Safe Homes provides its customers products and services which, by nature of the business, include trade secrets, confidential and proprietary information, and other matters deemed material or important enough to warrant protection; and WHEREAS, Applicant, by reason of his / her interest in Baby Safe Homes and in the course of his / her duties, has access to said secrets and confidential information; and WHEREAS, Baby Safe Homes has trade secrets and other confidential and proprietary information, including procedures, customer lists, and particular desires or needs of such customers to which Applicant has access in the course of his / her duties as an Applicant.nNow, therefore, in consideration of the premises contained herein, the parties agree as follows Applicant shall not, either during the time of his / her franchise evaluation with Baby Safe Homes or at any time thereafter either directly or indirectly, communicate, disclose, reveal, or otherwise use for his / her own benefit or the benefit of any other person or entity, any trade secrets or other confidential or proprietary information obtained by Employee by virtue of his / her employment with Baby Safe Homes, in any manner whatsoever, any such information of any kind, nature, or description concerning any matters affecting or relating to the Baby Safe Homes business, or in the business of any of its customers or prospective customers, except as required in the course of his / her employment by Baby Safe Homes or except as expressly authorized Baby Safe Homes Franchise Corporation, in writing.nDuring any period of evaluation with Baby Safe Homes, and for two (2) years thereafter, Applicant shall not, directly or indirectly, induce or influence, divert or take away, or attempt to divert or take away and, during the stated period following termination of employment, call upon or solicit, or attempt to call upon or solicit, any of the customers or patrons Baby Safe Homes including, but not limited to, those upon whom he / she was directly involved, or called upon, or catered to, or with whom became acquainted while engaged in the franchise evaluation process of a Baby Safe Homes franchise business.

The credit rating agency Moody's in a report released Thursday enumerated the challenges facing the state's budget, including faltering tax revenue, increasing costs for Medicaid and education, and the capping of state and local tax deductions by Congress.

The regulation from the state Department of Financial Services, which will be subject to a public comment period before it can be adopted, would mandate that consumer credit reporting agencies register with the state by Feb. 1 and re-register on an annual basis after that.

Moody's Investors Service is looking at the impact of a federal investigation into loan guarantees made by the Town of Oyster Bay in light of the indictment of restaurateur Harendra Singh, the credit rating agency reported Monday.

The 5 percent surplus will be spread among 41 cities, towns and villages, deemed a credit positive by Moody's, the credit rating agency which released a report on the sales tax revenue.

Following the release of a report by credit rating agency Moody's, which adjusted Britain's credit rating outlook to negative, several think - tanks and campaign groups have reacted to the news.

Site set up by the big three credit reporting agencies in the United States, to furnish free annual credit reports, as required by federal law.

The study used data on student loan delinquencies by zip code, from the credit reporting agency Experian, and matched this to information on racial demographics by zip code from the Census Bureau's American Community Survey.

It found, among other things, that charge card activity is the single most significant element analyzed by credit reporting agencies when determining credit history.

[245] These surveillance reports must be prepared by a Credit Rating Agency throughout the life of the TIFIA credit instrCredit Rating Agency throughout the life of the TIFIA credit instrcredit instrument.

That personal information gathered by consumer credit reporting agencies will be provided to others only as allowed by federal and state Fair Credit reportingcredit reporting agencies will be provided to others only as allowed by federal and state Fair Credit reportingCredit reporting laws.

«By purchasing our discounted publishing credits, all federal agencies can now use BookBaby to convert publications into eBooks, from simple brochures to huge reports.

«Analyses conducted by the credit reporting agencies and credit score developers FICO and VantageScore show only modest credit scoring impacts,» Eric Ellman, a senior vice president of the Consumer Data Industry Association, said in a statement when the changes were first announced.

It details your history as it has been reported to the credit reporting agency by the lenders who've given you credit.

Scores are calculated by the major credit - rating agencies — Experian, TransUnion and Equifax — based on a number of factors on a credit report, including the number of open accounts, the types of accounts revolving vs installment, available vs used credit and / or the length of credit history.

You are also entitled by law to receive one free credit report from each of the national credit reporting agencies (Experian, Equifax, and TransUnion) during any twelve - month period.

Credit bureaus assemble consumer reports by matching identifying information communicated by the collection agency.

The Fair Credit Reporting Act makes it possible for consumers to dispute the information provided by a collection agency.

When contacted by a consumer who is correcting inaccurate information on their credit report, the three major credit reporting agencies by law have to respond within 30 days to verify the information in question.

However, «pay for delete» deals are frowned upon very heavily by the credit reporting agencies themselves — Equifax, Trans Union, and Experian.

This proposal addresses many of the flaws with the existing consumer reporting system, by making common - sense changes that enhance consumers» rights, create more transparency over the consumer reporting and credit scoring process, and increase the accountability of credit reporting agencies, furnishers, and companies that develop credit scoring models and formulas.»

If the collection agency fails to reply in the time period, the information must be removed from a credit report by law.