Sentences with phrase «reported in your credit report»

The federal Fair Credit Reporting Act covers how debt collection is reported in credit reports.

For example, a new late payment reported in your credit report will have a more dramatic effect on your credit score that a recent inquiry for new credit.

The bankruptcy does not result in removal of accounts reported in a credit report.

Not exact matches

This is similar then, in many ways to a personal credit report, such as the one which a bank will view when deciding whether or not to approve a mortgage.

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Either way, a credit report gives you invaluable information which can really help you in formulating a strategy.

The facts: While Trump took credit for Walmart's announcement — and thanked the retailer «for starting the big jobs push back into the U.S.» — Walmart had already announced in October a plan that would create 10,000 U.S. jobs, Reuters reported.

«In our experience, geopolitical shocks tend to provide a buying opportunity, unless there is: an underlying economic slowdown... clear cut overvaluation; or a monetary tightening,» Andrew Garthwaite, an equity strategist at Credit Suisse, wrote in a note reported by CNBIn our experience, geopolitical shocks tend to provide a buying opportunity, unless there is: an underlying economic slowdown... clear cut overvaluation; or a monetary tightening,» Andrew Garthwaite, an equity strategist at Credit Suisse, wrote in a note reported by CNBin a note reported by CNBC.

FICO receives a report of your credit getting checked by a lender — and since new credit accounts come with these credit inquiries beforehand, a small drop in your score might happen.

Case in point: In mid-September, three weeks before Morneau tabled his rules, credit reporting agency TransUnion estimated that hundreds of thousands of Canadians carrying variable rate subprime mortgages could be significantly impacted by interest rate increases of even 25 basis pointin point: In mid-September, three weeks before Morneau tabled his rules, credit reporting agency TransUnion estimated that hundreds of thousands of Canadians carrying variable rate subprime mortgages could be significantly impacted by interest rate increases of even 25 basis pointIn mid-September, three weeks before Morneau tabled his rules, credit reporting agency TransUnion estimated that hundreds of thousands of Canadians carrying variable rate subprime mortgages could be significantly impacted by interest rate increases of even 25 basis points.

Essentially, a company credit report gives you the benefit of seeing an objective summary of a company's credit history and from this you get its credit score, which is used by all financial institutions in assessing credit worthiness.

Antoni Swidlicki is a content creator at UK Credit Info <, which provides the cheapest credit reports for companies registered in the UK on thCredit Info <, which provides the cheapest credit reports for companies registered in the UK on thcredit reports for companies registered in the UK on the net.

Keep in mind if he or she makes a late payment, that entry will appear as negative on your credit report too.

Links mentioned in this episode include: Subscribe to SBDIB show on iTunes Get your own Live Stream with Ovaleye.tv Get your FREE Small Business Credit Report GLO Science.com GLO on Facebook GLO on Twitter Dr. Jonathan B. Levine & Associates Dr. Levine's expert page on the Dr. Oz Show Soap Time Edison Awards Next week's show info

The annual report from financial services company Credit Suisse estimates there were 15.4 million U.S. millionaires in 2017, up from 14.3 million in 2016.

Moody's already warned in a report this month that the Liberals» decision to return to deficits is «credit negative.»

Topics included: early reporting on inaccuracies in the articles of The New York Times's Judith Miller that built support for the invasion of Iraq; the media campaign to destroy UN chief Kofi Annan and undermine confidence in multilateral solutions; revelations by George Bush's biographer that as far back as 1999 then - presidential candidate Bush already spoke of wanting to invade Iraq; the real reason Bush was grounded during his National Guard days — as recounted by the widow of the pilot who replaced him; an article published throughout the world that highlighted the West's lack of resolve to seriously pursue the genocidal fugitive Bosnian Serb leader Radovan Karadzic, responsible for the largest number of European civilian deaths since World War II; several investigations of allegations by former members concerning the practices of Scientology; corruption in the leadership of the nation's largest police union; a well - connected humanitarian relief organization operating as a cover for unauthorized US covert intervention abroad; detailed evidence that a powerful congressional critic of Bill Clinton and Al Gore for financial irregularities and personal improprieties had his own track record of far more serious transgressions; a look at the practices and values of top Democratic operative and the clients they represent when out of power in Washington; the murky international interests that fueled both George W. Bush's and Hillary Clinton's presidential campaigns; the efficacy of various proposed solutions to the failed war on drugs; the poor - quality televised news program for teens (with lots of advertising) that has quietly seeped into many of America's public schools; an early exploration of deceptive practices by the credit card industry; a study of ecosystem destruction in Irian Jaya, one of the world's last substantial rain forests.

Bond yields were mixed and credit spreads narrowed further: Weekly BAA commercial bond rates were not reported this week, presumably due to closures in the financial markets.

In the last few years, ironically, credit bureaus that handle reports on people refinancing mortgages have become big customers of factors because the banks to which they sell the reports are experts at cash management.

These laws include the Equal Credit Opportunity Act, Fair Credit Reporting Act, Truth in Lending Act, Fair Debt Collection Practices Act, and Fair and Accurate Credit Transactions Act.

They are able to provide this information in the form of a computerized credit report, often with a weighted score.

Links mentioned in this episode include: Subscribe to SBDIB show on iTunes Get your own Live Stream with Ovaleye.tv Get your FREE Business credit report WiredWaffles.com Wired Waffles on Facebook @WiredWaffles on Twitter Eve's Apple Pie Moonshine on Facebook Cardboard cutouts from AllBlownUp.com Next week's show info

Whereas successful companies have «experience navigating the lending landscape, more available credit and frequently monitor their business cash flow,» according to the report, underperformers suffer from «less knowledge about financing products, lower personal credit scores, less access to financing and fewer formal financial management practices in place.»

