Sentences with phrase «represent less risk to the lender»
Secured loans have one major advantage over unsecured loans in that they represent less risk to the lender, since they can always size the property if you default on the loan.
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According to FICO, historical data indicates that borrowers with a good mix of revolving credit and installment loans generally represent less risk for lenders.
In general, lenders prefer loans with low LTV because loans with low LTV represent less risk to the bank.