A claims - made policy protects an insured against covered claims or incidents that occur and are
reported during the policy period.
If he didn't renew the last policy period and he reported it to the carrier, say a month after he non-renewed that policy, then even though he had coverage for it during the policy period, there would no longer be insurance coverage because he didn't
report it during the policy period.
Since the incident was
reported during the policy period and occurred after the retroactive date, the claim is covered.
D&O policies are offered on a claims - made basis; in other words, claims must be made and
reported during the policy period.
Not exact matches
During this
period, Ganesh co-authored a
Policy Exchange
report with Jesse Norman, later a Tory MP, which stressed, «the pressing need for a huge devolution of power away from Whitehall, towards independent institutions, towards the private and voluntary sectors, and towards local government».
Unfortunately, the Mastery Examination Committee's
report fails to address substantial concerns raised by CEA Director of
Policy, Research, and Reform Donald Williams and other committee members over the 15 - month -
period during which the group met.
Then, a team of CGCS instructional and research staff conducted site visits between November 2012 and March 2013 to the six districts participating in The Wallace Foundation's Principal Pipeline Initiative.2, 3 The results
reported in this study therefore apply to the district structures and
policies that were in place
during this time
period and may have subsequently changed.
Reporting Incidents which may become Claims The advantage of reporting a potential claim during the policy period when it happens, no matter how insignificant it may seem, is that later, if it does turn into a «claim,» the insurance company should respond even if the policy is no longer
Reporting Incidents which may become Claims The advantage of
reporting a potential claim during the policy period when it happens, no matter how insignificant it may seem, is that later, if it does turn into a «claim,» the insurance company should respond even if the policy is no longer
reporting a potential claim
during the
policy period when it happens, no matter how insignificant it may seem, is that later, if it does turn into a «claim,» the insurance company should respond even if the
policy is no longer in force.
If it was not made against the insured
during the
policy period, then the insurer can disclaim coverage for that reason alone, regardless of when the insured gave notice.1 If the claim was made
during the
policy period but the insured gave notice after the expiration of the requisite time frame for notice under the
policy, then the ability to disclaim coverage will turn on whether the notice provisions are conditions precedent or covenants.2 This principle applies regardless of whether the
policy is a claims - made or a claims - made - and -
reported and
reported.3 If the notice provisions are covenants, then late notice constitutes a breach of the
policy by the insured, triggering application of Md..
The
report must (1) assess the confidentiality, integrity and availability of the company's Information Systems, (2) detail exceptions to the company's cybersecurity procedures and
policies, (3) identify cyber risks to the company, (4) assess the effectiveness of the company's cybersecurity program, (5) propose steps to remediate any inadequacies identified in the company's cybersecurity program, and (6) include a summary of all material Cybersecurity Events that affected the company
during the time
period addressed by the
report.
They typically only respond to claims which first come to the attention of the insured
during the current 12 month
policy period and are
reported to the insurer while the
policy, or an extended
reporting period they're under, is in effect.
The next step is the discovery
period,
during which lawyers exchange documents (including accident and medical
reports, medical bills, insurance
policies, etc.) and evidence regarding the facts in the case, witness information, and experts.
The
policy is a «claims made»
policy, meaning lawyers must
report all claims or potential claims
during the
policy period.
This means that only those claims that are actually
reported to Lawyers Mutual
during the one - year
policy period will be eligible for coverage, regardless of when the mistake occurred.
A
policy providing liability coverage only if a written claim is made
during the
policy period or any applicable extended
reporting period.
Some
policies are more restrictive, requiring claims to be made and
reported to the insurer
during the
policy period.
[5] A related variation is the claims - made - and -
reported policy, under which the
policy covers only those claims that are first made against the insured and
reported by the insured to the insurer
during the
policy period.
A claim is
reported against the electrician in February 2017, for faulty work completed
during the
policy period in October 2016.
Others include claims
reported during a specified time
period (such as 60 days) after the
policy expires.
Rather, you submit a
report at the end of the
policy period that lists the vehicles you owned when the
policy began, and the autos you acquired
during the
policy period.
The Basic ERP also provides 60 days to
report claims arising from occurrences or offenses that weren't
reported to your insurer
during the
policy period.
The expenses must result from a loss that occurs
during the
policy period and must be
reported to your insurer within 180 days of the date of loss.
I have also used this opportunity to examine the enjoyment and exercise of human rights by Aboriginal and Torres Strait Islander peoples in light of other changes to
policy and legislation made
during the
Reporting Period.
In the next sections of this Chapter I use these themes to examine some of the developments in the Indigenous
policy space that have occurred
during the
reporting period.
First I give an overview of changes to native title law and
policy, and summarise native title cases that were heard
during the
reporting period.
In her lawsuit against Hants and Matthews, Murphy asked the court to award her a reimbursement of her legal fees, taxes and disbursements in the Patten lawsuit because Hants / Murphy had not
reported the complaint to the professional liability insurer of Hants
during the
policy period.
Unfortunately, the complaint was not
reported to the insurer for Hants
during the
policy period.