A requested health exam done by medical professionals that is paid for by the life insurance company and involves various tests and documentation of vital signs.
Not exact matches
As mentioned above, they do not require a medical
exam but they do ask some basic
health questions and also
request your medical records to make sure you're not hiding anything.
But after Emily developed other
health problems, Kaye
requested a cardiac
exam.
To estimate your life expectancy, the company typically will ask you a variety of
health questions and
request medical records, and it may require a medical
exam.
If an underwriter decides it's necessary to take a closer look at your
health, either because of something you disclosed on the application or because of the results of your paramedical
exam, then he or she will
request a written summary of your medical history from your doctor or hospital.
Insurers will get a detailed report of your
health throughout the application process by asking you some specific questions, setting up a paramedical
exam for you, and (sometimes)
requesting medical records from your doctor.
Health services
requested by a 3rd party (e.g.
exams and lab tests for employment, driver's licenses, etc.).
Usually, if you are
requesting more than $ 100,000 of life insurance, depending on your age, the life insurance company will require a physical
exam to check on your current
health.
As mentioned above, they do not require a medical
exam but they do ask some basic
health questions and also
request your medical records to make sure you're not hiding anything.
You may be required to take a paramed
exam or full physical, but this will depend on the amount of life insurance you
request, as will as, your age and
health.
Depending on the amount of coverage, you will most likely be required to take a physical / medical
exam, the insurance company will possibly
request your medical records from your physician (s) /
health providers and undergo an underwriting process by the insurance company.
The most affordable no
exam life insurance carrier will depend on your age,
health and amount of life insurance
requested.
SBLI will not
request a medical
exam regardless of the outcome of the phone interview, but they reserve the right to decline your application for coverage if your
health, lifestyle, or income does not meet their requirements for approval.
Request a free quote for up to $ 500,000 of life insurance without any
health exam required.
Although there are no
exams, your approval is based on your answers to some
health questions asked when you
request your quote and apply online for your life insurance policy.
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