In 1968, amid an industry - wide credit crunch, he brewed an unlikely exit strategy with his business partner and high school friend Samuel Glazer, reports The New York Times.

American Express is seeking the payment of a $ 20,403.64 credit card bill, which they claim Nelly never paid, plus an additional $ 3,000 in attorney's fees, according to several media reports.

Weston says that medical bills in particular may slip through the cracks due to complicated insurance and hospital billing systems, so consumers may not know about the bill until they see it on their credit report.

Online service provider review website NextAdvisor has compiled a list of six must - know tips about the ins and outs of credit reports.

IAC highlighted HomeAdvisor in its most recent quarterly earnings report, crediting the business for driving a 21 percent increase in revenue for the e-commerce segment.

Credit report errors could take several months to clear up, so check your report well in advance of applying for a mortgage or car financing.

In Washington State, a law signed in 2007 mandates that employers in the state may not access credit reports of employees or job applicants unless the information is significantly related to the employee or individual's job responsibilitieIn Washington State, a law signed in 2007 mandates that employers in the state may not access credit reports of employees or job applicants unless the information is significantly related to the employee or individual's job responsibilitiein 2007 mandates that employers in the state may not access credit reports of employees or job applicants unless the information is significantly related to the employee or individual's job responsibilitiein the state may not access credit reports of employees or job applicants unless the information is significantly related to the employee or individual's job responsibilities.

Sallie Mae said its promissory note does say that the loan may be declared in default and due and payable in the event of the cosigner's death, but they do not report the loan to the credit bureaus as defaulted unless and until it reaches 211 days of delinquency.

In fact, four in five credit cards boast at least one of these hidden benefits that could save you money, according to a report by CreditCards.coIn fact, four in five credit cards boast at least one of these hidden benefits that could save you money, according to a report by CreditCards.coin five credit cards boast at least one of these hidden benefits that could save you money, according to a report by CreditCards.com.

According to the Federal Reserve's G. 19 report on consumer credit from 2013, the total U.S. outstanding revolving debt was $ 856.5 billion dollars in 2013.

One out of five credit reports contains medical debt in collections, according to Consumer Financial Protection Bureau report.

Reports are also the basis for your credit score, that three - digit number in the 300 - 850 range (the higher the better) that lenders use as a measure of your creditworthiness to approve loans and set interest rates.

Snap is offering hundreds of dollars in free ad credits to advertisers who buy vertical video ads on Instagram, Recode reports.

A day after berating Wells Fargo CEO Tim Sloan over the bank's own scandal with phony accounts, Senator Warren took aim Wednesday at Smith, who retired as CEO of the credit reporting agency last week in the wake of the Equifax breach.

Nevertheless, the average VantageScore, which was developed by Experian and the other major national credit reporting companies Equifax and TransUnion, is now 675 — the highest in the decade since the Great Recession.

There have been a variety of studies showing that women in leadership roles equates to better company performance, including a report from Credit Suisse that says that companies with more than one woman on their boards have outperformed those with no women on their boards in the stock market.

Schatz has teamed up with Elizabeth Warren (D - Massachusetts) and Claire McCaskill (D - Missouri) to re-introduce a bill Monday — it was called the Stop Errors in Credit Use and Reporting (SECURE) Act when it was last introduced, in 2015 — to help Americans catch and correct credit report eCredit Use and Reporting (SECURE) Act when it was last introduced, in 2015 — to help Americans catch and correct credit report ecredit report errors.

Total credit card debt has reached its highest point ever, surpassing $ 1 trillion in 2017, according to a separate report by the Federal Reserve.

It affects the whole credit reporting system in the United States because nobody can recover it, everyone uses the same data,» said Avivah Litan, a Gartner Inc analyst who tracks identity theft and fraud.

A 2012 Credit Suisse report and a 2014 study from Spain's Banca March found similar outperformance for family firms compared with widely held issuers in Germany and Europe, respectively.

Another bright spot could be the slowing in the decline of U.S. generic drug prices, according to report from Credit Suisse, citing data from health information company IQVIA.

«Despite the increase in debt, the Whole Foods acquisition is an immediate credit positive for the company on a variety of fronts,» Moody's analyst Charlie O'Shea said in a report Monday, revising Amazon's outlook to positive from stable.

His attorneys allege Spokeo violated his rights under the Fair Credit Reporting Act, which requires companies to correct inaccurate information in credit reCredit Reporting Act, which requires companies to correct inaccurate information in credit recredit reports.

Credit reporting and scores play a key role in Americans» daily life.

In 2016, eight years after the crash, 45 percent of small - business owners reported applying for credit, up from 22 percent in 2014, according to the Federal ReservIn 2016, eight years after the crash, 45 percent of small - business owners reported applying for credit, up from 22 percent in 2014, according to the Federal Reservin 2014, according to the Federal Reserve.

Whether or not an individual engages in environmentally sustainable behavior or criticizes the government can impact their score, along with their education level, purchase history and even the social credit scores of people with whom they associate, Wired reports.

The government also laid out a number of ways to improve the accuracy and operation of the credit scoring companies to prevent or fix the errors in the reports that lenders use to assess borrowers» creditworthiness and set rates.